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Side-by-side financial comparison of Skyward Specialty Insurance Group, Inc. (SKWD) and INTERFACE INC (TILE). Click either name above to swap in a different company.
Skyward Specialty Insurance Group, Inc. is the larger business by last-quarter revenue ($385.6M vs $349.4M, roughly 1.1× INTERFACE INC). Skyward Specialty Insurance Group, Inc. runs the higher net margin — 11.2% vs 7.0%, a 4.2% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs 4.3%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $28.6M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs 9.8%).
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
SKWD vs TILE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.6M | $349.4M |
| Net Profit | $43.2M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | 14.2% | 10.1% |
| Net Margin | 11.2% | 7.0% |
| Revenue YoY | 26.7% | 4.3% |
| Net Profit YoY | 200.1% | 12.1% |
| EPS (diluted) | $1.03 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.6M | $349.4M | ||
| Q3 25 | $382.5M | $364.5M | ||
| Q2 25 | $319.9M | $375.5M | ||
| Q1 25 | $328.5M | $297.4M | ||
| Q4 24 | $304.4M | $335.0M | ||
| Q3 24 | $300.9M | $344.3M | ||
| Q2 24 | $279.9M | $346.6M | ||
| Q1 24 | $265.0M | $289.7M |
| Q4 25 | $43.2M | $24.4M | ||
| Q3 25 | $45.9M | $46.1M | ||
| Q2 25 | $38.8M | $32.6M | ||
| Q1 25 | $42.1M | $13.0M | ||
| Q4 24 | $14.4M | $21.8M | ||
| Q3 24 | $36.7M | $28.4M | ||
| Q2 24 | $31.0M | $22.6M | ||
| Q1 24 | $36.8M | $14.2M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% | ||
| Q1 24 | — | 38.1% |
| Q4 25 | 14.2% | 10.1% | ||
| Q3 25 | 15.8% | 14.6% | ||
| Q2 25 | 15.6% | 13.9% | ||
| Q1 25 | 15.7% | 7.8% | ||
| Q4 24 | 6.1% | 8.8% | ||
| Q3 24 | 15.6% | 12.3% | ||
| Q2 24 | 14.4% | 11.0% | ||
| Q1 24 | 17.7% | 8.4% |
| Q4 25 | 11.2% | 7.0% | ||
| Q3 25 | 12.0% | 12.7% | ||
| Q2 25 | 12.1% | 8.7% | ||
| Q1 25 | 12.8% | 4.4% | ||
| Q4 24 | 4.7% | 6.5% | ||
| Q3 24 | 12.2% | 8.3% | ||
| Q2 24 | 11.1% | 6.5% | ||
| Q1 24 | 13.9% | 4.9% |
| Q4 25 | $1.03 | $0.41 | ||
| Q3 25 | $1.10 | $0.78 | ||
| Q2 25 | $0.93 | $0.55 | ||
| Q1 25 | $1.01 | $0.22 | ||
| Q4 24 | $0.33 | $0.38 | ||
| Q3 24 | $0.89 | $0.48 | ||
| Q2 24 | $0.75 | $0.38 | ||
| Q1 24 | $0.90 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $168.5M | $71.3M |
| Total DebtLower is stronger | — | $181.6M |
| Stockholders' EquityBook value | $1.0B | $640.7M |
| Total Assets | $4.8B | $1.2B |
| Debt / EquityLower = less leverage | — | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $168.5M | $71.3M | ||
| Q3 25 | $160.1M | $187.4M | ||
| Q2 25 | $136.6M | $121.7M | ||
| Q1 25 | $112.9M | $97.8M | ||
| Q4 24 | $121.6M | $99.2M | ||
| Q3 24 | $105.6M | $115.6M | ||
| Q2 24 | $73.0M | $94.2M | ||
| Q1 24 | $85.1M | $89.8M |
| Q4 25 | — | $181.6M | ||
| Q3 25 | — | $307.8M | ||
| Q2 25 | — | $304.4M | ||
| Q1 25 | — | $302.9M | ||
| Q4 24 | — | $302.8M | ||
| Q3 24 | — | $337.9M | ||
| Q2 24 | — | $387.6M | ||
| Q1 24 | — | $391.8M |
| Q4 25 | $1.0B | $640.7M | ||
| Q3 25 | $961.4M | $621.0M | ||
| Q2 25 | $899.9M | $575.0M | ||
| Q1 25 | $850.7M | $513.1M | ||
| Q4 24 | $794.0M | $489.1M | ||
| Q3 24 | $797.5M | $501.6M | ||
| Q2 24 | $723.6M | $451.2M | ||
| Q1 24 | $692.3M | $428.5M |
| Q4 25 | $4.8B | $1.2B | ||
| Q3 25 | $4.6B | $1.3B | ||
| Q2 25 | $4.3B | $1.3B | ||
| Q1 25 | $4.0B | $1.2B | ||
| Q4 24 | $3.7B | $1.2B | ||
| Q3 24 | $3.6B | $1.2B | ||
| Q2 24 | $3.4B | $1.2B | ||
| Q1 24 | $3.2B | $1.2B |
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | — | 0.62× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | 0.91× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $408.1M | $49.3M |
| Free Cash FlowOCF − Capex | $402.6M | $28.6M |
| FCF MarginFCF / Revenue | 104.4% | 8.2% |
| Capex IntensityCapex / Revenue | 1.4% | 5.9% |
| Cash ConversionOCF / Net Profit | 9.44× | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | $755.2M | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $408.1M | $49.3M | ||
| Q3 25 | $171.4M | $76.7M | ||
| Q2 25 | $88.2M | $30.1M | ||
| Q1 25 | $96.8M | $11.7M | ||
| Q4 24 | $305.1M | $38.0M | ||
| Q3 24 | $168.0M | $76.2M | ||
| Q2 24 | $21.0M | $21.5M | ||
| Q1 24 | $94.3M | $12.6M |
| Q4 25 | $402.6M | $28.6M | ||
| Q3 25 | $168.9M | $66.1M | ||
| Q2 25 | $87.1M | $22.8M | ||
| Q1 25 | $96.6M | $4.3M | ||
| Q4 24 | $300.9M | $24.4M | ||
| Q3 24 | $167.6M | $69.7M | ||
| Q2 24 | $18.4M | $12.0M | ||
| Q1 24 | $94.0M | $8.6M |
| Q4 25 | 104.4% | 8.2% | ||
| Q3 25 | 44.2% | 18.1% | ||
| Q2 25 | 27.2% | 6.1% | ||
| Q1 25 | 29.4% | 1.4% | ||
| Q4 24 | 98.8% | 7.3% | ||
| Q3 24 | 55.7% | 20.3% | ||
| Q2 24 | 6.6% | 3.5% | ||
| Q1 24 | 35.5% | 3.0% |
| Q4 25 | 1.4% | 5.9% | ||
| Q3 25 | 0.6% | 2.9% | ||
| Q2 25 | 0.3% | 2.0% | ||
| Q1 25 | 0.1% | 2.5% | ||
| Q4 24 | 1.4% | 4.1% | ||
| Q3 24 | 0.1% | 1.9% | ||
| Q2 24 | 0.9% | 2.8% | ||
| Q1 24 | 0.1% | 1.4% |
| Q4 25 | 9.44× | 2.02× | ||
| Q3 25 | 3.73× | 1.66× | ||
| Q2 25 | 2.27× | 0.93× | ||
| Q1 25 | 2.30× | 0.90× | ||
| Q4 24 | 21.18× | 1.75× | ||
| Q3 24 | 4.58× | 2.68× | ||
| Q2 24 | 0.68× | 0.95× | ||
| Q1 24 | 2.56× | 0.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SKWD
Segment breakdown not available.
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
