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Side-by-side financial comparison of BRC Group Holdings, Inc. (RILY) and Tempus AI, Inc. (TEM). Click either name above to swap in a different company.

Tempus AI, Inc. is the larger business by last-quarter revenue ($367.2M vs $188.3M, roughly 1.9× BRC Group Holdings, Inc.). BRC Group Holdings, Inc. runs the higher net margin — 47.9% vs -14.8%, a 62.7% gap on every dollar of revenue. On growth, Tempus AI, Inc. posted the faster year-over-year revenue change (83.0% vs -21.9%). Over the past eight quarters, Tempus AI, Inc.'s revenue compounded faster (58.7% CAGR vs -15.4%).

Tempus AI, Inc. is an American health technology company founded in 2015 by Eric Lefkofsky in Chicago, Illinois. It was established by Lefkofsky soon after his wife was diagnosed with breast cancer. Tempus uses data and artificial intelligence (AI) to create precision medicine services, including diagnostics, for oncology, cardiology, radiology, and depression. The company went public on the Nasdaq on June 14, 2024, under the ticker symbol "TEM."

RILY vs TEM — Head-to-Head

Bigger by revenue
TEM
TEM
1.9× larger
TEM
$367.2M
$188.3M
RILY
Growing faster (revenue YoY)
TEM
TEM
+104.8% gap
TEM
83.0%
-21.9%
RILY
Higher net margin
RILY
RILY
62.7% more per $
RILY
47.9%
-14.8%
TEM
Faster 2-yr revenue CAGR
TEM
TEM
Annualised
TEM
58.7%
-15.4%
RILY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RILY
RILY
TEM
TEM
Revenue
$188.3M
$367.2M
Net Profit
$90.3M
$-54.2M
Gross Margin
79.5%
Operating Margin
32.3%
-16.7%
Net Margin
47.9%
-14.8%
Revenue YoY
-21.9%
83.0%
Net Profit YoY
1710.8%
-316.2%
EPS (diluted)
$2.78
$-0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RILY
RILY
TEM
TEM
Q4 25
$188.3M
$367.2M
Q3 25
$215.3M
$334.2M
Q2 25
$188.2M
$314.6M
Q1 25
$197.2M
$255.7M
Q4 24
$241.0M
$200.7M
Q3 24
$225.5M
$180.9M
Q2 24
$256.0M
$166.0M
Q1 24
$263.4M
$145.8M
Net Profit
RILY
RILY
TEM
TEM
Q4 25
$90.3M
$-54.2M
Q3 25
$91.1M
$-80.0M
Q2 25
$139.5M
$-42.8M
Q1 25
$-10.0M
$-68.0M
Q4 24
$-5.6M
$-13.0M
Q3 24
$-284.4M
$-75.8M
Q2 24
$-433.6M
$-552.2M
Q1 24
$-49.2M
$-64.7M
Gross Margin
RILY
RILY
TEM
TEM
Q4 25
79.5%
Q3 25
83.7%
Q2 25
81.3%
Q1 25
81.4%
Q4 24
79.8%
Q3 24
82.1%
Q2 24
84.5%
Q1 24
85.3%
Operating Margin
RILY
RILY
TEM
TEM
Q4 25
32.3%
-16.7%
Q3 25
30.4%
-18.3%
Q2 25
5.7%
-19.6%
Q1 25
-31.2%
-26.9%
Q4 24
-69.2%
-25.3%
Q3 24
-36.4%
-29.6%
Q2 24
-90.8%
-321.4%
Q1 24
-6.1%
-36.5%
Net Margin
RILY
RILY
TEM
TEM
Q4 25
47.9%
-14.8%
Q3 25
42.3%
-23.9%
Q2 25
74.1%
-13.6%
Q1 25
-5.1%
-26.6%
Q4 24
-2.3%
-6.5%
Q3 24
-126.1%
-41.9%
Q2 24
-169.4%
-332.7%
Q1 24
-18.7%
-44.4%
EPS (diluted)
RILY
RILY
TEM
TEM
Q4 25
$2.78
$-0.30
Q3 25
$2.91
$-0.46
Q2 25
$4.50
$-0.25
Q1 25
$-0.39
$-0.40
Q4 24
$-0.01
$2.56
Q3 24
$-9.39
$-0.46
Q2 24
$-14.35
$-6.86
Q1 24
$-1.71
$-1.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RILY
RILY
TEM
TEM
Cash + ST InvestmentsLiquidity on hand
$226.6M
$604.8M
Total DebtLower is stronger
$1.4B
Stockholders' EquityBook value
$-171.5M
$491.3M
Total Assets
$1.7B
$2.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RILY
RILY
TEM
TEM
Q4 25
$226.6M
$604.8M
Q3 25
$184.2M
$655.9M
Q2 25
$267.4M
$186.3M
Q1 25
$138.3M
$151.6M
Q4 24
$146.9M
$341.0M
Q3 24
$159.2M
$388.0M
Q2 24
$236.9M
$478.8M
Q1 24
$190.7M
$79.9M
Total Debt
RILY
RILY
TEM
TEM
Q4 25
$1.4B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.4B
Q4 24
$1.5B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
RILY
RILY
TEM
TEM
Q4 25
$-171.5M
$491.3M
Q3 25
$-260.5M
$507.8M
Q2 25
$-351.7M
$309.6M
Q1 25
$-496.8M
$326.2M
Q4 24
$-488.2M
$56.3M
Q3 24
$-497.6M
$53.7M
Q2 24
$-218.3M
$98.3M
Q1 24
$228.4M
$-1.5B
Total Assets
RILY
RILY
TEM
TEM
Q4 25
$1.7B
$2.3B
Q3 25
$1.7B
$2.3B
Q2 25
$1.5B
$1.6B
Q1 25
$1.5B
$1.5B
Q4 24
$1.8B
$926.1M
Q3 24
$2.2B
$971.7M
Q2 24
$3.2B
$864.6M
Q1 24
$5.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RILY
RILY
TEM
TEM
Operating Cash FlowLast quarter
$26.2M
$-36.8M
Free Cash FlowOCF − Capex
$-41.5M
FCF MarginFCF / Revenue
-11.3%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
0.29×
TTM Free Cash FlowTrailing 4 quarters
$-239.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RILY
RILY
TEM
TEM
Q4 25
$26.2M
$-36.8M
Q3 25
$-60.6M
$-119.8M
Q2 25
$-25.6M
$44.2M
Q1 25
$184.0K
$-105.6M
Q4 24
$-2.7M
Q3 24
$19.5M
$48.7M
Q2 24
$111.5M
$-97.1M
Q1 24
$135.4M
$-101.4M
Free Cash Flow
RILY
RILY
TEM
TEM
Q4 25
$-41.5M
Q3 25
$-126.5M
Q2 25
$36.6M
Q1 25
$-107.7M
Q4 24
Q3 24
$48.6M
Q2 24
$-105.1M
Q1 24
$-107.5M
FCF Margin
RILY
RILY
TEM
TEM
Q4 25
-11.3%
Q3 25
-37.9%
Q2 25
11.6%
Q1 25
-42.1%
Q4 24
Q3 24
26.9%
Q2 24
-63.3%
Q1 24
-73.7%
Capex Intensity
RILY
RILY
TEM
TEM
Q4 25
1.3%
Q3 25
2.0%
Q2 25
2.4%
Q1 25
0.8%
Q4 24
Q3 24
0.0%
Q2 24
4.8%
Q1 24
4.2%
Cash Conversion
RILY
RILY
TEM
TEM
Q4 25
0.29×
Q3 25
-0.66×
Q2 25
-0.18×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RILY
RILY

Transferred At Point In Time$101.4M54%
Wealth Management Segment$30.7M16%
Corporate Finance Consulting And Investment Banking Fees$27.1M14%
Services And Fees$24.8M13%
Commissions Fees And Reimbursed Expenses$4.8M3%

TEM
TEM

Segment breakdown not available.

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