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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and Vital Farms, Inc. (VITL). Click either name above to swap in a different company.
Vital Farms, Inc. is the larger business by last-quarter revenue ($213.6M vs $153.1M, roughly 1.4× CPI Card Group Inc.). Vital Farms, Inc. runs the higher net margin — 7.6% vs 4.8%, a 2.8% gap on every dollar of revenue. On growth, Vital Farms, Inc. posted the faster year-over-year revenue change (28.7% vs 22.3%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $-32.1M). Over the past eight quarters, Vital Farms, Inc.'s revenue compounded faster (20.2% CAGR vs 16.9%).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Vital Tomosi Dairy Limited is a dairy processing company in Uganda. The company is a joint venture between Vital Capital Fund, "an impact investing fund primarily focused on Sub-Saharan Africa", and "Tomosi Dairy Farms, a Ugandan producer of dairy products".
PMTS vs VITL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $213.6M |
| Net Profit | $7.3M | $16.3M |
| Gross Margin | 31.5% | 35.8% |
| Operating Margin | 12.0% | 10.0% |
| Net Margin | 4.8% | 7.6% |
| Revenue YoY | 22.3% | 28.7% |
| Net Profit YoY | 8.5% | 54.3% |
| EPS (diluted) | $0.62 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $153.1M | $213.6M | ||
| Q3 25 | $138.0M | $198.9M | ||
| Q2 25 | $129.8M | $184.8M | ||
| Q1 25 | $122.8M | $162.2M | ||
| Q4 24 | $125.1M | $166.0M | ||
| Q3 24 | $124.8M | $145.0M | ||
| Q2 24 | $118.8M | $147.4M | ||
| Q1 24 | $111.9M | $147.9M |
| Q4 25 | $7.3M | $16.3M | ||
| Q3 25 | $2.3M | $16.4M | ||
| Q2 25 | $518.0K | $16.6M | ||
| Q1 25 | $4.8M | $16.9M | ||
| Q4 24 | $6.8M | $10.6M | ||
| Q3 24 | $1.3M | $7.4M | ||
| Q2 24 | $6.0M | $16.3M | ||
| Q1 24 | $5.5M | $19.0M |
| Q4 25 | 31.5% | 35.8% | ||
| Q3 25 | 29.7% | 37.7% | ||
| Q2 25 | 30.9% | 38.9% | ||
| Q1 25 | 33.2% | 38.5% | ||
| Q4 24 | 34.1% | 36.1% | ||
| Q3 24 | 35.8% | 36.9% | ||
| Q2 24 | 35.7% | 39.1% | ||
| Q1 24 | 37.1% | 39.8% |
| Q4 25 | 12.0% | 10.0% | ||
| Q3 25 | 9.4% | 10.8% | ||
| Q2 25 | 7.3% | 12.9% | ||
| Q1 25 | 11.5% | 13.4% | ||
| Q4 24 | 12.7% | 7.8% | ||
| Q3 24 | 14.3% | 6.4% | ||
| Q2 24 | 12.5% | 11.6% | ||
| Q1 24 | 12.6% | 16.3% |
| Q4 25 | 4.8% | 7.6% | ||
| Q3 25 | 1.7% | 8.3% | ||
| Q2 25 | 0.4% | 9.0% | ||
| Q1 25 | 3.9% | 10.4% | ||
| Q4 24 | 5.4% | 6.4% | ||
| Q3 24 | 1.0% | 5.1% | ||
| Q2 24 | 5.1% | 11.1% | ||
| Q1 24 | 4.9% | 12.9% |
| Q4 25 | $0.62 | $0.35 | ||
| Q3 25 | $0.19 | $0.36 | ||
| Q2 25 | $0.04 | $0.36 | ||
| Q1 25 | $0.40 | $0.37 | ||
| Q4 24 | $0.56 | $0.23 | ||
| Q3 24 | $0.11 | $0.16 | ||
| Q2 24 | $0.51 | $0.36 | ||
| Q1 24 | $0.46 | $0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $48.8M |
| Total DebtLower is stronger | $286.7M | — |
| Stockholders' EquityBook value | $-17.3M | $351.3M |
| Total Assets | $403.2M | $518.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.7M | $48.8M | ||
| Q3 25 | $16.0M | $93.8M | ||
| Q2 25 | $17.1M | $108.2M | ||
| Q1 25 | $31.5M | $156.3M | ||
| Q4 24 | $33.5M | $150.6M | ||
| Q3 24 | $14.7M | $149.5M | ||
| Q2 24 | $7.5M | $133.2M | ||
| Q1 24 | $17.1M | $113.8M |
| Q4 25 | $286.7M | — | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | — |
| Q4 25 | $-17.3M | $351.3M | ||
| Q3 25 | $-25.7M | $331.2M | ||
| Q2 25 | $-29.0M | $309.8M | ||
| Q1 25 | $-29.7M | $288.9M | ||
| Q4 24 | $-35.6M | $269.3M | ||
| Q3 24 | $-42.8M | $253.4M | ||
| Q2 24 | $-44.6M | $238.4M | ||
| Q1 24 | $-48.5M | $213.3M |
| Q4 25 | $403.2M | $518.7M | ||
| Q3 25 | $407.1M | $481.5M | ||
| Q2 25 | $399.8M | $430.8M | ||
| Q1 25 | $351.9M | $376.9M | ||
| Q4 24 | $349.7M | $359.3M | ||
| Q3 24 | $342.3M | $344.7M | ||
| Q2 24 | $321.4M | $320.5M | ||
| Q1 24 | $319.8M | $300.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | $5.8M |
| Free Cash FlowOCF − Capex | $35.2M | $-32.1M |
| FCF MarginFCF / Revenue | 23.0% | -15.1% |
| Capex IntensityCapex / Revenue | 2.9% | 17.8% |
| Cash ConversionOCF / Net Profit | 5.39× | 0.35× |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | $-48.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.6M | $5.8M | ||
| Q3 25 | $10.0M | $23.4M | ||
| Q2 25 | $4.3M | $-761.0K | ||
| Q1 25 | $5.6M | $5.3M | ||
| Q4 24 | $26.7M | $14.8M | ||
| Q3 24 | $12.5M | $10.0M | ||
| Q2 24 | $-4.8M | $16.1M | ||
| Q1 24 | $8.9M | $23.9M |
| Q4 25 | $35.2M | $-32.1M | ||
| Q3 25 | $5.3M | $-10.6M | ||
| Q2 25 | $533.0K | $-7.6M | ||
| Q1 25 | $292.0K | $2.1M | ||
| Q4 24 | $21.6M | $-3.4M | ||
| Q3 24 | $11.1M | $6.4M | ||
| Q2 24 | $-6.0M | $10.5M | ||
| Q1 24 | $7.4M | $22.6M |
| Q4 25 | 23.0% | -15.1% | ||
| Q3 25 | 3.8% | -5.3% | ||
| Q2 25 | 0.4% | -4.1% | ||
| Q1 25 | 0.2% | 1.3% | ||
| Q4 24 | 17.3% | -2.0% | ||
| Q3 24 | 8.9% | 4.4% | ||
| Q2 24 | -5.0% | 7.2% | ||
| Q1 24 | 6.6% | 15.3% |
| Q4 25 | 2.9% | 17.8% | ||
| Q3 25 | 3.4% | 17.1% | ||
| Q2 25 | 2.9% | 3.7% | ||
| Q1 25 | 4.3% | 1.9% | ||
| Q4 24 | 4.0% | 10.9% | ||
| Q3 24 | 1.2% | 2.5% | ||
| Q2 24 | 1.0% | 3.8% | ||
| Q1 24 | 1.3% | 0.9% |
| Q4 25 | 5.39× | 0.35× | ||
| Q3 25 | 4.32× | 1.43× | ||
| Q2 25 | 8.39× | -0.05× | ||
| Q1 25 | 1.17× | 0.31× | ||
| Q4 24 | 3.94× | 1.40× | ||
| Q3 24 | 9.70× | 1.34× | ||
| Q2 24 | -0.79× | 0.99× | ||
| Q1 24 | 1.63× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
VITL
| Eggs And Egg Related Products | $205.8M | 96% |
| Butter And Butter Related Products | $7.7M | 4% |
