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Side-by-side financial comparison of PRA GROUP INC (PRAA) and Revolve Group, Inc. (RVLV). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $324.4M, roughly 1.0× Revolve Group, Inc.). PRA GROUP INC runs the higher net margin — 17.0% vs 5.7%, a 11.2% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 10.4%). Revolve Group, Inc. produced more free cash flow last quarter ($-13.3M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 9.5%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
Revolve Theatre Company is a Henley-on-Thames based theatre company specialising in political and Shakespearean plays. The company is owned by Oliver Dench, Joe Morris and Tom Smith.
PRAA vs RVLV — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $333.4M | $324.4M |
| Net Profit | $56.5M | $18.6M |
| Gross Margin | — | 53.3% |
| Operating Margin | 37.7% | 6.3% |
| Net Margin | 17.0% | 5.7% |
| Revenue YoY | 13.7% | 10.4% |
| Net Profit YoY | 206.3% | 50.4% |
| EPS (diluted) | $1.47 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $333.4M | $324.4M | ||
| Q3 25 | $311.1M | $295.6M | ||
| Q2 25 | $287.7M | $309.0M | ||
| Q1 25 | $269.6M | $296.7M | ||
| Q4 24 | $293.2M | $293.7M | ||
| Q3 24 | $281.5M | $283.1M | ||
| Q2 24 | $284.2M | $282.5M | ||
| Q1 24 | $255.6M | $270.6M |
| Q4 25 | $56.5M | $18.6M | ||
| Q3 25 | $-407.7M | $21.2M | ||
| Q2 25 | $42.4M | $10.2M | ||
| Q1 25 | $3.7M | $11.8M | ||
| Q4 24 | $18.5M | $12.3M | ||
| Q3 24 | $27.2M | $11.0M | ||
| Q2 24 | $21.5M | $15.4M | ||
| Q1 24 | $3.5M | $10.9M |
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
| Q4 25 | 37.7% | 6.3% | ||
| Q3 25 | -101.4% | 7.1% | ||
| Q2 25 | 29.6% | 5.8% | ||
| Q1 25 | 27.7% | 5.0% | ||
| Q4 24 | 32.1% | 3.9% | ||
| Q3 24 | 32.0% | 5.0% | ||
| Q2 24 | 31.4% | 5.8% | ||
| Q1 24 | 26.0% | 3.4% |
| Q4 25 | 17.0% | 5.7% | ||
| Q3 25 | -131.0% | 7.2% | ||
| Q2 25 | 14.7% | 3.3% | ||
| Q1 25 | 1.4% | 4.0% | ||
| Q4 24 | 6.3% | 4.2% | ||
| Q3 24 | 9.6% | 3.9% | ||
| Q2 24 | 7.6% | 5.4% | ||
| Q1 24 | 1.4% | 4.0% |
| Q4 25 | $1.47 | $0.27 | ||
| Q3 25 | $-10.43 | $0.29 | ||
| Q2 25 | $1.08 | $0.14 | ||
| Q1 25 | $0.09 | $0.16 | ||
| Q4 24 | $0.47 | $0.18 | ||
| Q3 24 | $0.69 | $0.15 | ||
| Q2 24 | $0.54 | $0.21 | ||
| Q1 24 | $0.09 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.4M | $292.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $979.9M | $512.5M |
| Total Assets | $5.1B | $765.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.4M | $292.3M | ||
| Q3 25 | $107.5M | $315.4M | ||
| Q2 25 | $131.6M | $310.7M | ||
| Q1 25 | $128.7M | $300.8M | ||
| Q4 24 | $105.9M | $256.6M | ||
| Q3 24 | $141.1M | $252.8M | ||
| Q2 24 | $118.9M | $244.7M | ||
| Q1 24 | $108.1M | $273.4M |
| Q4 25 | $979.9M | $512.5M | ||
| Q3 25 | $928.5M | $490.2M | ||
| Q2 25 | $1.3B | $468.6M | ||
| Q1 25 | $1.2B | $453.4M | ||
| Q4 24 | $1.1B | $437.8M | ||
| Q3 24 | $1.2B | $420.8M | ||
| Q2 24 | $1.1B | $405.8M | ||
| Q1 24 | $1.1B | $389.9M |
| Q4 25 | $5.1B | $765.0M | ||
| Q3 25 | $5.0B | $751.3M | ||
| Q2 25 | $5.4B | $722.9M | ||
| Q1 25 | $5.1B | $713.9M | ||
| Q4 24 | $4.9B | $665.5M | ||
| Q3 24 | $4.9B | $670.9M | ||
| Q2 24 | $4.7B | $657.8M | ||
| Q1 24 | $4.5B | $650.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-85.5M | $-10.2M |
| Free Cash FlowOCF − Capex | $-90.4M | $-13.3M |
| FCF MarginFCF / Revenue | -27.1% | -4.1% |
| Capex IntensityCapex / Revenue | 1.4% | 1.0% |
| Cash ConversionOCF / Net Profit | -1.51× | -0.55× |
| TTM Free Cash FlowTrailing 4 quarters | $-169.4M | $48.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-85.5M | $-10.2M | ||
| Q3 25 | $-10.1M | $11.8M | ||
| Q2 25 | $-12.9M | $12.6M | ||
| Q1 25 | $-52.6M | $45.1M | ||
| Q4 24 | $-94.6M | $3.9M | ||
| Q3 24 | $-35.0M | $9.1M | ||
| Q2 24 | $-29.5M | $-24.7M | ||
| Q1 24 | $-73.0M | $38.4M |
| Q4 25 | $-90.4M | $-13.3M | ||
| Q3 25 | $-11.3M | $7.5M | ||
| Q2 25 | $-14.2M | $10.4M | ||
| Q1 25 | $-53.5M | $43.4M | ||
| Q4 24 | $-98.6M | $2.1M | ||
| Q3 24 | $-36.1M | $8.0M | ||
| Q2 24 | $-30.8M | $-25.7M | ||
| Q1 24 | $-73.5M | $36.7M |
| Q4 25 | -27.1% | -4.1% | ||
| Q3 25 | -3.6% | 2.5% | ||
| Q2 25 | -4.9% | 3.4% | ||
| Q1 25 | -19.8% | 14.6% | ||
| Q4 24 | -33.6% | 0.7% | ||
| Q3 24 | -12.8% | 2.8% | ||
| Q2 24 | -10.8% | -9.1% | ||
| Q1 24 | -28.8% | 13.5% |
| Q4 25 | 1.4% | 1.0% | ||
| Q3 25 | 0.4% | 1.5% | ||
| Q2 25 | 0.4% | 0.7% | ||
| Q1 25 | 0.3% | 0.6% | ||
| Q4 24 | 1.4% | 0.6% | ||
| Q3 24 | 0.4% | 0.4% | ||
| Q2 24 | 0.5% | 0.4% | ||
| Q1 24 | 0.2% | 0.6% |
| Q4 25 | -1.51× | -0.55× | ||
| Q3 25 | — | 0.56× | ||
| Q2 25 | -0.30× | 1.24× | ||
| Q1 25 | -14.37× | 3.82× | ||
| Q4 24 | -5.13× | 0.32× | ||
| Q3 24 | -1.29× | 0.83× | ||
| Q2 24 | -1.37× | -1.60× | ||
| Q1 24 | -21.01× | 3.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
