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Side-by-side financial comparison of Ralliant Corp (RAL) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

WINTRUST FINANCIAL CORP is the larger business by last-quarter revenue ($713.2M vs $529.1M, roughly 1.3× Ralliant Corp). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 7.5%, a 24.3% gap on every dollar of revenue. On growth, WINTRUST FINANCIAL CORP posted the faster year-over-year revenue change (10.9% vs -0.5%).

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

RAL vs WTFC — Head-to-Head

Bigger by revenue
WTFC
WTFC
1.3× larger
WTFC
$713.2M
$529.1M
RAL
Growing faster (revenue YoY)
WTFC
WTFC
+11.4% gap
WTFC
10.9%
-0.5%
RAL
Higher net margin
WTFC
WTFC
24.3% more per $
WTFC
31.9%
7.5%
RAL

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
RAL
RAL
WTFC
WTFC
Revenue
$529.1M
$713.2M
Net Profit
$39.9M
$227.4M
Gross Margin
50.8%
Operating Margin
9.8%
Net Margin
7.5%
31.9%
Revenue YoY
-0.5%
10.9%
Net Profit YoY
-56.1%
EPS (diluted)
$0.35
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RAL
RAL
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$714.3M
Q3 25
$529.1M
$697.8M
Q2 25
$503.3M
$670.8M
Q1 25
$643.1M
Q4 24
$638.6M
Q3 24
$531.7M
$615.7M
Q2 24
$533.7M
$591.8M
Net Profit
RAL
RAL
WTFC
WTFC
Q1 26
$227.4M
Q4 25
Q3 25
$39.9M
$216.3M
Q2 25
$47.6M
$195.5M
Q1 25
$189.0M
Q4 24
Q3 24
$90.9M
$170.0M
Q2 24
$64.8M
$152.4M
Gross Margin
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
Q3 25
50.8%
Q2 25
49.3%
Q1 25
Q4 24
Q3 24
52.6%
Q2 24
51.5%
Operating Margin
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
42.3%
Q3 25
9.8%
42.4%
Q2 25
11.7%
39.8%
Q1 25
39.3%
Q4 24
39.6%
Q3 24
20.9%
37.8%
Q2 24
19.7%
35.7%
Net Margin
RAL
RAL
WTFC
WTFC
Q1 26
31.9%
Q4 25
Q3 25
7.5%
31.0%
Q2 25
9.5%
29.1%
Q1 25
29.4%
Q4 24
Q3 24
17.1%
27.6%
Q2 24
12.1%
25.8%
EPS (diluted)
RAL
RAL
WTFC
WTFC
Q1 26
$3.22
Q4 25
$3.15
Q3 25
$0.35
$2.78
Q2 25
$0.42
$2.78
Q1 25
$2.69
Q4 24
$2.63
Q3 24
$0.81
$2.47
Q2 24
$0.57
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RAL
RAL
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$264.2M
Total DebtLower is stronger
$1.1B
Stockholders' EquityBook value
$3.0B
$7.4B
Total Assets
$5.3B
$72.2B
Debt / EquityLower = less leverage
0.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
Q3 25
$264.2M
Q2 25
$198.6M
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
RAL
RAL
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$7.3B
Q3 25
$3.0B
$7.0B
Q2 25
$3.0B
$7.2B
Q1 25
$6.6B
Q4 24
$6.3B
Q3 24
$4.0B
$6.4B
Q2 24
$4.0B
$5.5B
Total Assets
RAL
RAL
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$71.1B
Q3 25
$5.3B
$69.6B
Q2 25
$5.2B
$69.0B
Q1 25
$65.9B
Q4 24
$64.9B
Q3 24
$63.8B
Q2 24
$59.8B
Debt / Equity
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
Q3 25
0.39×
Q2 25
0.38×
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RAL
RAL
WTFC
WTFC
Operating Cash FlowLast quarter
$138.6M
Free Cash FlowOCF − Capex
$126.6M
FCF MarginFCF / Revenue
23.9%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
3.47×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
$910.3M
Q3 25
$138.6M
$209.8M
Q2 25
$329.2M
Q1 25
$119.8M
Q4 24
$721.6M
Q3 24
$-61.6M
Q2 24
$221.2M
Free Cash Flow
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
$860.4M
Q3 25
$126.6M
Q2 25
Q1 25
Q4 24
$635.5M
Q3 24
$-78.3M
Q2 24
$182.1M
FCF Margin
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
120.5%
Q3 25
23.9%
Q2 25
Q1 25
Q4 24
99.5%
Q3 24
-12.7%
Q2 24
30.8%
Capex Intensity
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
7.0%
Q3 25
2.3%
Q2 25
Q1 25
Q4 24
13.5%
Q3 24
2.7%
Q2 24
6.6%
Cash Conversion
RAL
RAL
WTFC
WTFC
Q1 26
Q4 25
Q3 25
3.47×
0.97×
Q2 25
1.68×
Q1 25
0.63×
Q4 24
Q3 24
-0.36×
Q2 24
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RAL
RAL

Industrial Manufacturing$111.1M21%
Defense And Space$93.6M18%
Diversified Electronics$91.0M17%
Test And Measurement$76.8M15%
Communications$60.7M11%
Semiconductors$51.4M10%
Other Direct End Markets$44.4M8%

WTFC
WTFC

Segment breakdown not available.

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