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Side-by-side financial comparison of SHORE BANCSHARES INC (SHBI) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $59.1M, roughly 1.9× SHORE BANCSHARES INC). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs 0.6%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $7.6M). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs -4.4%).
Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
SHBI vs ZIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $59.1M | $111.7M |
| Net Profit | — | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | 35.2% | 3.6% |
| Net Margin | — | -0.7% |
| Revenue YoY | 11.8% | 0.6% |
| Net Profit YoY | — | 92.3% |
| EPS (diluted) | $0.48 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $59.1M | $111.7M | ||
| Q3 25 | $56.4M | $115.0M | ||
| Q2 25 | $56.6M | $112.2M | ||
| Q1 25 | $53.0M | $110.1M | ||
| Q4 24 | $52.9M | $111.0M | ||
| Q3 24 | $50.5M | $117.1M | ||
| Q2 24 | $50.6M | $123.7M | ||
| Q1 24 | $47.7M | $122.2M |
| Q4 25 | — | $-835.0K | ||
| Q3 25 | $14.3M | $-9.8M | ||
| Q2 25 | $15.5M | $-9.5M | ||
| Q1 25 | $13.8M | $-12.8M | ||
| Q4 24 | — | $-10.8M | ||
| Q3 24 | $11.2M | $-2.6M | ||
| Q2 24 | $11.2M | $7.0M | ||
| Q1 24 | $8.2M | $-6.5M |
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
| Q4 25 | 35.2% | 3.6% | ||
| Q3 25 | 33.7% | -4.4% | ||
| Q2 25 | 36.5% | -5.9% | ||
| Q1 25 | 34.4% | -10.6% | ||
| Q4 24 | 34.3% | -3.6% | ||
| Q3 24 | 29.6% | -2.8% | ||
| Q2 24 | 29.7% | 7.6% | ||
| Q1 24 | 22.2% | -0.7% |
| Q4 25 | — | -0.7% | ||
| Q3 25 | 25.5% | -8.5% | ||
| Q2 25 | 27.4% | -8.5% | ||
| Q1 25 | 26.0% | -11.7% | ||
| Q4 24 | — | -9.7% | ||
| Q3 24 | 22.1% | -2.2% | ||
| Q2 24 | 22.2% | 5.7% | ||
| Q1 24 | 17.2% | -5.3% |
| Q4 25 | $0.48 | $-0.03 | ||
| Q3 25 | $0.43 | $-0.11 | ||
| Q2 25 | $0.46 | $-0.10 | ||
| Q1 25 | $0.41 | $-0.13 | ||
| Q4 24 | $0.39 | $-0.10 | ||
| Q3 24 | $0.34 | $-0.03 | ||
| Q2 24 | $0.34 | $0.07 | ||
| Q1 24 | $0.25 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $355.6M | $188.0M |
| Total DebtLower is stronger | $89.1M | — |
| Stockholders' EquityBook value | $589.9M | $-77.2M |
| Total Assets | $6.3B | $569.7M |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $355.6M | $188.0M | ||
| Q3 25 | $416.5M | $211.8M | ||
| Q2 25 | $185.0M | $203.5M | ||
| Q1 25 | $389.0M | $221.1M | ||
| Q4 24 | $459.9M | $218.4M | ||
| Q3 24 | $183.6M | $225.6M | ||
| Q2 24 | $138.9M | $271.7M | ||
| Q1 24 | $114.6M | $282.5M |
| Q4 25 | $89.1M | — | ||
| Q3 25 | $74.5M | — | ||
| Q2 25 | $74.2M | — | ||
| Q1 25 | $74.0M | — | ||
| Q4 24 | $73.7M | — | ||
| Q3 24 | $123.5M | — | ||
| Q2 24 | $122.8M | — | ||
| Q1 24 | $72.6M | — |
| Q4 25 | $589.9M | $-77.2M | ||
| Q3 25 | $577.2M | $-76.1M | ||
| Q2 25 | $565.2M | $-65.9M | ||
| Q1 25 | $552.5M | $-11.3M | ||
| Q4 24 | $541.1M | $13.4M | ||
| Q3 24 | $533.3M | $13.6M | ||
| Q2 24 | $522.8M | $24.4M | ||
| Q1 24 | $515.2M | $12.7M |
| Q4 25 | $6.3B | $569.7M | ||
| Q3 25 | $6.3B | $573.6M | ||
| Q2 25 | $6.0B | $592.4M | ||
| Q1 25 | $6.2B | $629.4M | ||
| Q4 24 | $6.2B | $664.1M | ||
| Q3 24 | $5.9B | $652.0M | ||
| Q2 24 | $5.9B | $665.3M | ||
| Q1 24 | $5.8B | $662.4M |
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.13× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.4M | $7.7M |
| Free Cash FlowOCF − Capex | $59.2M | $7.6M |
| FCF MarginFCF / Revenue | 100.2% | 6.8% |
| Capex IntensityCapex / Revenue | 5.4% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $110.6M | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.4M | $7.7M | ||
| Q3 25 | $42.5M | $2.6M | ||
| Q2 25 | $-8.3M | $10.5M | ||
| Q1 25 | $19.8M | $-9.9M | ||
| Q4 24 | $46.9M | $12.5M | ||
| Q3 24 | $9.1M | $9.3M | ||
| Q2 24 | $3.0M | $21.9M | ||
| Q1 24 | $2.4M | $2.0M |
| Q4 25 | $59.2M | $7.6M | ||
| Q3 25 | $41.9M | $2.2M | ||
| Q2 25 | $-9.2M | $10.2M | ||
| Q1 25 | $18.8M | $-10.2M | ||
| Q4 24 | $41.7M | $12.0M | ||
| Q3 24 | $8.4M | $9.2M | ||
| Q2 24 | $1.4M | $21.7M | ||
| Q1 24 | $614.0K | $1.9M |
| Q4 25 | 100.2% | 6.8% | ||
| Q3 25 | 74.3% | 1.9% | ||
| Q2 25 | -16.3% | 9.1% | ||
| Q1 25 | 35.4% | -9.3% | ||
| Q4 24 | 78.8% | 10.8% | ||
| Q3 24 | 16.7% | 7.8% | ||
| Q2 24 | 2.9% | 17.6% | ||
| Q1 24 | 1.3% | 1.6% |
| Q4 25 | 5.4% | 0.1% | ||
| Q3 25 | 1.0% | 0.3% | ||
| Q2 25 | 1.6% | 0.3% | ||
| Q1 25 | 1.9% | 0.3% | ||
| Q4 24 | 9.9% | 0.4% | ||
| Q3 24 | 1.2% | 0.2% | ||
| Q2 24 | 3.1% | 0.1% | ||
| Q1 24 | 3.7% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | — | ||
| Q2 25 | -0.54× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.81× | — | ||
| Q2 24 | 0.27× | 3.12× | ||
| Q1 24 | 0.29× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SHBI
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
