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Side-by-side financial comparison of Primerica, Inc. (PRI) and Reynolds Consumer Products Inc. (REYN). Click either name above to swap in a different company.
Reynolds Consumer Products Inc. is the larger business by last-quarter revenue ($1.0B vs $853.7M, roughly 1.2× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 11.4%, a 11.7% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 1.2%). Over the past eight quarters, Reynolds Consumer Products Inc.'s revenue compounded faster (11.4% CAGR vs 7.2%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
The Rival Company is an American manufacturer of small appliances that produces products under the Bionaire, Crock-Pot, Fasco, Patton, Pollenex, Rival, Simer, and White Mountain brands. It became a wholly owned subsidiary of Holmes Products Corp. in 1999, and later became a brand of Sunbeam Products, a subsidiary of Jarden Corporation, which purchased Holmes in 2005. Jarden, in turn, merged with Newell Rubbermaid in 2016. It is now part of the Newell Brands company.
PRI vs REYN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $1.0B |
| Net Profit | $197.0M | $118.0M |
| Gross Margin | — | 25.7% |
| Operating Margin | 28.9% | 14.8% |
| Net Margin | 23.1% | 11.4% |
| Revenue YoY | 11.0% | 1.2% |
| Net Profit YoY | 17.9% | -1.7% |
| EPS (diluted) | $6.11 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $853.7M | $1.0B | ||
| Q3 25 | $839.9M | $931.0M | ||
| Q2 25 | $793.3M | $938.0M | ||
| Q1 25 | $804.8M | $818.0M | ||
| Q4 24 | $768.8M | $1.0B | ||
| Q3 24 | $774.1M | $910.0M | ||
| Q2 24 | $803.4M | $930.0M | ||
| Q1 24 | $742.8M | $833.0M |
| Q4 25 | $197.0M | $118.0M | ||
| Q3 25 | $206.8M | $79.0M | ||
| Q2 25 | $178.3M | $73.0M | ||
| Q1 25 | $169.1M | $31.0M | ||
| Q4 24 | $167.1M | $120.0M | ||
| Q3 24 | $164.4M | $86.0M | ||
| Q2 24 | $1.2M | $97.0M | ||
| Q1 24 | $137.9M | $49.0M |
| Q4 25 | — | 25.7% | ||
| Q3 25 | — | 25.0% | ||
| Q2 25 | — | 24.1% | ||
| Q1 25 | — | 23.1% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | — | 26.3% | ||
| Q2 24 | 98.0% | 27.5% | ||
| Q1 24 | 98.2% | 24.1% |
| Q4 25 | 28.9% | 14.8% | ||
| Q3 25 | 32.3% | 11.0% | ||
| Q2 25 | 29.6% | 10.2% | ||
| Q1 25 | 27.5% | 5.1% | ||
| Q4 24 | 64.7% | 15.5% | ||
| Q3 24 | 32.9% | 12.4% | ||
| Q2 24 | 1.0% | 12.4% | ||
| Q1 24 | 24.1% | 7.8% |
| Q4 25 | 23.1% | 11.4% | ||
| Q3 25 | 24.6% | 8.5% | ||
| Q2 25 | 22.5% | 7.8% | ||
| Q1 25 | 21.0% | 3.8% | ||
| Q4 24 | 21.7% | 11.7% | ||
| Q3 24 | 21.2% | 9.5% | ||
| Q2 24 | 0.1% | 10.4% | ||
| Q1 24 | 18.6% | 5.9% |
| Q4 25 | $6.11 | $0.55 | ||
| Q3 25 | $6.35 | $0.38 | ||
| Q2 25 | $5.40 | $0.35 | ||
| Q1 25 | $5.05 | $0.15 | ||
| Q4 24 | $4.92 | $0.57 | ||
| Q3 24 | $4.83 | $0.41 | ||
| Q2 24 | $0.03 | $0.46 | ||
| Q1 24 | $3.93 | $0.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $147.0M |
| Total DebtLower is stronger | — | $1.6B |
| Stockholders' EquityBook value | $2.4B | $2.3B |
| Total Assets | $15.0B | $4.9B |
| Debt / EquityLower = less leverage | — | 0.70× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $756.2M | $147.0M | ||
| Q3 25 | $644.9M | $53.0M | ||
| Q2 25 | $621.2M | $57.0M | ||
| Q1 25 | $625.1M | $58.0M | ||
| Q4 24 | $687.8M | $137.0M | ||
| Q3 24 | $550.1M | $96.0M | ||
| Q2 24 | $627.3M | $101.0M | ||
| Q1 24 | $593.4M | $135.0M |
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.6B | ||
| Q2 25 | — | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.8B | ||
| Q1 24 | — | $1.8B |
| Q4 25 | $2.4B | $2.3B | ||
| Q3 25 | $2.3B | $2.2B | ||
| Q2 25 | $2.3B | $2.1B | ||
| Q1 25 | $2.3B | $2.1B | ||
| Q4 24 | $2.3B | $2.1B | ||
| Q3 24 | $1.9B | $2.1B | ||
| Q2 24 | $2.1B | $2.0B | ||
| Q1 24 | $2.2B | $2.0B |
| Q4 25 | $15.0B | $4.9B | ||
| Q3 25 | $14.8B | $4.9B | ||
| Q2 25 | $14.8B | $4.9B | ||
| Q1 25 | $14.6B | $4.8B | ||
| Q4 24 | $14.6B | $4.9B | ||
| Q3 24 | $14.8B | $4.8B | ||
| Q2 24 | $14.6B | $4.9B | ||
| Q1 24 | $14.9B | $4.9B |
| Q4 25 | — | 0.70× | ||
| Q3 25 | — | 0.75× | ||
| Q2 25 | — | 0.76× | ||
| Q1 25 | — | 0.77× | ||
| Q4 24 | — | 0.79× | ||
| Q3 24 | — | 0.84× | ||
| Q2 24 | — | 0.87× | ||
| Q1 24 | — | 0.92× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $237.0M |
| Free Cash FlowOCF − Capex | — | $200.0M |
| FCF MarginFCF / Revenue | — | 19.3% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | 1.72× | 2.01× |
| TTM Free Cash FlowTrailing 4 quarters | — | $316.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $338.2M | $237.0M | ||
| Q3 25 | $202.9M | $93.0M | ||
| Q2 25 | $162.6M | $91.0M | ||
| Q1 25 | $197.5M | $56.0M | ||
| Q4 24 | $270.6M | $182.0M | ||
| Q3 24 | $207.3M | $124.0M | ||
| Q2 24 | $173.3M | $84.0M | ||
| Q1 24 | $210.9M | $99.0M |
| Q4 25 | — | $200.0M | ||
| Q3 25 | — | $48.0M | ||
| Q2 25 | — | $51.0M | ||
| Q1 25 | — | $17.0M | ||
| Q4 24 | — | $141.0M | ||
| Q3 24 | — | $93.0M | ||
| Q2 24 | — | $65.0M | ||
| Q1 24 | — | $70.0M |
| Q4 25 | — | 19.3% | ||
| Q3 25 | — | 5.2% | ||
| Q2 25 | — | 5.4% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 13.8% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 7.0% | ||
| Q1 24 | — | 8.4% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 4.8% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 3.4% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 3.5% |
| Q4 25 | 1.72× | 2.01× | ||
| Q3 25 | 0.98× | 1.18× | ||
| Q2 25 | 0.91× | 1.25× | ||
| Q1 25 | 1.17× | 1.81× | ||
| Q4 24 | 1.62× | 1.52× | ||
| Q3 24 | 1.26× | 1.44× | ||
| Q2 24 | 147.98× | 0.87× | ||
| Q1 24 | 1.53× | 2.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
REYN
| Reynolds Cooking And Baking | $397.0M | 38% |
| Hefty Waste And Storage | $247.0M | 24% |
| Tableware Products | $229.0M | 22% |
| Presto Products | $164.0M | 16% |
