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Side-by-side financial comparison of Primerica, Inc. (PRI) and Schneider National, Inc. (SNDR). Click either name above to swap in a different company.
Schneider National, Inc. is the larger business by last-quarter revenue ($1.2B vs $853.7M, roughly 1.5× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 1.6%, a 21.4% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs -1.2%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -2.8%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Schneider National, Inc. is an American transportation company that provides truckload, intermodal, and logistics services. Schneider's services include regional, long-haul, expedited, dedicated, bulk, intermodal, brokerage, cross-dock logistics, pool point distribution, supply chain management, and port logistics.
PRI vs SNDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $1.2B |
| Net Profit | $197.0M | $20.4M |
| Gross Margin | — | — |
| Operating Margin | 28.9% | 2.7% |
| Net Margin | 23.1% | 1.6% |
| Revenue YoY | 11.0% | -1.2% |
| Net Profit YoY | 17.9% | -21.8% |
| EPS (diluted) | $6.11 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.2B | ||
| Q4 25 | $853.7M | $1.4B | ||
| Q3 25 | $839.9M | $1.5B | ||
| Q2 25 | $793.3M | $1.4B | ||
| Q1 25 | $804.8M | $1.4B | ||
| Q4 24 | $768.8M | $1.3B | ||
| Q3 24 | $774.1M | $1.3B | ||
| Q2 24 | $803.4M | $1.3B |
| Q1 26 | — | $20.4M | ||
| Q4 25 | $197.0M | $22.1M | ||
| Q3 25 | $206.8M | $19.4M | ||
| Q2 25 | $178.3M | $36.0M | ||
| Q1 25 | $169.1M | $26.1M | ||
| Q4 24 | $167.1M | $32.6M | ||
| Q3 24 | $164.4M | $30.6M | ||
| Q2 24 | $1.2M | $35.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 98.0% | — |
| Q1 26 | — | 2.7% | ||
| Q4 25 | 28.9% | 2.6% | ||
| Q3 25 | 32.3% | 2.4% | ||
| Q2 25 | 29.6% | 3.9% | ||
| Q1 25 | 27.5% | 3.0% | ||
| Q4 24 | 64.7% | 3.2% | ||
| Q3 24 | 32.9% | 3.3% | ||
| Q2 24 | 1.0% | 3.9% |
| Q1 26 | — | 1.6% | ||
| Q4 25 | 23.1% | 1.6% | ||
| Q3 25 | 24.6% | 1.3% | ||
| Q2 25 | 22.5% | 2.5% | ||
| Q1 25 | 21.0% | 1.9% | ||
| Q4 24 | 21.7% | 2.4% | ||
| Q3 24 | 21.2% | 2.3% | ||
| Q2 24 | 0.1% | 2.7% |
| Q1 26 | — | $0.12 | ||
| Q4 25 | $6.11 | $0.13 | ||
| Q3 25 | $6.35 | $0.11 | ||
| Q2 25 | $5.40 | $0.20 | ||
| Q1 25 | $5.05 | $0.15 | ||
| Q4 24 | $4.92 | $0.19 | ||
| Q3 24 | $4.83 | $0.17 | ||
| Q2 24 | $0.03 | $0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $227.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.4B | $3.0B |
| Total Assets | $15.0B | $4.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $227.8M | ||
| Q4 25 | $756.2M | $41.8M | ||
| Q3 25 | $644.9M | $235.7M | ||
| Q2 25 | $621.2M | $205.1M | ||
| Q1 25 | $625.1M | $154.3M | ||
| Q4 24 | $687.8M | $165.5M | ||
| Q3 24 | $550.1M | $231.6M | ||
| Q2 24 | $627.3M | $157.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $390.9M | ||
| Q3 25 | — | $509.8M | ||
| Q2 25 | — | $512.7M | ||
| Q1 25 | — | $565.8M | ||
| Q4 24 | — | $420.8M | ||
| Q3 24 | — | $124.7M | ||
| Q2 24 | — | $125.8M |
| Q1 26 | — | $3.0B | ||
| Q4 25 | $2.4B | $3.0B | ||
| Q3 25 | $2.3B | $3.0B | ||
| Q2 25 | $2.3B | $3.0B | ||
| Q1 25 | $2.3B | $3.0B | ||
| Q4 24 | $2.3B | $3.0B | ||
| Q3 24 | $1.9B | $3.0B | ||
| Q2 24 | $2.1B | $3.0B |
| Q1 26 | — | $4.9B | ||
| Q4 25 | $15.0B | $4.8B | ||
| Q3 25 | $14.8B | $5.0B | ||
| Q2 25 | $14.8B | $5.0B | ||
| Q1 25 | $14.6B | $5.0B | ||
| Q4 24 | $14.6B | $4.9B | ||
| Q3 24 | $14.8B | $4.6B | ||
| Q2 24 | $14.6B | $4.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $92.9M |
| Free Cash FlowOCF − Capex | — | $48.1M |
| FCF MarginFCF / Revenue | — | 3.9% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | 1.72× | 4.55× |
| TTM Free Cash FlowTrailing 4 quarters | — | $356.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $92.9M | ||
| Q4 25 | $338.2M | $186.0M | ||
| Q3 25 | $202.9M | $184.2M | ||
| Q2 25 | $162.6M | $175.5M | ||
| Q1 25 | $197.5M | $91.7M | ||
| Q4 24 | $270.6M | $199.5M | ||
| Q3 24 | $207.3M | $206.4M | ||
| Q2 24 | $173.3M | $182.6M |
| Q1 26 | — | $48.1M | ||
| Q4 25 | — | $145.5M | ||
| Q3 25 | — | $56.2M | ||
| Q2 25 | — | $106.4M | ||
| Q1 25 | — | $-22.7M | ||
| Q4 24 | — | $113.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $85.5M |
| Q1 26 | — | 3.9% | ||
| Q4 25 | — | 10.4% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | 7.5% | ||
| Q1 25 | — | -1.6% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 6.5% |
| Q1 26 | — | 3.6% | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 8.8% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | 8.2% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 8.2% | ||
| Q2 24 | — | 7.4% |
| Q1 26 | — | 4.55× | ||
| Q4 25 | 1.72× | 8.42× | ||
| Q3 25 | 0.98× | 9.49× | ||
| Q2 25 | 0.91× | 4.88× | ||
| Q1 25 | 1.17× | 3.51× | ||
| Q4 24 | 1.62× | 6.12× | ||
| Q3 24 | 1.26× | 6.75× | ||
| Q2 24 | 147.98× | 5.17× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
SNDR
Segment breakdown not available.
