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Side-by-side financial comparison of SOLESENCE, INC. (SLSN) and Usio, Inc. (USIO). Click either name above to swap in a different company.

Usio, Inc. is the larger business by last-quarter revenue ($22.2M vs $12.5M, roughly 1.8× SOLESENCE, INC.). SOLESENCE, INC. runs the higher net margin — 1.3% vs -6.7%, a 8.0% gap on every dollar of revenue. On growth, Usio, Inc. posted the faster year-over-year revenue change (8.2% vs -0.7%). Over the past eight quarters, SOLESENCE, INC.'s revenue compounded faster (12.5% CAGR vs 3.0%).

Usio, Inc. is an American financial technology company headquartered in San Antonio, Texas. It provides integrated electronic payment services, including ACH processing, credit card and debit card acceptance, payment facilitation for software platforms, prepaid card issuing and a document print and mail operation.

SLSN vs USIO — Head-to-Head

Bigger by revenue
USIO
USIO
1.8× larger
USIO
$22.2M
$12.5M
SLSN
Growing faster (revenue YoY)
USIO
USIO
+8.9% gap
USIO
8.2%
-0.7%
SLSN
Higher net margin
SLSN
SLSN
8.0% more per $
SLSN
1.3%
-6.7%
USIO
Faster 2-yr revenue CAGR
SLSN
SLSN
Annualised
SLSN
12.5%
3.0%
USIO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SLSN
SLSN
USIO
USIO
Revenue
$12.5M
$22.2M
Net Profit
$163.0K
$-1.5M
Gross Margin
27.5%
21.9%
Operating Margin
1.5%
-5.7%
Net Margin
1.3%
-6.7%
Revenue YoY
-0.7%
8.2%
Net Profit YoY
129.2%
-337.8%
EPS (diluted)
$0.00
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SLSN
SLSN
USIO
USIO
Q4 25
$12.5M
$22.2M
Q3 25
$14.6M
$21.2M
Q2 25
$20.4M
$20.0M
Q1 25
$14.6M
$22.0M
Q4 24
$12.6M
$20.6M
Q3 24
$16.9M
$21.3M
Q2 24
$13.0M
$20.1M
Q1 24
$9.9M
$21.0M
Net Profit
SLSN
SLSN
USIO
USIO
Q4 25
$163.0K
$-1.5M
Q3 25
$-1.1M
$-415.1K
Q2 25
$2.7M
$-366.7K
Q1 25
$80.0K
$-235.0K
Q4 24
$-559.0K
$628.9K
Q3 24
$3.0M
$2.9M
Q2 24
$856.0K
$75.5K
Q1 24
$893.0K
$-250.2K
Gross Margin
SLSN
SLSN
USIO
USIO
Q4 25
27.5%
21.9%
Q3 25
23.1%
23.0%
Q2 25
28.9%
25.8%
Q1 25
23.1%
21.9%
Q4 24
22.0%
24.6%
Q3 24
36.2%
23.0%
Q2 24
28.7%
23.9%
Q1 24
36.3%
23.1%
Operating Margin
SLSN
SLSN
USIO
USIO
Q4 25
1.5%
-5.7%
Q3 25
-5.4%
-2.2%
Q2 25
9.4%
-2.0%
Q1 25
1.8%
-1.1%
Q4 24
-1.8%
-2.9%
Q3 24
19.0%
-1.8%
Q2 24
8.0%
-1.0%
Q1 24
11.3%
-1.3%
Net Margin
SLSN
SLSN
USIO
USIO
Q4 25
1.3%
-6.7%
Q3 25
-7.7%
-2.0%
Q2 25
13.1%
-1.8%
Q1 25
0.5%
-1.1%
Q4 24
-4.4%
3.1%
Q3 24
18.1%
13.4%
Q2 24
6.6%
0.4%
Q1 24
9.0%
-1.2%
EPS (diluted)
SLSN
SLSN
USIO
USIO
Q4 25
$0.00
$-0.05
Q3 25
$-0.02
$-0.02
Q2 25
$0.04
$-0.01
Q1 25
$0.00
$-0.01
Q4 24
$0.00
$0.03
Q3 24
$0.04
$0.10
Q2 24
$0.01
$0.00
Q1 24
$0.02
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SLSN
SLSN
USIO
USIO
Cash + ST InvestmentsLiquidity on hand
$1.3M
$7.4M
Total DebtLower is stronger
$1.4M
Stockholders' EquityBook value
$17.6M
$17.9M
Total Assets
$50.1M
$134.9M
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SLSN
SLSN
USIO
USIO
Q4 25
$1.3M
$7.4M
Q3 25
$429.0K
$7.7M
Q2 25
$4.1M
$8.1M
Q1 25
$1.8M
$8.7M
Q4 24
$1.4M
$8.1M
Q3 24
$2.9M
$8.4M
Q2 24
$2.4M
$7.2M
Q1 24
$2.0M
$7.1M
Total Debt
SLSN
SLSN
USIO
USIO
Q4 25
$1.4M
Q3 25
$836.7K
Q2 25
$647.1K
Q1 25
$683.3K
Q4 24
$719.4K
Q3 24
$562.9K
Q2 24
$597.2K
Q1 24
$630.9K
Stockholders' Equity
SLSN
SLSN
USIO
USIO
Q4 25
$17.6M
$17.9M
Q3 25
$17.2M
$18.7M
Q2 25
$18.2M
$18.7M
Q1 25
$15.2M
$19.0M
Q4 24
$14.9M
$19.2M
Q3 24
$15.2M
$18.9M
Q2 24
$11.9M
$15.7M
Q1 24
$5.0M
$15.3M
Total Assets
SLSN
SLSN
USIO
USIO
Q4 25
$50.1M
$134.9M
Q3 25
$54.0M
$99.4M
Q2 25
$60.0M
$108.4M
Q1 25
$57.0M
$109.6M
Q4 24
$50.0M
$107.2M
Q3 24
$48.0M
$114.6M
Q2 24
$40.8M
$108.8M
Q1 24
$38.5M
$99.1M
Debt / Equity
SLSN
SLSN
USIO
USIO
Q4 25
0.08×
Q3 25
0.04×
Q2 25
0.03×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.03×
Q2 24
0.04×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SLSN
SLSN
USIO
USIO
Operating Cash FlowLast quarter
$1.8M
$1.5M
Free Cash FlowOCF − Capex
$1.1M
FCF MarginFCF / Revenue
4.8%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
11.16×
TTM Free Cash FlowTrailing 4 quarters
$1.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SLSN
SLSN
USIO
USIO
Q4 25
$1.8M
$1.5M
Q3 25
$-2.5M
$303.8K
Q2 25
$-654.0K
$-263.9K
Q1 25
$-7.2M
$1.4M
Q4 24
$2.2M
$2.9M
Q3 24
$4.2M
$1.4M
Q2 24
$-565.0K
$369.1K
Q1 24
$-3.9M
$88.7K
Free Cash Flow
SLSN
SLSN
USIO
USIO
Q4 25
$1.1M
Q3 25
$85.2K
Q2 25
$-503.2K
Q1 25
$1.1M
Q4 24
$-404.0K
$2.7M
Q3 24
$2.8M
$1.4M
Q2 24
$-1.0M
$246.3K
Q1 24
$-3.9M
$-88.1K
FCF Margin
SLSN
SLSN
USIO
USIO
Q4 25
4.8%
Q3 25
0.4%
Q2 25
-2.5%
Q1 25
4.8%
Q4 24
-3.2%
13.1%
Q3 24
16.6%
6.4%
Q2 24
-8.0%
1.2%
Q1 24
-39.9%
-0.4%
Capex Intensity
SLSN
SLSN
USIO
USIO
Q4 25
2.0%
Q3 25
1.0%
Q2 25
1.2%
Q1 25
1.4%
Q4 24
20.6%
1.0%
Q3 24
8.3%
0.3%
Q2 24
3.7%
0.6%
Q1 24
0.9%
0.8%
Cash Conversion
SLSN
SLSN
USIO
USIO
Q4 25
11.16×
Q3 25
Q2 25
-0.25×
Q1 25
-90.26×
Q4 24
4.61×
Q3 24
1.38×
0.50×
Q2 24
-0.66×
4.89×
Q1 24
-4.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SLSN
SLSN

Segment breakdown not available.

USIO
USIO

Credit Card Revenue$7.7M35%
ACH And Complementary Service Revenue$6.1M28%
Output Solutions$5.4M24%
Prepaid Card Services Revenue$2.6M12%

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