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Side-by-side financial comparison of Primerica, Inc. (PRI) and MARRIOTT VACATIONS WORLDWIDE Corp (VAC). Click either name above to swap in a different company.
MARRIOTT VACATIONS WORLDWIDE Corp is the larger business by last-quarter revenue ($1.2B vs $872.7M, roughly 1.4× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 21.8% vs -35.0%, a 56.8% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (8.4% vs -0.7%). Over the past eight quarters, MARRIOTT VACATIONS WORLDWIDE Corp's revenue compounded faster (5.2% CAGR vs 4.2%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Marriott Vacations Worldwide Corporation is a pure-play public timeshare company. Formerly a division of Marriott International, Marriott Vacations Worldwide was established as a separate, publicly traded entity focusing primarily on vacation ownership in November 2011. Marriott Vacations Worldwide runs more than 120 resorts with over 700,000 Owners and members in a diverse portfolio of brands under The Marriott Vacation Clubs name. Its brands include Marriott Vacation Club, The Marriott Vaca...
PRI vs VAC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $872.7M | $1.2B |
| Net Profit | $190.1M | $-431.0M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 21.8% | -35.0% |
| Revenue YoY | 8.4% | -0.7% |
| Net Profit YoY | 12.4% | -962.0% |
| EPS (diluted) | $5.97 | $-12.00 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $872.7M | — | ||
| Q4 25 | $853.7M | $1.2B | ||
| Q3 25 | $839.9M | $1.2B | ||
| Q2 25 | $793.3M | $1.2B | ||
| Q1 25 | $804.8M | $1.1B | ||
| Q4 24 | $768.8M | $1.2B | ||
| Q3 24 | $774.1M | $1.2B | ||
| Q2 24 | $803.4M | $1.1B |
| Q1 26 | $190.1M | — | ||
| Q4 25 | $197.0M | $-431.0M | ||
| Q3 25 | $206.8M | $-2.0M | ||
| Q2 25 | $178.3M | $69.0M | ||
| Q1 25 | $169.1M | $56.0M | ||
| Q4 24 | $167.1M | $50.0M | ||
| Q3 24 | $164.4M | $84.0M | ||
| Q2 24 | $1.2M | $37.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 98.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 28.9% | — | ||
| Q3 25 | 32.3% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 64.7% | — | ||
| Q3 24 | 32.9% | — | ||
| Q2 24 | 1.0% | — |
| Q1 26 | 21.8% | — | ||
| Q4 25 | 23.1% | -35.0% | ||
| Q3 25 | 24.6% | -0.2% | ||
| Q2 25 | 22.5% | 6.0% | ||
| Q1 25 | 21.0% | 5.0% | ||
| Q4 24 | 21.7% | 4.0% | ||
| Q3 24 | 21.2% | 6.9% | ||
| Q2 24 | 0.1% | 3.5% |
| Q1 26 | $5.97 | — | ||
| Q4 25 | $6.11 | $-12.00 | ||
| Q3 25 | $6.35 | $-0.07 | ||
| Q2 25 | $5.40 | $1.77 | ||
| Q1 25 | $5.05 | $1.46 | ||
| Q4 24 | $4.92 | $1.29 | ||
| Q3 24 | $4.83 | $2.12 | ||
| Q2 24 | $0.03 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $645.8M | $406.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.5B | $2.0B |
| Total Assets | $14.7B | $9.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $645.8M | — | ||
| Q4 25 | $756.2M | $406.0M | ||
| Q3 25 | $644.9M | $474.0M | ||
| Q2 25 | $621.2M | $205.0M | ||
| Q1 25 | $625.1M | $196.0M | ||
| Q4 24 | $687.8M | $197.0M | ||
| Q3 24 | $550.1M | $197.0M | ||
| Q2 24 | $627.3M | $206.0M |
| Q1 26 | $2.5B | — | ||
| Q4 25 | $2.4B | $2.0B | ||
| Q3 25 | $2.3B | $2.5B | ||
| Q2 25 | $2.3B | $2.5B | ||
| Q1 25 | $2.3B | $2.4B | ||
| Q4 24 | $2.3B | $2.4B | ||
| Q3 24 | $1.9B | $2.4B | ||
| Q2 24 | $2.1B | $2.4B |
| Q1 26 | $14.7B | — | ||
| Q4 25 | $15.0B | $9.8B | ||
| Q3 25 | $14.8B | $10.1B | ||
| Q2 25 | $14.8B | $9.9B | ||
| Q1 25 | $14.6B | $9.9B | ||
| Q4 24 | $14.6B | $9.8B | ||
| Q3 24 | $14.8B | $9.7B | ||
| Q2 24 | $14.6B | $9.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $6.0M |
| Free Cash FlowOCF − Capex | — | $-6.0M |
| FCF MarginFCF / Revenue | — | -0.5% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-29.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $338.2M | $6.0M | ||
| Q3 25 | $202.9M | $62.0M | ||
| Q2 25 | $162.6M | $-48.0M | ||
| Q1 25 | $197.5M | $8.0M | ||
| Q4 24 | $270.6M | $100.0M | ||
| Q3 24 | $207.3M | $72.0M | ||
| Q2 24 | $173.3M | $30.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-6.0M | ||
| Q3 25 | — | $51.0M | ||
| Q2 25 | — | $-68.0M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | — | $86.0M | ||
| Q3 24 | — | $58.0M | ||
| Q2 24 | — | $17.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -0.5% | ||
| Q3 25 | — | 4.3% | ||
| Q2 25 | — | -5.9% | ||
| Q1 25 | — | -0.5% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 0.91× | -0.70× | ||
| Q1 25 | 1.17× | 0.14× | ||
| Q4 24 | 1.62× | 2.00× | ||
| Q3 24 | 1.26× | 0.86× | ||
| Q2 24 | 147.98× | 0.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
Segment breakdown not available.
VAC
| Cost Reimbursement | $467.0M | 38% |
| Time Share | $381.0M | 31% |
| Management And Exchange | $212.0M | 17% |
| Ancillary Revenues | $64.0M | 5% |
| Management Service | $55.0M | 4% |
| Service Other | $36.0M | 3% |
