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Side-by-side financial comparison of REGIS CORP (RGS) and TRICO BANCSHARES (TCBK). Click either name above to swap in a different company.
TRICO BANCSHARES is the larger business by last-quarter revenue ($109.4M vs $57.1M, roughly 1.9× REGIS CORP). TRICO BANCSHARES runs the higher net margin — 251.6% vs 0.8%, a 250.8% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 9.0%). TRICO BANCSHARES produced more free cash flow last quarter ($127.9M vs $891.0K). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 5.4%).
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
RGS vs TCBK — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $57.1M | $109.4M |
| Net Profit | $456.0K | $33.6M |
| Gross Margin | — | — |
| Operating Margin | 10.8% | 42.6% |
| Net Margin | 0.8% | 251.6% |
| Revenue YoY | 22.3% | 9.0% |
| Net Profit YoY | -94.0% | 15.8% |
| EPS (diluted) | $0.16 | $1.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $57.1M | $109.4M | ||
| Q3 25 | $59.0M | $107.6M | ||
| Q2 25 | $60.4M | $103.6M | ||
| Q1 25 | $57.0M | $98.6M | ||
| Q4 24 | $46.7M | $100.4M | ||
| Q3 24 | $46.1M | $99.1M | ||
| Q2 24 | $49.4M | $97.9M | ||
| Q1 24 | $49.2M | $98.5M |
| Q4 25 | $456.0K | $33.6M | ||
| Q3 25 | $1.4M | $34.0M | ||
| Q2 25 | $116.5M | $27.5M | ||
| Q1 25 | $250.0K | $26.4M | ||
| Q4 24 | $7.6M | $29.0M | ||
| Q3 24 | $-853.0K | $29.1M | ||
| Q2 24 | $91.2M | $29.0M | ||
| Q1 24 | $-2.3M | $27.7M |
| Q4 25 | 10.8% | 42.6% | ||
| Q3 25 | 10.0% | 43.2% | ||
| Q2 25 | 12.1% | 36.5% | ||
| Q1 25 | 8.8% | 35.8% | ||
| Q4 24 | 11.8% | 38.7% | ||
| Q3 24 | 4.6% | 39.8% | ||
| Q2 24 | — | 40.0% | ||
| Q1 24 | 8.3% | 38.3% |
| Q4 25 | 0.8% | 251.6% | ||
| Q3 25 | 2.3% | 31.6% | ||
| Q2 25 | 192.9% | 26.6% | ||
| Q1 25 | 0.4% | 26.7% | ||
| Q4 24 | 16.4% | 221.4% | ||
| Q3 24 | -1.9% | 29.3% | ||
| Q2 24 | 184.7% | 29.7% | ||
| Q1 24 | -4.7% | 28.2% |
| Q4 25 | $0.16 | $1.02 | ||
| Q3 25 | $0.49 | $1.04 | ||
| Q2 25 | $43.67 | $0.84 | ||
| Q1 25 | $0.08 | $0.80 | ||
| Q4 24 | $2.71 | $0.88 | ||
| Q3 24 | $-0.36 | $0.88 | ||
| Q2 24 | $38.40 | $0.87 | ||
| Q1 24 | $-1.00 | $0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.4M | $157.0M |
| Total DebtLower is stronger | $113.3M | — |
| Stockholders' EquityBook value | $188.7M | $1.3B |
| Total Assets | $588.3M | $9.8B |
| Debt / EquityLower = less leverage | 0.60× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.4M | $157.0M | ||
| Q3 25 | $16.6M | $298.8M | ||
| Q2 25 | $17.0M | $314.3M | ||
| Q1 25 | $13.3M | $308.3M | ||
| Q4 24 | $10.2M | $145.0M | ||
| Q3 24 | $6.3M | $320.1M | ||
| Q2 24 | $10.1M | $206.6M | ||
| Q1 24 | $5.9M | $82.8M |
| Q4 25 | $113.3M | — | ||
| Q3 25 | $111.3M | — | ||
| Q2 25 | $110.8M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $111.5M | — | ||
| Q3 24 | $95.2M | — | ||
| Q2 24 | $99.5M | — | ||
| Q1 24 | $179.7M | — |
| Q4 25 | $188.7M | $1.3B | ||
| Q3 25 | $187.6M | $1.3B | ||
| Q2 25 | $185.6M | $1.3B | ||
| Q1 25 | $68.6M | $1.3B | ||
| Q4 24 | $66.7M | $1.2B | ||
| Q3 24 | $56.4M | $1.2B | ||
| Q2 24 | $56.8M | $1.2B | ||
| Q1 24 | $-35.8M | $1.2B |
| Q4 25 | $588.3M | $9.8B | ||
| Q3 25 | $592.1M | $9.9B | ||
| Q2 25 | $599.0M | $9.9B | ||
| Q1 25 | $511.2M | $9.8B | ||
| Q4 24 | $530.1M | $9.7B | ||
| Q3 24 | $508.9M | $9.8B | ||
| Q2 24 | $530.5M | $9.7B | ||
| Q1 24 | $543.7M | $9.8B |
| Q4 25 | 0.60× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 1.67× | — | ||
| Q3 24 | 1.69× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | $133.3M |
| Free Cash FlowOCF − Capex | $891.0K | $127.9M |
| FCF MarginFCF / Revenue | 1.6% | 116.9% |
| Capex IntensityCapex / Revenue | 1.4% | 4.9% |
| Cash ConversionOCF / Net Profit | 3.65× | 3.96× |
| TTM Free Cash FlowTrailing 4 quarters | $14.9M | $222.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $133.3M | ||
| Q3 25 | $2.3M | $45.1M | ||
| Q2 25 | $6.8M | $29.2M | ||
| Q1 25 | $6.2M | $24.5M | ||
| Q4 24 | $2.1M | $109.7M | ||
| Q3 24 | $-1.3M | $28.6M | ||
| Q2 24 | $5.1M | $31.8M | ||
| Q1 24 | $-277.0K | $25.1M |
| Q4 25 | $891.0K | $127.9M | ||
| Q3 25 | $1.9M | $43.2M | ||
| Q2 25 | $6.2M | $28.2M | ||
| Q1 25 | $5.9M | $22.8M | ||
| Q4 24 | $1.7M | $105.2M | ||
| Q3 24 | $-1.4M | $27.3M | ||
| Q2 24 | $5.1M | $30.8M | ||
| Q1 24 | $-326.0K | $24.1M |
| Q4 25 | 1.6% | 116.9% | ||
| Q3 25 | 3.2% | 40.2% | ||
| Q2 25 | 10.3% | 27.2% | ||
| Q1 25 | 10.3% | 23.1% | ||
| Q4 24 | 3.6% | 104.8% | ||
| Q3 24 | -3.0% | 27.6% | ||
| Q2 24 | 10.3% | 31.5% | ||
| Q1 24 | -0.7% | 24.4% |
| Q4 25 | 1.4% | 4.9% | ||
| Q3 25 | 0.7% | 1.7% | ||
| Q2 25 | 0.9% | 1.0% | ||
| Q1 25 | 0.6% | 1.7% | ||
| Q4 24 | 0.9% | 4.5% | ||
| Q3 24 | 0.0% | 1.3% | ||
| Q2 24 | 0.0% | 1.0% | ||
| Q1 24 | 0.1% | 1.0% |
| Q4 25 | 3.65× | 3.96× | ||
| Q3 25 | 1.68× | 1.33× | ||
| Q2 25 | 0.06× | 1.06× | ||
| Q1 25 | 24.80× | 0.93× | ||
| Q4 24 | 0.28× | 3.78× | ||
| Q3 24 | — | 0.98× | ||
| Q2 24 | 0.06× | 1.10× | ||
| Q1 24 | — | 0.90× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
TCBK
Segment breakdown not available.
