vs
Side-by-side financial comparison of RBB Bancorp (RBB) and REGIS CORP (RGS). Click either name above to swap in a different company.
REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $32.3M, roughly 1.8× RBB Bancorp). RBB Bancorp runs the higher net margin — 31.5% vs 0.8%, a 30.7% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 12.6%). RBB Bancorp produced more free cash flow last quarter ($42.6M vs $891.0K). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 7.0%).
RBB Bancorp is a US-based financial holding company that operates Royal Business Bank as its primary banking subsidiary. It caters mainly to Asian American communities, small and medium-sized enterprises, real estate investors, and retail clients, offering comprehensive commercial banking, consumer lending, deposit services, and wealth management solutions across branches in key US coastal metropolitan areas.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
RBB vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $32.3M | $57.1M |
| Net Profit | $10.2M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 39.5% | 10.8% |
| Net Margin | 31.5% | 0.8% |
| Revenue YoY | 12.6% | 22.3% |
| Net Profit YoY | 132.1% | -94.0% |
| EPS (diluted) | $0.59 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $32.3M | $57.1M | ||
| Q3 25 | $32.6M | $59.0M | ||
| Q2 25 | $35.8M | $60.4M | ||
| Q1 25 | $28.5M | $57.0M | ||
| Q4 24 | $28.7M | $46.7M | ||
| Q3 24 | $30.3M | $46.1M | ||
| Q2 24 | $27.5M | $49.4M | ||
| Q1 24 | $28.2M | $49.2M |
| Q4 25 | $10.2M | $456.0K | ||
| Q3 25 | $10.1M | $1.4M | ||
| Q2 25 | $9.3M | $116.5M | ||
| Q1 25 | $2.3M | $250.0K | ||
| Q4 24 | $4.4M | $7.6M | ||
| Q3 24 | $7.0M | $-853.0K | ||
| Q2 24 | $7.2M | $91.2M | ||
| Q1 24 | $8.0M | $-2.3M |
| Q4 25 | 39.5% | 10.8% | ||
| Q3 25 | 40.7% | 10.0% | ||
| Q2 25 | 36.1% | 12.1% | ||
| Q1 25 | 11.2% | 8.8% | ||
| Q4 24 | 17.6% | 11.8% | ||
| Q3 24 | 31.6% | 4.6% | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 39.9% | 8.3% |
| Q4 25 | 31.5% | 0.8% | ||
| Q3 25 | 31.2% | 2.3% | ||
| Q2 25 | 26.1% | 192.9% | ||
| Q1 25 | 8.0% | 0.4% | ||
| Q4 24 | 15.3% | 16.4% | ||
| Q3 24 | 23.1% | -1.9% | ||
| Q2 24 | 26.4% | 184.7% | ||
| Q1 24 | 28.4% | -4.7% |
| Q4 25 | $0.59 | $0.16 | ||
| Q3 25 | $0.59 | $0.49 | ||
| Q2 25 | $0.52 | $43.67 | ||
| Q1 25 | $0.13 | $0.08 | ||
| Q4 24 | $0.26 | $2.71 | ||
| Q3 24 | $0.39 | $-0.36 | ||
| Q2 24 | $0.39 | $38.40 | ||
| Q1 24 | $0.43 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $212.3M | $18.4M |
| Total DebtLower is stronger | $119.9M | $113.3M |
| Stockholders' EquityBook value | $523.4M | $188.7M |
| Total Assets | $4.2B | $588.3M |
| Debt / EquityLower = less leverage | 0.23× | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $212.3M | $18.4M | ||
| Q3 25 | $234.9M | $16.6M | ||
| Q2 25 | $191.9M | $17.0M | ||
| Q1 25 | $238.8M | $13.3M | ||
| Q4 24 | $257.7M | $10.2M | ||
| Q3 24 | $349.4M | $6.3M | ||
| Q2 24 | $252.8M | $10.1M | ||
| Q1 24 | — | $5.9M |
| Q4 25 | $119.9M | $113.3M | ||
| Q3 25 | $119.8M | $111.3M | ||
| Q2 25 | $119.7M | $110.8M | ||
| Q1 25 | $119.6M | $112.0M | ||
| Q4 24 | $119.5M | $111.5M | ||
| Q3 24 | $119.4M | $95.2M | ||
| Q2 24 | $119.3M | $99.5M | ||
| Q1 24 | $119.2M | $179.7M |
| Q4 25 | $523.4M | $188.7M | ||
| Q3 25 | $514.3M | $187.6M | ||
| Q2 25 | $517.7M | $185.6M | ||
| Q1 25 | $510.3M | $68.6M | ||
| Q4 24 | $507.9M | $66.7M | ||
| Q3 24 | $509.7M | $56.4M | ||
| Q2 24 | $511.3M | $56.8M | ||
| Q1 24 | $514.0M | $-35.8M |
| Q4 25 | $4.2B | $588.3M | ||
| Q3 25 | $4.2B | $592.1M | ||
| Q2 25 | $4.1B | $599.0M | ||
| Q1 25 | $4.0B | $511.2M | ||
| Q4 24 | $4.0B | $530.1M | ||
| Q3 24 | $4.0B | $508.9M | ||
| Q2 24 | $3.9B | $530.5M | ||
| Q1 24 | $3.9B | $543.7M |
| Q4 25 | 0.23× | 0.60× | ||
| Q3 25 | 0.23× | 0.59× | ||
| Q2 25 | 0.23× | 0.60× | ||
| Q1 25 | 0.23× | 1.63× | ||
| Q4 24 | 0.24× | 1.67× | ||
| Q3 24 | 0.23× | 1.69× | ||
| Q2 24 | 0.23× | 1.75× | ||
| Q1 24 | 0.23× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $43.4M | $1.7M |
| Free Cash FlowOCF − Capex | $42.6M | $891.0K |
| FCF MarginFCF / Revenue | 131.8% | 1.6% |
| Capex IntensityCapex / Revenue | 2.5% | 1.4% |
| Cash ConversionOCF / Net Profit | 4.26× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $73.5M | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $43.4M | $1.7M | ||
| Q3 25 | $2.1M | $2.3M | ||
| Q2 25 | $21.7M | $6.8M | ||
| Q1 25 | $7.8M | $6.2M | ||
| Q4 24 | $58.5M | $2.1M | ||
| Q3 24 | $24.5M | $-1.3M | ||
| Q2 24 | $11.7M | $5.1M | ||
| Q1 24 | $4.8M | $-277.0K |
| Q4 25 | $42.6M | $891.0K | ||
| Q3 25 | $1.8M | $1.9M | ||
| Q2 25 | $21.6M | $6.2M | ||
| Q1 25 | $7.6M | $5.9M | ||
| Q4 24 | $57.7M | $1.7M | ||
| Q3 24 | $24.2M | $-1.4M | ||
| Q2 24 | $11.5M | $5.1M | ||
| Q1 24 | $4.7M | $-326.0K |
| Q4 25 | 131.8% | 1.6% | ||
| Q3 25 | 5.4% | 3.2% | ||
| Q2 25 | 60.2% | 10.3% | ||
| Q1 25 | 26.7% | 10.3% | ||
| Q4 24 | 201.0% | 3.6% | ||
| Q3 24 | 80.0% | -3.0% | ||
| Q2 24 | 42.0% | 10.3% | ||
| Q1 24 | 16.6% | -0.7% |
| Q4 25 | 2.5% | 1.4% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 0.3% | 0.9% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 2.7% | 0.9% | ||
| Q3 24 | 0.8% | 0.0% | ||
| Q2 24 | 0.5% | 0.0% | ||
| Q1 24 | 0.5% | 0.1% |
| Q4 25 | 4.26× | 3.65× | ||
| Q3 25 | 0.21× | 1.68× | ||
| Q2 25 | 2.32× | 0.06× | ||
| Q1 25 | 3.39× | 24.80× | ||
| Q4 24 | 13.34× | 0.28× | ||
| Q3 24 | 3.50× | — | ||
| Q2 24 | 1.61× | 0.06× | ||
| Q1 24 | 0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RBB
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
