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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.
Richmond Mutual Bancorporation, Inc. is the larger business by last-quarter revenue ($13.1M vs $11.5M, roughly 1.1× TRANSACT TECHNOLOGIES INC). On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs 11.9%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $589.0K). Over the past eight quarters, Richmond Mutual Bancorporation, Inc.'s revenue compounded faster (9.1% CAGR vs 3.5%).
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
RMBI vs TACT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $13.1M | $11.5M |
| Net Profit | $3.4M | — |
| Gross Margin | — | 47.6% |
| Operating Margin | — | -10.1% |
| Net Margin | 26.1% | — |
| Revenue YoY | 18.1% | 11.9% |
| Net Profit YoY | 37.7% | — |
| EPS (diluted) | $0.35 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.1M | $11.5M | ||
| Q3 25 | $12.6M | $13.2M | ||
| Q2 25 | $11.8M | $13.8M | ||
| Q1 25 | $11.4M | $13.1M | ||
| Q4 24 | $11.1M | $10.2M | ||
| Q3 24 | $10.8M | $10.9M | ||
| Q2 24 | $10.7M | $11.6M | ||
| Q1 24 | $11.0M | $10.7M |
| Q4 25 | $3.4M | — | ||
| Q3 25 | $3.6M | $15.0K | ||
| Q2 25 | $2.6M | $-143.0K | ||
| Q1 25 | $2.0M | $19.0K | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $2.5M | $-551.0K | ||
| Q2 24 | $2.1M | $-319.0K | ||
| Q1 24 | $2.4M | $-1.0M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
| Q4 25 | — | -10.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | -1.9% | ||
| Q1 25 | — | -0.1% | ||
| Q4 24 | — | -10.3% | ||
| Q3 24 | — | -7.7% | ||
| Q2 24 | — | -3.8% | ||
| Q1 24 | — | -12.2% |
| Q4 25 | 26.1% | — | ||
| Q3 25 | 28.6% | 0.1% | ||
| Q2 25 | 22.0% | -1.0% | ||
| Q1 25 | 17.2% | 0.1% | ||
| Q4 24 | 22.4% | — | ||
| Q3 24 | 23.0% | -5.1% | ||
| Q2 24 | 19.3% | -2.8% | ||
| Q1 24 | 21.6% | -9.7% |
| Q4 25 | $0.35 | $-0.11 | ||
| Q3 25 | $0.36 | $0.00 | ||
| Q2 25 | $0.26 | $-0.01 | ||
| Q1 25 | $0.20 | $0.00 | ||
| Q4 24 | $0.25 | $-0.80 | ||
| Q3 24 | $0.24 | $-0.06 | ||
| Q2 24 | $0.20 | $-0.03 | ||
| Q1 24 | $0.23 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $33.1M | $20.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $145.8M | $31.1M |
| Total Assets | $1.5B | $44.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $33.1M | $20.4M | ||
| Q3 25 | $34.3M | $20.0M | ||
| Q2 25 | $27.2M | $17.7M | ||
| Q1 25 | $27.0M | $14.2M | ||
| Q4 24 | $21.8M | $14.4M | ||
| Q3 24 | $19.6M | $11.3M | ||
| Q2 24 | $19.0M | $11.1M | ||
| Q1 24 | $20.3M | $10.6M |
| Q4 25 | $145.8M | $31.1M | ||
| Q3 25 | $140.0M | $31.8M | ||
| Q2 25 | $132.3M | $31.3M | ||
| Q1 25 | $130.9M | $30.9M | ||
| Q4 24 | $132.9M | $30.6M | ||
| Q3 24 | $140.0M | $38.4M | ||
| Q2 24 | $131.1M | $38.5M | ||
| Q1 24 | $132.4M | $38.6M |
| Q4 25 | $1.5B | $44.8M | ||
| Q3 25 | $1.5B | $45.0M | ||
| Q2 25 | $1.5B | $44.5M | ||
| Q1 25 | $1.5B | $44.2M | ||
| Q4 24 | $1.5B | $44.0M | ||
| Q3 24 | $1.5B | $50.5M | ||
| Q2 24 | $1.5B | $50.4M | ||
| Q1 24 | $1.5B | $51.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $16.0M | $609.0K |
| Free Cash FlowOCF − Capex | $14.6M | $589.0K |
| FCF MarginFCF / Revenue | 111.9% | 5.1% |
| Capex IntensityCapex / Revenue | 10.4% | 0.2% |
| Cash ConversionOCF / Net Profit | 4.68× | — |
| TTM Free Cash FlowTrailing 4 quarters | $26.7M | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.0M | $609.0K | ||
| Q3 25 | $6.3M | $3.6M | ||
| Q2 25 | $4.8M | $3.6M | ||
| Q1 25 | $2.2M | $-161.0K | ||
| Q4 24 | $14.8M | $2.4M | ||
| Q3 24 | $2.9M | $327.0K | ||
| Q2 24 | $2.9M | $636.0K | ||
| Q1 24 | $2.2M | $-1.5M |
| Q4 25 | $14.6M | $589.0K | ||
| Q3 25 | $5.8M | $3.6M | ||
| Q2 25 | $4.2M | $3.6M | ||
| Q1 25 | $2.1M | $-171.0K | ||
| Q4 24 | $14.3M | $2.4M | ||
| Q3 24 | $2.8M | $259.0K | ||
| Q2 24 | $2.8M | $499.0K | ||
| Q1 24 | $2.0M | $-1.6M |
| Q4 25 | 111.9% | 5.1% | ||
| Q3 25 | 46.2% | 27.1% | ||
| Q2 25 | 35.6% | 25.9% | ||
| Q1 25 | 18.4% | -1.3% | ||
| Q4 24 | 129.3% | 23.2% | ||
| Q3 24 | 25.7% | 2.4% | ||
| Q2 24 | 26.2% | 4.3% | ||
| Q1 24 | 18.7% | -14.9% |
| Q4 25 | 10.4% | 0.2% | ||
| Q3 25 | 3.7% | 0.5% | ||
| Q2 25 | 5.3% | 0.1% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 4.2% | 0.1% | ||
| Q3 24 | 1.1% | 0.6% | ||
| Q2 24 | 1.1% | 1.2% | ||
| Q1 24 | 1.1% | 1.0% |
| Q4 25 | 4.68× | — | ||
| Q3 25 | 1.75× | 242.00× | ||
| Q2 25 | 1.86× | — | ||
| Q1 25 | 1.11× | -8.47× | ||
| Q4 24 | 5.96× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.42× | — | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.