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Side-by-side financial comparison of Smart Sand, Inc. (SND) and TRICO BANCSHARES (TCBK). Click either name above to swap in a different company.
TRICO BANCSHARES is the larger business by last-quarter revenue ($109.4M vs $86.0M, roughly 1.3× Smart Sand, Inc.). TRICO BANCSHARES runs the higher net margin — 251.6% vs 1.4%, a 250.3% gap on every dollar of revenue. On growth, TRICO BANCSHARES posted the faster year-over-year revenue change (9.0% vs -5.8%). TRICO BANCSHARES produced more free cash flow last quarter ($127.9M vs $20.4M). Over the past eight quarters, TRICO BANCSHARES 's revenue compounded faster (5.4% CAGR vs 1.8%).
Sand 9 is a fabless Micro-electromechanical system (MEMS) company based in Cambridge, Massachusetts. Sand 9 developed a piezoelectric MEMS resonator to serve as an alternative for quartz timing devices in applications such as smart phones, low-power wireless devices, and communications infrastructure equipment.
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
SND vs TCBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $86.0M | $109.4M |
| Net Profit | $1.2M | $33.6M |
| Gross Margin | 13.0% | — |
| Operating Margin | -3.1% | 42.6% |
| Net Margin | 1.4% | 251.6% |
| Revenue YoY | -5.8% | 9.0% |
| Net Profit YoY | -68.5% | 15.8% |
| EPS (diluted) | $0.03 | $1.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.0M | $109.4M | ||
| Q3 25 | $92.8M | $107.6M | ||
| Q2 25 | $85.8M | $103.6M | ||
| Q1 25 | $65.6M | $98.6M | ||
| Q4 24 | $91.4M | $100.4M | ||
| Q3 24 | $63.2M | $99.1M | ||
| Q2 24 | $73.8M | $97.9M | ||
| Q1 24 | $83.1M | $98.5M |
| Q4 25 | $1.2M | $33.6M | ||
| Q3 25 | $3.0M | $34.0M | ||
| Q2 25 | $21.4M | $27.5M | ||
| Q1 25 | $-24.2M | $26.4M | ||
| Q4 24 | $3.7M | $29.0M | ||
| Q3 24 | $-98.0K | $29.1M | ||
| Q2 24 | $-430.0K | $29.0M | ||
| Q1 24 | $-216.0K | $27.7M |
| Q4 25 | 13.0% | — | ||
| Q3 25 | 16.1% | — | ||
| Q2 25 | 10.4% | — | ||
| Q1 25 | 4.2% | — | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 10.3% | — | ||
| Q2 24 | 17.7% | — | ||
| Q1 24 | 14.2% | — |
| Q4 25 | -3.1% | 42.6% | ||
| Q3 25 | 5.8% | 43.2% | ||
| Q2 25 | -0.1% | 36.5% | ||
| Q1 25 | -10.8% | 35.8% | ||
| Q4 24 | 3.9% | 38.7% | ||
| Q3 24 | -7.8% | 39.8% | ||
| Q2 24 | 4.8% | 40.0% | ||
| Q1 24 | 0.9% | 38.3% |
| Q4 25 | 1.4% | 251.6% | ||
| Q3 25 | 3.2% | 31.6% | ||
| Q2 25 | 24.9% | 26.6% | ||
| Q1 25 | -37.0% | 26.7% | ||
| Q4 24 | 4.1% | 221.4% | ||
| Q3 24 | -0.2% | 29.3% | ||
| Q2 24 | -0.6% | 29.7% | ||
| Q1 24 | -0.3% | 28.2% |
| Q4 25 | $0.03 | $1.02 | ||
| Q3 25 | $0.08 | $1.04 | ||
| Q2 25 | $0.54 | $0.84 | ||
| Q1 25 | $-0.62 | $0.80 | ||
| Q4 24 | $0.10 | $0.88 | ||
| Q3 24 | $0.00 | $0.88 | ||
| Q2 24 | $-0.01 | $0.87 | ||
| Q1 24 | $-0.01 | $0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.6M | $157.0M |
| Total DebtLower is stronger | $15.0M | — |
| Stockholders' EquityBook value | $239.7M | $1.3B |
| Total Assets | $340.0M | $9.8B |
| Debt / EquityLower = less leverage | 0.06× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.6M | $157.0M | ||
| Q3 25 | $5.1M | $298.8M | ||
| Q2 25 | $4.3M | $314.3M | ||
| Q1 25 | $5.1M | $308.3M | ||
| Q4 24 | $1.6M | $145.0M | ||
| Q3 24 | $7.2M | $320.1M | ||
| Q2 24 | $6.3M | $206.6M | ||
| Q1 24 | $4.6M | $82.8M |
| Q4 25 | $15.0M | — | ||
| Q3 25 | $14.3M | — | ||
| Q2 25 | $23.5M | — | ||
| Q1 25 | $13.7M | — | ||
| Q4 24 | $14.7M | — | ||
| Q3 24 | $15.7M | — | ||
| Q2 24 | $17.1M | — | ||
| Q1 24 | $25.5M | — |
| Q4 25 | $239.7M | $1.3B | ||
| Q3 25 | $239.9M | $1.3B | ||
| Q2 25 | $240.5M | $1.3B | ||
| Q1 25 | $219.9M | $1.3B | ||
| Q4 24 | $243.8M | $1.2B | ||
| Q3 24 | $243.6M | $1.2B | ||
| Q2 24 | $242.9M | $1.2B | ||
| Q1 24 | $242.5M | $1.2B |
| Q4 25 | $340.0M | $9.8B | ||
| Q3 25 | $343.1M | $9.9B | ||
| Q2 25 | $345.8M | $9.9B | ||
| Q1 25 | $326.9M | $9.8B | ||
| Q4 24 | $341.5M | $9.7B | ||
| Q3 24 | $335.8M | $9.8B | ||
| Q2 24 | $341.8M | $9.7B | ||
| Q1 24 | $349.3M | $9.8B |
| Q4 25 | 0.06× | — | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.10× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.07× | — | ||
| Q1 24 | 0.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $22.4M | $133.3M |
| Free Cash FlowOCF − Capex | $20.4M | $127.9M |
| FCF MarginFCF / Revenue | 23.7% | 116.9% |
| Capex IntensityCapex / Revenue | 2.3% | 4.9% |
| Cash ConversionOCF / Net Profit | 18.99× | 3.96× |
| TTM Free Cash FlowTrailing 4 quarters | $32.5M | $222.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $133.3M | ||
| Q3 25 | $18.2M | $45.1M | ||
| Q2 25 | $-5.1M | $29.2M | ||
| Q1 25 | $8.7M | $24.5M | ||
| Q4 24 | $1.0M | $109.7M | ||
| Q3 24 | $5.8M | $28.6M | ||
| Q2 24 | $14.9M | $31.8M | ||
| Q1 24 | $-3.9M | $25.1M |
| Q4 25 | $20.4M | $127.9M | ||
| Q3 25 | $14.8M | $43.2M | ||
| Q2 25 | $-7.8M | $28.2M | ||
| Q1 25 | $5.2M | $22.8M | ||
| Q4 24 | $-840.0K | $105.2M | ||
| Q3 24 | $3.7M | $27.3M | ||
| Q2 24 | $13.5M | $30.8M | ||
| Q1 24 | $-5.5M | $24.1M |
| Q4 25 | 23.7% | 116.9% | ||
| Q3 25 | 15.9% | 40.2% | ||
| Q2 25 | -9.1% | 27.2% | ||
| Q1 25 | 7.9% | 23.1% | ||
| Q4 24 | -0.9% | 104.8% | ||
| Q3 24 | 5.8% | 27.6% | ||
| Q2 24 | 18.3% | 31.5% | ||
| Q1 24 | -6.6% | 24.4% |
| Q4 25 | 2.3% | 4.9% | ||
| Q3 25 | 3.6% | 1.7% | ||
| Q2 25 | 3.1% | 1.0% | ||
| Q1 25 | 5.4% | 1.7% | ||
| Q4 24 | 2.1% | 4.5% | ||
| Q3 24 | 3.4% | 1.3% | ||
| Q2 24 | 1.8% | 1.0% | ||
| Q1 24 | 2.0% | 1.0% |
| Q4 25 | 18.99× | 3.96× | ||
| Q3 25 | 6.05× | 1.33× | ||
| Q2 25 | -0.24× | 1.06× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | 0.28× | 3.78× | ||
| Q3 24 | — | 0.98× | ||
| Q2 24 | — | 1.10× | ||
| Q1 24 | — | 0.90× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SND
| Sand | $85.1M | 99% |
| Smart Systems Segment | $980.0K | 1% |
TCBK
Segment breakdown not available.
