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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.

Richmond Mutual Bancorporation, Inc. is the larger business by last-quarter revenue ($13.1M vs $11.5M, roughly 1.1× TRANSACT TECHNOLOGIES INC). On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs 11.9%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $589.0K). Over the past eight quarters, Richmond Mutual Bancorporation, Inc.'s revenue compounded faster (9.1% CAGR vs 3.5%).

Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.

Roper Technologies, Inc. is a holding company that owns companies in the technology sector.

RMBI vs TACT — Head-to-Head

Bigger by revenue
RMBI
RMBI
1.1× larger
RMBI
$13.1M
$11.5M
TACT
Growing faster (revenue YoY)
RMBI
RMBI
+6.1% gap
RMBI
18.1%
11.9%
TACT
More free cash flow
RMBI
RMBI
$14.0M more FCF
RMBI
$14.6M
$589.0K
TACT
Faster 2-yr revenue CAGR
RMBI
RMBI
Annualised
RMBI
9.1%
3.5%
TACT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RMBI
RMBI
TACT
TACT
Revenue
$13.1M
$11.5M
Net Profit
$3.4M
Gross Margin
47.6%
Operating Margin
-10.1%
Net Margin
26.1%
Revenue YoY
18.1%
11.9%
Net Profit YoY
37.7%
EPS (diluted)
$0.35
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RMBI
RMBI
TACT
TACT
Q4 25
$13.1M
$11.5M
Q3 25
$12.6M
$13.2M
Q2 25
$11.8M
$13.8M
Q1 25
$11.4M
$13.1M
Q4 24
$11.1M
$10.2M
Q3 24
$10.8M
$10.9M
Q2 24
$10.7M
$11.6M
Q1 24
$11.0M
$10.7M
Net Profit
RMBI
RMBI
TACT
TACT
Q4 25
$3.4M
Q3 25
$3.6M
$15.0K
Q2 25
$2.6M
$-143.0K
Q1 25
$2.0M
$19.0K
Q4 24
$2.5M
Q3 24
$2.5M
$-551.0K
Q2 24
$2.1M
$-319.0K
Q1 24
$2.4M
$-1.0M
Gross Margin
RMBI
RMBI
TACT
TACT
Q4 25
47.6%
Q3 25
49.8%
Q2 25
48.2%
Q1 25
48.7%
Q4 24
44.2%
Q3 24
48.1%
Q2 24
52.7%
Q1 24
52.6%
Operating Margin
RMBI
RMBI
TACT
TACT
Q4 25
-10.1%
Q3 25
0.1%
Q2 25
-1.9%
Q1 25
-0.1%
Q4 24
-10.3%
Q3 24
-7.7%
Q2 24
-3.8%
Q1 24
-12.2%
Net Margin
RMBI
RMBI
TACT
TACT
Q4 25
26.1%
Q3 25
28.6%
0.1%
Q2 25
22.0%
-1.0%
Q1 25
17.2%
0.1%
Q4 24
22.4%
Q3 24
23.0%
-5.1%
Q2 24
19.3%
-2.8%
Q1 24
21.6%
-9.7%
EPS (diluted)
RMBI
RMBI
TACT
TACT
Q4 25
$0.35
$-0.11
Q3 25
$0.36
$0.00
Q2 25
$0.26
$-0.01
Q1 25
$0.20
$0.00
Q4 24
$0.25
$-0.80
Q3 24
$0.24
$-0.06
Q2 24
$0.20
$-0.03
Q1 24
$0.23
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RMBI
RMBI
TACT
TACT
Cash + ST InvestmentsLiquidity on hand
$33.1M
$20.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$145.8M
$31.1M
Total Assets
$1.5B
$44.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RMBI
RMBI
TACT
TACT
Q4 25
$33.1M
$20.4M
Q3 25
$34.3M
$20.0M
Q2 25
$27.2M
$17.7M
Q1 25
$27.0M
$14.2M
Q4 24
$21.8M
$14.4M
Q3 24
$19.6M
$11.3M
Q2 24
$19.0M
$11.1M
Q1 24
$20.3M
$10.6M
Stockholders' Equity
RMBI
RMBI
TACT
TACT
Q4 25
$145.8M
$31.1M
Q3 25
$140.0M
$31.8M
Q2 25
$132.3M
$31.3M
Q1 25
$130.9M
$30.9M
Q4 24
$132.9M
$30.6M
Q3 24
$140.0M
$38.4M
Q2 24
$131.1M
$38.5M
Q1 24
$132.4M
$38.6M
Total Assets
RMBI
RMBI
TACT
TACT
Q4 25
$1.5B
$44.8M
Q3 25
$1.5B
$45.0M
Q2 25
$1.5B
$44.5M
Q1 25
$1.5B
$44.2M
Q4 24
$1.5B
$44.0M
Q3 24
$1.5B
$50.5M
Q2 24
$1.5B
$50.4M
Q1 24
$1.5B
$51.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RMBI
RMBI
TACT
TACT
Operating Cash FlowLast quarter
$16.0M
$609.0K
Free Cash FlowOCF − Capex
$14.6M
$589.0K
FCF MarginFCF / Revenue
111.9%
5.1%
Capex IntensityCapex / Revenue
10.4%
0.2%
Cash ConversionOCF / Net Profit
4.68×
TTM Free Cash FlowTrailing 4 quarters
$26.7M
$7.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RMBI
RMBI
TACT
TACT
Q4 25
$16.0M
$609.0K
Q3 25
$6.3M
$3.6M
Q2 25
$4.8M
$3.6M
Q1 25
$2.2M
$-161.0K
Q4 24
$14.8M
$2.4M
Q3 24
$2.9M
$327.0K
Q2 24
$2.9M
$636.0K
Q1 24
$2.2M
$-1.5M
Free Cash Flow
RMBI
RMBI
TACT
TACT
Q4 25
$14.6M
$589.0K
Q3 25
$5.8M
$3.6M
Q2 25
$4.2M
$3.6M
Q1 25
$2.1M
$-171.0K
Q4 24
$14.3M
$2.4M
Q3 24
$2.8M
$259.0K
Q2 24
$2.8M
$499.0K
Q1 24
$2.0M
$-1.6M
FCF Margin
RMBI
RMBI
TACT
TACT
Q4 25
111.9%
5.1%
Q3 25
46.2%
27.1%
Q2 25
35.6%
25.9%
Q1 25
18.4%
-1.3%
Q4 24
129.3%
23.2%
Q3 24
25.7%
2.4%
Q2 24
26.2%
4.3%
Q1 24
18.7%
-14.9%
Capex Intensity
RMBI
RMBI
TACT
TACT
Q4 25
10.4%
0.2%
Q3 25
3.7%
0.5%
Q2 25
5.3%
0.1%
Q1 25
0.7%
0.1%
Q4 24
4.2%
0.1%
Q3 24
1.1%
0.6%
Q2 24
1.1%
1.2%
Q1 24
1.1%
1.0%
Cash Conversion
RMBI
RMBI
TACT
TACT
Q4 25
4.68×
Q3 25
1.75×
242.00×
Q2 25
1.86×
Q1 25
1.11×
-8.47×
Q4 24
5.96×
Q3 24
1.17×
Q2 24
1.42×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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