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Side-by-side financial comparison of SEACOAST BANKING CORP OF FLORIDA (SBCF) and Zai Lab Ltd (ZLAB). Click either name above to swap in a different company.

SEACOAST BANKING CORP OF FLORIDA is the larger business by last-quarter revenue ($203.3M vs $127.1M, roughly 1.6× Zai Lab Ltd). On growth, SEACOAST BANKING CORP OF FLORIDA posted the faster year-over-year revenue change (53.0% vs 17.1%). Over the past eight quarters, SEACOAST BANKING CORP OF FLORIDA's revenue compounded faster (27.2% CAGR vs 20.8%).

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

Zai Lab Ltd is a global biopharmaceutical company focused on developing, manufacturing and commercializing innovative therapies for oncology, autoimmune disorders, infectious diseases and other unmet medical needs. It operates primarily in the Greater China region and partners with leading global biotech firms to expand access to life-saving treatments for underserved patient populations.

SBCF vs ZLAB — Head-to-Head

Bigger by revenue
SBCF
SBCF
1.6× larger
SBCF
$203.3M
$127.1M
ZLAB
Growing faster (revenue YoY)
SBCF
SBCF
+35.9% gap
SBCF
53.0%
17.1%
ZLAB
Faster 2-yr revenue CAGR
SBCF
SBCF
Annualised
SBCF
27.2%
20.8%
ZLAB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SBCF
SBCF
ZLAB
ZLAB
Revenue
$203.3M
$127.1M
Net Profit
Gross Margin
51.0%
Operating Margin
21.4%
-54.6%
Net Margin
Revenue YoY
53.0%
17.1%
Net Profit YoY
EPS (diluted)
$0.28
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$203.3M
$127.1M
Q3 25
$157.3M
$115.4M
Q2 25
$151.4M
$109.1M
Q1 25
$140.7M
$105.7M
Q4 24
$132.9M
$108.5M
Q3 24
$130.3M
$101.8M
Q2 24
$126.6M
$100.1M
Q1 24
$125.6M
$87.1M
Net Profit
SBCF
SBCF
ZLAB
ZLAB
Q4 25
Q3 25
$36.5M
$-36.0M
Q2 25
$42.7M
$-40.7M
Q1 25
$31.5M
$-48.4M
Q4 24
Q3 24
$30.7M
$-41.7M
Q2 24
$30.2M
$-80.3M
Q1 24
$26.0M
$-53.5M
Gross Margin
SBCF
SBCF
ZLAB
ZLAB
Q4 25
51.0%
Q3 25
59.5%
Q2 25
60.6%
Q1 25
63.6%
Q4 24
61.5%
Q3 24
64.1%
Q2 24
64.9%
Q1 24
61.4%
Operating Margin
SBCF
SBCF
ZLAB
ZLAB
Q4 25
21.4%
-54.6%
Q3 25
29.8%
-42.3%
Q2 25
36.5%
-50.3%
Q1 25
29.0%
-53.3%
Q4 24
32.8%
-62.6%
Q3 24
30.1%
-66.6%
Q2 24
30.9%
-76.0%
Q1 24
26.9%
-80.7%
Net Margin
SBCF
SBCF
ZLAB
ZLAB
Q4 25
Q3 25
23.2%
-31.2%
Q2 25
28.2%
-37.3%
Q1 25
22.4%
-45.8%
Q4 24
Q3 24
23.5%
-40.9%
Q2 24
23.9%
-80.2%
Q1 24
20.7%
-61.4%
EPS (diluted)
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$0.28
$-0.05
Q3 25
$0.42
$-0.03
Q2 25
$0.50
$-0.04
Q1 25
$0.37
$-0.04
Q4 24
$0.39
$-0.09
Q3 24
$0.36
$-0.04
Q2 24
$0.36
$-0.08
Q1 24
$0.31
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SBCF
SBCF
ZLAB
ZLAB
Cash + ST InvestmentsLiquidity on hand
$388.5M
$689.6M
Total DebtLower is stronger
$112.8M
Stockholders' EquityBook value
$2.7B
$715.5M
Total Assets
$20.8B
$1.2B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$388.5M
$689.6M
Q3 25
$306.0M
$717.2M
Q2 25
$332.4M
$732.2M
Q1 25
$500.6M
$757.3M
Q4 24
$476.6M
$779.7M
Q3 24
$637.1M
$616.1M
Q2 24
$749.5M
$630.0M
Q1 24
$682.7M
$650.8M
Total Debt
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$112.8M
Q3 25
$107.5M
Q2 25
$107.3M
Q1 25
$107.1M
Q4 24
$107.0M
Q3 24
$106.8M
Q2 24
$106.6M
Q1 24
$106.5M
Stockholders' Equity
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$2.7B
$715.5M
Q3 25
$2.4B
$759.9M
Q2 25
$2.3B
$791.7M
Q1 25
$2.2B
$810.8M
Q4 24
$2.2B
$840.9M
Q3 24
$2.2B
$667.7M
Q2 24
$2.1B
$704.2M
Q1 24
$2.1B
$762.2M
Total Assets
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$20.8B
$1.2B
Q3 25
$16.7B
$1.2B
Q2 25
$15.9B
$1.2B
Q1 25
$15.7B
$1.2B
Q4 24
$15.2B
$1.2B
Q3 24
$15.2B
$985.3M
Q2 24
$15.0B
$987.4M
Q1 24
$14.8B
$988.4M
Debt / Equity
SBCF
SBCF
ZLAB
ZLAB
Q4 25
0.04×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SBCF
SBCF
ZLAB
ZLAB
Operating Cash FlowLast quarter
$188.1M
$-26.0M
Free Cash FlowOCF − Capex
$-26.7M
FCF MarginFCF / Revenue
-21.0%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-158.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$188.1M
$-26.0M
Q3 25
$30.2M
$-32.0M
Q2 25
$72.3M
$-31.0M
Q1 25
$31.0M
$-61.7M
Q4 24
$179.9M
$-55.8M
Q3 24
$53.4M
$-26.8M
Q2 24
$56.9M
$-42.2M
Q1 24
$24.7M
$-90.1M
Free Cash Flow
SBCF
SBCF
ZLAB
ZLAB
Q4 25
$-26.7M
Q3 25
$-35.0M
Q2 25
$-33.9M
Q1 25
$-63.2M
Q4 24
$-58.4M
Q3 24
$-28.2M
Q2 24
$-42.9M
Q1 24
$-91.1M
FCF Margin
SBCF
SBCF
ZLAB
ZLAB
Q4 25
-21.0%
Q3 25
-30.4%
Q2 25
-31.1%
Q1 25
-59.9%
Q4 24
-53.8%
Q3 24
-27.7%
Q2 24
-42.9%
Q1 24
-104.5%
Capex Intensity
SBCF
SBCF
ZLAB
ZLAB
Q4 25
0.5%
Q3 25
2.6%
Q2 25
2.6%
Q1 25
1.5%
Q4 24
2.4%
Q3 24
1.3%
Q2 24
0.7%
Q1 24
1.1%
Cash Conversion
SBCF
SBCF
ZLAB
ZLAB
Q4 25
Q3 25
0.83×
Q2 25
1.69×
Q1 25
0.99×
Q4 24
Q3 24
1.74×
Q2 24
1.88×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SBCF
SBCF

Segment breakdown not available.

ZLAB
ZLAB

Zejula$56.0M44%
Other$21.9M17%
Nuzyra$16.0M13%
Optune$11.9M9%
XACDURO$10.7M8%
Qinlock$9.7M8%
AUGTYRO$836.0K1%

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