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Side-by-side financial comparison of Root, Inc. (ROOT) and SFL Corp Ltd. (SFL). Click either name above to swap in a different company.
Root, Inc. is the larger business by last-quarter revenue ($397.0M vs $353.7M, roughly 1.1× SFL Corp Ltd.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs -27.0%).
Root Insurance Company is an online car insurance company operating in the United States.
SFL Corp Ltd is a global maritime transportation and vessel owning enterprise with a diversified fleet including container ships, oil tankers, dry bulk carriers and offshore support vessels. It serves international logistics, energy and bulk commodity sectors, offering long-term and spot charter services to clients across major global trade routes.
ROOT vs SFL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $397.0M | $353.7M |
| Net Profit | — | $4.0M |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 22.8% |
| Net Margin | — | 1.1% |
| Revenue YoY | 21.5% | -27.0% |
| Net Profit YoY | — | -93.9% |
| EPS (diluted) | $0.35 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $397.0M | $353.7M | ||
| Q3 25 | $387.8M | — | ||
| Q2 25 | $382.9M | — | ||
| Q1 25 | $349.4M | — | ||
| Q4 24 | $326.7M | $484.4M | ||
| Q3 24 | $305.7M | — | ||
| Q2 24 | $289.2M | — | ||
| Q1 24 | $254.9M | — |
| Q4 25 | — | $4.0M | ||
| Q3 25 | $-5.4M | — | ||
| Q2 25 | $22.0M | — | ||
| Q1 25 | $18.4M | — | ||
| Q4 24 | — | $64.7M | ||
| Q3 24 | $22.8M | — | ||
| Q2 24 | $-7.8M | — | ||
| Q1 24 | $-6.2M | — |
| Q4 25 | 2.6% | 22.8% | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 7.1% | — | ||
| Q1 25 | 6.8% | — | ||
| Q4 24 | 10.7% | 32.8% | ||
| Q3 24 | 11.3% | — | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 2.1% | — |
| Q4 25 | — | 1.1% | ||
| Q3 25 | -1.4% | — | ||
| Q2 25 | 5.7% | — | ||
| Q1 25 | 5.3% | — | ||
| Q4 24 | — | 13.4% | ||
| Q3 24 | 7.5% | — | ||
| Q2 24 | -2.7% | — | ||
| Q1 24 | -2.4% | — |
| Q4 25 | $0.35 | $0.03 | ||
| Q3 25 | $-0.35 | — | ||
| Q2 25 | $1.29 | — | ||
| Q1 25 | $1.07 | — | ||
| Q4 24 | $1.42 | $0.49 | ||
| Q3 24 | $1.35 | — | ||
| Q2 24 | $-0.52 | — | ||
| Q1 24 | $-0.42 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.3M | $150.8M |
| Total DebtLower is stronger | $200.3M | $2.6B |
| Stockholders' EquityBook value | $284.3M | $960.9M |
| Total Assets | $1.7B | $3.6B |
| Debt / EquityLower = less leverage | 0.70× | 2.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $669.3M | $150.8M | ||
| Q3 25 | $653.3M | — | ||
| Q2 25 | $641.4M | — | ||
| Q1 25 | $609.4M | — | ||
| Q4 24 | $599.3M | $134.6M | ||
| Q3 24 | $674.8M | — | ||
| Q2 24 | $667.2M | — | ||
| Q1 24 | $640.5M | — |
| Q4 25 | $200.3M | $2.6B | ||
| Q3 25 | $200.4M | — | ||
| Q2 25 | $200.1M | — | ||
| Q1 25 | $200.0M | — | ||
| Q4 24 | $200.1M | $2.9B | ||
| Q3 24 | $300.9M | — | ||
| Q2 24 | $300.1M | — | ||
| Q1 24 | $299.3M | — |
| Q4 25 | $284.3M | $960.9M | ||
| Q3 25 | $265.0M | — | ||
| Q2 25 | $244.5M | — | ||
| Q1 25 | $228.7M | — | ||
| Q4 24 | $203.7M | $1.1B | ||
| Q3 24 | $181.9M | — | ||
| Q2 24 | $151.3M | — | ||
| Q1 24 | $165.7M | — |
| Q4 25 | $1.7B | $3.6B | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.5B | $4.1B | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | 0.70× | 2.69× | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 0.98× | 2.54× | ||
| Q3 24 | 1.65× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.81× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.5M | $118.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | — | 29.75× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.5M | $118.4M | ||
| Q3 25 | $57.6M | — | ||
| Q2 25 | $52.0M | — | ||
| Q1 25 | $26.8M | — | ||
| Q4 24 | $195.7M | $182.4M | ||
| Q3 24 | $49.4M | — | ||
| Q2 24 | $62.6M | — | ||
| Q1 24 | $14.5M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $195.3M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $62.4M | — | ||
| Q1 24 | $14.3M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 59.8% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.6% | — | ||
| Q1 24 | 5.6% | — |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
| Q4 25 | — | 29.75× | ||
| Q3 25 | — | — | ||
| Q2 25 | 2.36× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | — | 2.82× | ||
| Q3 24 | 2.17× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
