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Side-by-side financial comparison of PRA GROUP INC (PRAA) and Vital Farms, Inc. (VITL). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $213.6M, roughly 1.6× Vital Farms, Inc.). PRA GROUP INC runs the higher net margin — 17.0% vs 7.6%, a 9.3% gap on every dollar of revenue. On growth, Vital Farms, Inc. posted the faster year-over-year revenue change (28.7% vs 13.7%). Vital Farms, Inc. produced more free cash flow last quarter ($-32.1M vs $-90.4M). Over the past eight quarters, Vital Farms, Inc.'s revenue compounded faster (20.2% CAGR vs 14.2%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
Vital Tomosi Dairy Limited is a dairy processing company in Uganda. The company is a joint venture between Vital Capital Fund, "an impact investing fund primarily focused on Sub-Saharan Africa", and "Tomosi Dairy Farms, a Ugandan producer of dairy products".
PRAA vs VITL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $333.4M | $213.6M |
| Net Profit | $56.5M | $16.3M |
| Gross Margin | — | 35.8% |
| Operating Margin | 37.7% | 10.0% |
| Net Margin | 17.0% | 7.6% |
| Revenue YoY | 13.7% | 28.7% |
| Net Profit YoY | 206.3% | 54.3% |
| EPS (diluted) | $1.47 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $333.4M | $213.6M | ||
| Q3 25 | $311.1M | $198.9M | ||
| Q2 25 | $287.7M | $184.8M | ||
| Q1 25 | $269.6M | $162.2M | ||
| Q4 24 | $293.2M | $166.0M | ||
| Q3 24 | $281.5M | $145.0M | ||
| Q2 24 | $284.2M | $147.4M | ||
| Q1 24 | $255.6M | $147.9M |
| Q4 25 | $56.5M | $16.3M | ||
| Q3 25 | $-407.7M | $16.4M | ||
| Q2 25 | $42.4M | $16.6M | ||
| Q1 25 | $3.7M | $16.9M | ||
| Q4 24 | $18.5M | $10.6M | ||
| Q3 24 | $27.2M | $7.4M | ||
| Q2 24 | $21.5M | $16.3M | ||
| Q1 24 | $3.5M | $19.0M |
| Q4 25 | — | 35.8% | ||
| Q3 25 | — | 37.7% | ||
| Q2 25 | — | 38.9% | ||
| Q1 25 | — | 38.5% | ||
| Q4 24 | — | 36.1% | ||
| Q3 24 | — | 36.9% | ||
| Q2 24 | — | 39.1% | ||
| Q1 24 | — | 39.8% |
| Q4 25 | 37.7% | 10.0% | ||
| Q3 25 | -101.4% | 10.8% | ||
| Q2 25 | 29.6% | 12.9% | ||
| Q1 25 | 27.7% | 13.4% | ||
| Q4 24 | 32.1% | 7.8% | ||
| Q3 24 | 32.0% | 6.4% | ||
| Q2 24 | 31.4% | 11.6% | ||
| Q1 24 | 26.0% | 16.3% |
| Q4 25 | 17.0% | 7.6% | ||
| Q3 25 | -131.0% | 8.3% | ||
| Q2 25 | 14.7% | 9.0% | ||
| Q1 25 | 1.4% | 10.4% | ||
| Q4 24 | 6.3% | 6.4% | ||
| Q3 24 | 9.6% | 5.1% | ||
| Q2 24 | 7.6% | 11.1% | ||
| Q1 24 | 1.4% | 12.9% |
| Q4 25 | $1.47 | $0.35 | ||
| Q3 25 | $-10.43 | $0.36 | ||
| Q2 25 | $1.08 | $0.36 | ||
| Q1 25 | $0.09 | $0.37 | ||
| Q4 24 | $0.47 | $0.23 | ||
| Q3 24 | $0.69 | $0.16 | ||
| Q2 24 | $0.54 | $0.36 | ||
| Q1 24 | $0.09 | $0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.4M | $48.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $979.9M | $351.3M |
| Total Assets | $5.1B | $518.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.4M | $48.8M | ||
| Q3 25 | $107.5M | $93.8M | ||
| Q2 25 | $131.6M | $108.2M | ||
| Q1 25 | $128.7M | $156.3M | ||
| Q4 24 | $105.9M | $150.6M | ||
| Q3 24 | $141.1M | $149.5M | ||
| Q2 24 | $118.9M | $133.2M | ||
| Q1 24 | $108.1M | $113.8M |
| Q4 25 | $979.9M | $351.3M | ||
| Q3 25 | $928.5M | $331.2M | ||
| Q2 25 | $1.3B | $309.8M | ||
| Q1 25 | $1.2B | $288.9M | ||
| Q4 24 | $1.1B | $269.3M | ||
| Q3 24 | $1.2B | $253.4M | ||
| Q2 24 | $1.1B | $238.4M | ||
| Q1 24 | $1.1B | $213.3M |
| Q4 25 | $5.1B | $518.7M | ||
| Q3 25 | $5.0B | $481.5M | ||
| Q2 25 | $5.4B | $430.8M | ||
| Q1 25 | $5.1B | $376.9M | ||
| Q4 24 | $4.9B | $359.3M | ||
| Q3 24 | $4.9B | $344.7M | ||
| Q2 24 | $4.7B | $320.5M | ||
| Q1 24 | $4.5B | $300.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-85.5M | $5.8M |
| Free Cash FlowOCF − Capex | $-90.4M | $-32.1M |
| FCF MarginFCF / Revenue | -27.1% | -15.1% |
| Capex IntensityCapex / Revenue | 1.4% | 17.8% |
| Cash ConversionOCF / Net Profit | -1.51× | 0.35× |
| TTM Free Cash FlowTrailing 4 quarters | $-169.4M | $-48.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-85.5M | $5.8M | ||
| Q3 25 | $-10.1M | $23.4M | ||
| Q2 25 | $-12.9M | $-761.0K | ||
| Q1 25 | $-52.6M | $5.3M | ||
| Q4 24 | $-94.6M | $14.8M | ||
| Q3 24 | $-35.0M | $10.0M | ||
| Q2 24 | $-29.5M | $16.1M | ||
| Q1 24 | $-73.0M | $23.9M |
| Q4 25 | $-90.4M | $-32.1M | ||
| Q3 25 | $-11.3M | $-10.6M | ||
| Q2 25 | $-14.2M | $-7.6M | ||
| Q1 25 | $-53.5M | $2.1M | ||
| Q4 24 | $-98.6M | $-3.4M | ||
| Q3 24 | $-36.1M | $6.4M | ||
| Q2 24 | $-30.8M | $10.5M | ||
| Q1 24 | $-73.5M | $22.6M |
| Q4 25 | -27.1% | -15.1% | ||
| Q3 25 | -3.6% | -5.3% | ||
| Q2 25 | -4.9% | -4.1% | ||
| Q1 25 | -19.8% | 1.3% | ||
| Q4 24 | -33.6% | -2.0% | ||
| Q3 24 | -12.8% | 4.4% | ||
| Q2 24 | -10.8% | 7.2% | ||
| Q1 24 | -28.8% | 15.3% |
| Q4 25 | 1.4% | 17.8% | ||
| Q3 25 | 0.4% | 17.1% | ||
| Q2 25 | 0.4% | 3.7% | ||
| Q1 25 | 0.3% | 1.9% | ||
| Q4 24 | 1.4% | 10.9% | ||
| Q3 24 | 0.4% | 2.5% | ||
| Q2 24 | 0.5% | 3.8% | ||
| Q1 24 | 0.2% | 0.9% |
| Q4 25 | -1.51× | 0.35× | ||
| Q3 25 | — | 1.43× | ||
| Q2 25 | -0.30× | -0.05× | ||
| Q1 25 | -14.37× | 0.31× | ||
| Q4 24 | -5.13× | 1.40× | ||
| Q3 24 | -1.29× | 1.34× | ||
| Q2 24 | -1.37× | 0.99× | ||
| Q1 24 | -21.01× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
VITL
| Eggs And Egg Related Products | $205.8M | 96% |
| Butter And Butter Related Products | $7.7M | 4% |
