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Side-by-side financial comparison of SERVICE CORP INTERNATIONAL (SCI) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $1.1B, roughly 1.2× SERVICE CORP INTERNATIONAL). SERVICE CORP INTERNATIONAL runs the higher net margin — 14.3% vs 7.2%, a 7.2% gap on every dollar of revenue. On growth, SELECTIVE INSURANCE GROUP INC posted the faster year-over-year revenue change (5.7% vs 1.7%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs 3.1%).
International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
SCI vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.4B |
| Net Profit | $159.4M | $97.7M |
| Gross Margin | 28.0% | — |
| Operating Margin | 24.8% | — |
| Net Margin | 14.3% | 7.2% |
| Revenue YoY | 1.7% | 5.7% |
| Net Profit YoY | 5.3% | — |
| EPS (diluted) | $1.13 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.1B | $1.4B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.1B | $1.3B | ||
| Q4 24 | $1.1B | $1.3B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $1.0B | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $159.4M | $155.2M | ||
| Q3 25 | $117.5M | $115.3M | ||
| Q2 25 | $122.9M | $85.9M | ||
| Q1 25 | $142.9M | $109.9M | ||
| Q4 24 | $151.4M | $95.5M | ||
| Q3 24 | $117.8M | $92.3M | ||
| Q2 24 | $118.2M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 28.0% | — | ||
| Q3 25 | 25.1% | — | ||
| Q2 25 | 25.5% | — | ||
| Q1 25 | 27.1% | — | ||
| Q4 24 | 28.0% | — | ||
| Q3 24 | 24.9% | — | ||
| Q2 24 | 24.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 24.8% | 14.4% | ||
| Q3 25 | 21.4% | 10.7% | ||
| Q2 25 | 21.1% | 8.2% | ||
| Q1 25 | 23.4% | 10.8% | ||
| Q4 24 | 24.0% | 9.5% | ||
| Q3 24 | 20.9% | 9.4% | ||
| Q2 24 | 21.4% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 14.3% | 11.4% | ||
| Q3 25 | 11.1% | 8.5% | ||
| Q2 25 | 11.5% | 6.5% | ||
| Q1 25 | 13.3% | 8.6% | ||
| Q4 24 | 13.8% | 7.6% | ||
| Q3 24 | 11.6% | 7.4% | ||
| Q2 24 | 11.4% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $1.13 | $2.52 | ||
| Q3 25 | $0.83 | $1.85 | ||
| Q2 25 | $0.86 | $1.36 | ||
| Q1 25 | $0.98 | $1.76 | ||
| Q4 24 | $1.02 | $1.53 | ||
| Q3 24 | $0.81 | $1.47 | ||
| Q2 24 | $0.81 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $243.6M | $451.8M |
| Total DebtLower is stronger | $5.1B | $901.4M |
| Stockholders' EquityBook value | $1.6B | $3.6B |
| Total Assets | $18.7B | $15.3B |
| Debt / EquityLower = less leverage | 3.10× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $243.6M | — | ||
| Q3 25 | $241.3M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $227.2M | — | ||
| Q4 24 | $218.8M | — | ||
| Q3 24 | $185.4M | — | ||
| Q2 24 | $184.4M | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.0B | — | ||
| Q2 25 | $5.0B | — | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.8B | $507.9M | ||
| Q3 24 | $4.7B | $508.2M | ||
| Q2 24 | $4.7B | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.6B | $3.6B | ||
| Q3 25 | $1.6B | $3.5B | ||
| Q2 25 | $1.6B | $3.4B | ||
| Q1 25 | $1.7B | $3.3B | ||
| Q4 24 | $1.7B | $3.1B | ||
| Q3 24 | $1.6B | $3.2B | ||
| Q2 24 | $1.5B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $18.7B | $15.2B | ||
| Q3 25 | $18.4B | $15.0B | ||
| Q2 25 | $18.0B | $14.5B | ||
| Q1 25 | $17.3B | $14.2B | ||
| Q4 24 | $17.4B | $13.5B | ||
| Q3 24 | $17.4B | $13.5B | ||
| Q2 24 | $16.8B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 3.10× | — | ||
| Q3 25 | 3.17× | — | ||
| Q2 25 | 3.19× | — | ||
| Q1 25 | 2.87× | — | ||
| Q4 24 | 2.83× | 0.16× | ||
| Q3 24 | 2.92× | 0.16× | ||
| Q2 24 | 3.05× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $212.9M | — |
| Free Cash FlowOCF − Capex | $87.2M | — |
| FCF MarginFCF / Revenue | 7.8% | — |
| Capex IntensityCapex / Revenue | 11.3% | — |
| Cash ConversionOCF / Net Profit | 1.34× | — |
| TTM Free Cash FlowTrailing 4 quarters | $554.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $212.9M | $376.3M | ||
| Q3 25 | $252.3M | $405.8M | ||
| Q2 25 | $166.4M | $166.9M | ||
| Q1 25 | $311.1M | $284.0M | ||
| Q4 24 | $264.1M | $332.2M | ||
| Q3 24 | $263.8M | $387.4M | ||
| Q2 24 | $196.9M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $87.2M | $366.3M | ||
| Q3 25 | $150.7M | $397.3M | ||
| Q2 25 | $83.4M | $159.7M | ||
| Q1 25 | $233.0M | $271.0M | ||
| Q4 24 | $151.8M | $324.7M | ||
| Q3 24 | $162.8M | $378.0M | ||
| Q2 24 | $100.8M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 7.8% | 26.8% | ||
| Q3 25 | 14.2% | 29.2% | ||
| Q2 25 | 7.8% | 12.0% | ||
| Q1 25 | 21.7% | 21.1% | ||
| Q4 24 | 13.9% | 25.8% | ||
| Q3 24 | 16.1% | 30.4% | ||
| Q2 24 | 9.7% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 0.7% | ||
| Q3 25 | 9.6% | 0.6% | ||
| Q2 25 | 7.8% | 0.5% | ||
| Q1 25 | 7.3% | 1.0% | ||
| Q4 24 | 10.3% | 0.6% | ||
| Q3 24 | 10.0% | 0.8% | ||
| Q2 24 | 9.3% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.34× | 2.42× | ||
| Q3 25 | 2.15× | 3.52× | ||
| Q2 25 | 1.35× | 1.94× | ||
| Q1 25 | 2.18× | 2.58× | ||
| Q4 24 | 1.75× | 3.48× | ||
| Q3 24 | 2.24× | 4.20× | ||
| Q2 24 | 1.67× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SCI
| Cemetery | $510.9M | 46% |
| Funeral Matured Preneed Revenue | $196.5M | 18% |
| Cemetery Recognized Preneed Merchandise And Service Revenue | $107.4M | 10% |
| Cemetery Atneed Revenue | $104.9M | 9% |
| CA | $56.4M | 5% |
| Funeral Other Revenue | $54.6M | 5% |
| Cemetery Other Revenue | $40.2M | 4% |
| Nonfuneral Home Revenue | $28.1M | 3% |
| Non Funeral Home Preneed Sales Revenue | $22.0M | 2% |
SIGI
Segment breakdown not available.
