vs

Side-by-side financial comparison of Primerica, Inc. (PRI) and Teradyne (TER). Click either name above to swap in a different company.

Teradyne is the larger business by last-quarter revenue ($1.1B vs $853.7M, roughly 1.3× Primerica, Inc.). Teradyne runs the higher net margin — 23.7% vs 23.1%, a 0.7% gap on every dollar of revenue. On growth, Teradyne posted the faster year-over-year revenue change (43.9% vs 11.0%). Over the past eight quarters, Teradyne's revenue compounded faster (34.4% CAGR vs 7.2%).

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

Teradyne, Inc. is an American automatic test equipment (ATE) designer and manufacturer based in North Reading, Massachusetts. Its high-profile customers include Samsung, Qualcomm, Intel, Analog Devices, Texas Instruments and IBM.

PRI vs TER — Head-to-Head

Bigger by revenue
TER
TER
1.3× larger
TER
$1.1B
$853.7M
PRI
Growing faster (revenue YoY)
TER
TER
+32.9% gap
TER
43.9%
11.0%
PRI
Higher net margin
TER
TER
0.7% more per $
TER
23.7%
23.1%
PRI
Faster 2-yr revenue CAGR
TER
TER
Annualised
TER
34.4%
7.2%
PRI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PRI
PRI
TER
TER
Revenue
$853.7M
$1.1B
Net Profit
$197.0M
$257.2M
Gross Margin
57.2%
Operating Margin
28.9%
27.1%
Net Margin
23.1%
23.7%
Revenue YoY
11.0%
43.9%
Net Profit YoY
17.9%
75.9%
EPS (diluted)
$6.11
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRI
PRI
TER
TER
Q4 25
$853.7M
$1.1B
Q3 25
$839.9M
$769.2M
Q2 25
$793.3M
$651.8M
Q1 25
$804.8M
$685.7M
Q4 24
$768.8M
$752.9M
Q3 24
$774.1M
$737.3M
Q2 24
$803.4M
$729.9M
Q1 24
$742.8M
$599.8M
Net Profit
PRI
PRI
TER
TER
Q4 25
$197.0M
$257.2M
Q3 25
$206.8M
$119.6M
Q2 25
$178.3M
$78.4M
Q1 25
$169.1M
$98.9M
Q4 24
$167.1M
$146.3M
Q3 24
$164.4M
$145.6M
Q2 24
$1.2M
$186.3M
Q1 24
$137.9M
$64.2M
Gross Margin
PRI
PRI
TER
TER
Q4 25
57.2%
Q3 25
58.4%
Q2 25
57.2%
Q1 25
60.6%
Q4 24
59.4%
Q3 24
59.2%
Q2 24
98.0%
58.3%
Q1 24
98.2%
56.6%
Operating Margin
PRI
PRI
TER
TER
Q4 25
28.9%
27.1%
Q3 25
32.3%
18.9%
Q2 25
29.6%
13.9%
Q1 25
27.5%
17.6%
Q4 24
64.7%
20.4%
Q3 24
32.9%
20.6%
Q2 24
1.0%
28.8%
Q1 24
24.1%
13.0%
Net Margin
PRI
PRI
TER
TER
Q4 25
23.1%
23.7%
Q3 25
24.6%
15.5%
Q2 25
22.5%
12.0%
Q1 25
21.0%
14.4%
Q4 24
21.7%
19.4%
Q3 24
21.2%
19.8%
Q2 24
0.1%
25.5%
Q1 24
18.6%
10.7%
EPS (diluted)
PRI
PRI
TER
TER
Q4 25
$6.11
$1.62
Q3 25
$6.35
$0.75
Q2 25
$5.40
$0.49
Q1 25
$5.05
$0.61
Q4 24
$4.92
$0.89
Q3 24
$4.83
$0.89
Q2 24
$0.03
$1.14
Q1 24
$3.93
$0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRI
PRI
TER
TER
Cash + ST InvestmentsLiquidity on hand
$756.2M
$293.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.4B
$2.8B
Total Assets
$15.0B
$4.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRI
PRI
TER
TER
Q4 25
$756.2M
$293.8M
Q3 25
$644.9M
$272.7M
Q2 25
$621.2M
$339.3M
Q1 25
$625.1M
$475.6M
Q4 24
$687.8M
$553.4M
Q3 24
$550.1M
$510.0M
Q2 24
$627.3M
$421.9M
Q1 24
$593.4M
$707.4M
Stockholders' Equity
PRI
PRI
TER
TER
Q4 25
$2.4B
$2.8B
Q3 25
$2.3B
$2.7B
Q2 25
$2.3B
$2.8B
Q1 25
$2.3B
$2.8B
Q4 24
$2.3B
$2.8B
Q3 24
$1.9B
$2.9B
Q2 24
$2.1B
$2.7B
Q1 24
$2.2B
$2.6B
Total Assets
PRI
PRI
TER
TER
Q4 25
$15.0B
$4.2B
Q3 25
$14.8B
$4.0B
Q2 25
$14.8B
$3.8B
Q1 25
$14.6B
$3.7B
Q4 24
$14.6B
$3.7B
Q3 24
$14.8B
$3.8B
Q2 24
$14.6B
$3.6B
Q1 24
$14.9B
$3.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRI
PRI
TER
TER
Operating Cash FlowLast quarter
$338.2M
$281.6M
Free Cash FlowOCF − Capex
$218.8M
FCF MarginFCF / Revenue
20.2%
Capex IntensityCapex / Revenue
5.8%
Cash ConversionOCF / Net Profit
1.72×
1.09×
TTM Free Cash FlowTrailing 4 quarters
$450.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRI
PRI
TER
TER
Q4 25
$338.2M
$281.6M
Q3 25
$202.9M
$49.0M
Q2 25
$162.6M
$182.1M
Q1 25
$197.5M
$161.6M
Q4 24
$270.6M
$282.6M
Q3 24
$207.3M
$166.3M
Q2 24
$173.3M
$216.1M
Q1 24
$210.9M
$7.3M
Free Cash Flow
PRI
PRI
TER
TER
Q4 25
$218.8M
Q3 25
$2.4M
Q2 25
$131.7M
Q1 25
$97.6M
Q4 24
$225.2M
Q3 24
$114.4M
Q2 24
$171.2M
Q1 24
$-36.7M
FCF Margin
PRI
PRI
TER
TER
Q4 25
20.2%
Q3 25
0.3%
Q2 25
20.2%
Q1 25
14.2%
Q4 24
29.9%
Q3 24
15.5%
Q2 24
23.5%
Q1 24
-6.1%
Capex Intensity
PRI
PRI
TER
TER
Q4 25
5.8%
Q3 25
6.1%
Q2 25
7.7%
Q1 25
9.3%
Q4 24
7.6%
Q3 24
7.0%
Q2 24
6.1%
Q1 24
7.3%
Cash Conversion
PRI
PRI
TER
TER
Q4 25
1.72×
1.09×
Q3 25
0.98×
0.41×
Q2 25
0.91×
2.32×
Q1 25
1.17×
1.63×
Q4 24
1.62×
1.93×
Q3 24
1.26×
1.14×
Q2 24
147.98×
1.16×
Q1 24
1.53×
0.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

TER
TER

Soc$646.5M60%
Memory$206.5M19%
Transferred At Point In Time$90.0M8%
Universal Robots$89.4M8%
IST$30.5M3%
Transferred Over Time$20.5M2%

Related Comparisons