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Side-by-side financial comparison of Construction Partners, Inc. (ROAD) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Construction Partners, Inc. is the larger business by last-quarter revenue ($809.5M vs $739.2M, roughly 1.1× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 2.1%, a 33.2% gap on every dollar of revenue. On growth, Construction Partners, Inc. posted the faster year-over-year revenue change (44.1% vs 31.1%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 47.6%).

Alexander Construction Company was a Palm Springs, California, residential development company that built over 2,200 houses in the Coachella Valley of Riverside County, California, between 1955 and 1965.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

ROAD vs UMBF — Head-to-Head

Bigger by revenue
ROAD
ROAD
1.1× larger
ROAD
$809.5M
$739.2M
UMBF
Growing faster (revenue YoY)
ROAD
ROAD
+13.0% gap
ROAD
44.1%
31.1%
UMBF
Higher net margin
UMBF
UMBF
33.2% more per $
UMBF
35.4%
2.1%
ROAD
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
47.6%
ROAD

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ROAD
ROAD
UMBF
UMBF
Revenue
$809.5M
$739.2M
Net Profit
$17.2M
$261.4M
Gross Margin
15.0%
Operating Margin
6.2%
Net Margin
2.1%
35.4%
Revenue YoY
44.1%
31.1%
Net Profit YoY
663.9%
221.4%
EPS (diluted)
$0.31
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROAD
ROAD
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$809.5M
$522.5M
Q3 25
$899.8M
$475.0M
Q2 25
$779.3M
$467.0M
Q1 25
$571.6M
$397.6M
Q4 24
$561.6M
$269.0M
Q3 24
$538.2M
$247.4M
Q2 24
$517.8M
$245.1M
Net Profit
ROAD
ROAD
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$17.2M
$215.4M
Q3 25
$56.6M
$188.3M
Q2 25
$44.0M
$217.4M
Q1 25
$4.2M
$81.3M
Q4 24
$-3.1M
$120.0M
Q3 24
$29.3M
$109.6M
Q2 24
$30.9M
$101.3M
Gross Margin
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
15.0%
Q3 25
17.7%
Q2 25
16.9%
Q1 25
12.5%
Q4 24
13.6%
Q3 24
15.6%
Q2 24
16.1%
Operating Margin
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
6.2%
51.7%
Q3 25
11.2%
49.8%
Q2 25
10.6%
58.9%
Q1 25
4.8%
23.4%
Q4 24
2.5%
53.8%
Q3 24
8.5%
54.8%
Q2 24
8.8%
51.8%
Net Margin
ROAD
ROAD
UMBF
UMBF
Q1 26
35.4%
Q4 25
2.1%
41.2%
Q3 25
6.3%
39.6%
Q2 25
5.7%
46.5%
Q1 25
0.7%
20.5%
Q4 24
-0.5%
44.6%
Q3 24
5.4%
44.3%
Q2 24
6.0%
41.3%
EPS (diluted)
ROAD
ROAD
UMBF
UMBF
Q1 26
$3.35
Q4 25
$0.31
$2.90
Q3 25
$1.03
$2.36
Q2 25
$0.79
$2.82
Q1 25
$0.08
$1.21
Q4 24
$-0.06
$2.44
Q3 24
$0.55
$2.23
Q2 24
$0.59
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROAD
ROAD
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$104.1M
Total DebtLower is stronger
$477.2M
Stockholders' EquityBook value
$969.1M
$7.8B
Total Assets
$3.4B
$72.7B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
$104.1M
$7.8B
Q3 25
$156.1M
$8.8B
Q2 25
$114.3M
$11.0B
Q1 25
$101.9M
$10.6B
Q4 24
$132.5M
$8.4B
Q3 24
$74.7M
$7.3B
Q2 24
$56.3M
$5.0B
Total Debt
ROAD
ROAD
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$474.2M
Q3 25
$1.6B
$471.3M
Q2 25
$657.3M
Q1 25
$654.4M
Q4 24
$385.3M
Q3 24
$515.0M
$384.8M
Q2 24
$384.2M
Stockholders' Equity
ROAD
ROAD
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$969.1M
$7.7B
Q3 25
$912.0M
$7.4B
Q2 25
$853.3M
$7.3B
Q1 25
$807.9M
$6.7B
Q4 24
$811.1M
$3.5B
Q3 24
$573.7M
$3.5B
Q2 24
$552.9M
$3.2B
Total Assets
ROAD
ROAD
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$3.4B
$73.1B
Q3 25
$3.2B
$71.9B
Q2 25
$2.9B
$71.8B
Q1 25
$2.8B
$69.3B
Q4 24
$2.6B
$50.4B
Q3 24
$1.5B
$47.5B
Q2 24
$1.4B
$44.5B
Debt / Equity
ROAD
ROAD
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.06×
Q3 25
1.78×
0.06×
Q2 25
0.09×
Q1 25
0.10×
Q4 24
0.11×
Q3 24
0.90×
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROAD
ROAD
UMBF
UMBF
Operating Cash FlowLast quarter
$82.6M
Free Cash FlowOCF − Capex
$47.1M
FCF MarginFCF / Revenue
5.8%
Capex IntensityCapex / Revenue
4.4%
Cash ConversionOCF / Net Profit
4.80×
TTM Free Cash FlowTrailing 4 quarters
$186.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
$82.6M
$106.1M
Q3 25
$112.0M
$272.2M
Q2 25
$83.0M
$285.4M
Q1 25
$55.6M
$363.0M
Q4 24
$40.7M
$-66.9M
Q3 24
$95.9M
$123.6M
Q2 24
$34.6M
$112.4M
Free Cash Flow
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
$47.1M
$95.3M
Q3 25
$78.9M
$257.8M
Q2 25
$46.4M
$270.8M
Q1 25
$14.2M
$354.2M
Q4 24
$13.8M
$-77.1M
Q3 24
$78.4M
$117.7M
Q2 24
$19.7M
$106.7M
FCF Margin
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
5.8%
18.2%
Q3 25
8.8%
54.3%
Q2 25
5.9%
58.0%
Q1 25
2.5%
89.1%
Q4 24
2.5%
-28.6%
Q3 24
14.6%
47.6%
Q2 24
3.8%
43.5%
Capex Intensity
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
4.4%
2.1%
Q3 25
3.7%
3.0%
Q2 25
4.7%
3.1%
Q1 25
7.2%
2.2%
Q4 24
4.8%
3.8%
Q3 24
3.3%
2.4%
Q2 24
2.9%
2.3%
Cash Conversion
ROAD
ROAD
UMBF
UMBF
Q1 26
Q4 25
4.80×
0.49×
Q3 25
1.98×
1.45×
Q2 25
1.88×
1.31×
Q1 25
13.20×
4.46×
Q4 24
-0.56×
Q3 24
3.27×
1.13×
Q2 24
1.12×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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