vs
Side-by-side financial comparison of STONERIDGE INC (SRI) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $205.2M, roughly 1.8× STONERIDGE INC). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs -6.0%). TRUPANION, INC. produced more free cash flow last quarter ($25.3M vs $2.6M). Over the past eight quarters, TRUPANION, INC.'s revenue compounded faster (11.0% CAGR vs -7.4%).
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
SRI vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $205.2M | $376.9M |
| Net Profit | — | — |
| Gross Margin | 16.2% | 17.3% |
| Operating Margin | -14.4% | 1.9% |
| Net Margin | — | — |
| Revenue YoY | -6.0% | 11.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $-2.76 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $205.2M | $376.9M | ||
| Q3 25 | $210.3M | $366.9M | ||
| Q2 25 | $228.0M | $353.6M | ||
| Q1 25 | $217.9M | $342.0M | ||
| Q4 24 | $218.2M | $337.3M | ||
| Q3 24 | $213.8M | $327.5M | ||
| Q2 24 | $237.1M | $314.8M | ||
| Q1 24 | $239.2M | $306.1M |
| Q4 25 | — | — | ||
| Q3 25 | $-9.4M | — | ||
| Q2 25 | $-9.4M | — | ||
| Q1 25 | $-7.2M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $-7.1M | — | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $-6.1M | — |
| Q4 25 | 16.2% | 17.3% | ||
| Q3 25 | 20.3% | 16.4% | ||
| Q2 25 | 21.5% | 15.5% | ||
| Q1 25 | 21.2% | 14.9% | ||
| Q4 24 | 19.5% | 15.7% | ||
| Q3 24 | 20.8% | 15.1% | ||
| Q2 24 | 22.7% | 12.8% | ||
| Q1 24 | 20.2% | 11.8% |
| Q4 25 | -14.4% | 1.9% | ||
| Q3 25 | -1.6% | 1.6% | ||
| Q2 25 | -1.1% | 0.7% | ||
| Q1 25 | -1.5% | -0.4% | ||
| Q4 24 | -2.0% | 0.1% | ||
| Q3 24 | 0.1% | 0.5% | ||
| Q2 24 | 1.4% | -1.7% | ||
| Q1 24 | 0.1% | -2.0% |
| Q4 25 | — | — | ||
| Q3 25 | -4.5% | — | ||
| Q2 25 | -4.1% | — | ||
| Q1 25 | -3.3% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -3.3% | — | ||
| Q2 24 | 1.2% | — | ||
| Q1 24 | -2.6% | — |
| Q4 25 | $-2.76 | $0.13 | ||
| Q3 25 | $-0.34 | $0.13 | ||
| Q2 25 | $-0.34 | $0.22 | ||
| Q1 25 | $-0.26 | $-0.03 | ||
| Q4 24 | $-0.22 | $0.04 | ||
| Q3 24 | $-0.26 | $0.03 | ||
| Q2 24 | $0.10 | $-0.14 | ||
| Q1 24 | $-0.22 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $66.3M | $370.7M |
| Total DebtLower is stronger | $180.9M | $101.8M |
| Stockholders' EquityBook value | $179.8M | $383.9M |
| Total Assets | $551.2M | $915.0M |
| Debt / EquityLower = less leverage | 1.01× | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $66.3M | $370.7M | ||
| Q3 25 | $54.0M | $348.5M | ||
| Q2 25 | $49.8M | $319.6M | ||
| Q1 25 | $79.1M | $321.8M | ||
| Q4 24 | $71.8M | $307.4M | ||
| Q3 24 | $54.1M | $293.1M | ||
| Q2 24 | $42.1M | $277.2M | ||
| Q1 24 | $48.4M | $275.2M |
| Q4 25 | $180.9M | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $201.6M | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $179.8M | $383.9M | ||
| Q3 25 | $251.2M | $368.6M | ||
| Q2 25 | $260.5M | $355.5M | ||
| Q1 25 | $253.1M | $333.7M | ||
| Q4 24 | $245.3M | $323.3M | ||
| Q3 24 | $271.4M | $320.2M | ||
| Q2 24 | $270.5M | $305.8M | ||
| Q1 24 | $277.3M | $303.4M |
| Q4 25 | $551.2M | $915.0M | ||
| Q3 25 | $632.1M | $880.2M | ||
| Q2 25 | $639.4M | $847.8M | ||
| Q1 25 | $657.4M | $837.2M | ||
| Q4 24 | $621.6M | $806.9M | ||
| Q3 24 | $662.5M | $816.1M | ||
| Q2 24 | $666.7M | $795.9M | ||
| Q1 24 | $675.4M | $789.5M |
| Q4 25 | 1.01× | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.82× | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.8M | $29.3M |
| Free Cash FlowOCF − Capex | $2.6M | $25.3M |
| FCF MarginFCF / Revenue | 1.3% | 6.7% |
| Capex IntensityCapex / Revenue | 3.0% | 1.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $12.2M | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.8M | $29.3M | ||
| Q3 25 | $3.6M | $29.2M | ||
| Q2 25 | $10.7M | $15.0M | ||
| Q1 25 | $10.9M | $16.0M | ||
| Q4 24 | $19.2M | $23.7M | ||
| Q3 24 | $10.8M | $15.3M | ||
| Q2 24 | $8.7M | $6.9M | ||
| Q1 24 | $9.1M | $2.4M |
| Q4 25 | $2.6M | $25.3M | ||
| Q3 25 | $-2.7M | $23.9M | ||
| Q2 25 | $7.4M | $12.0M | ||
| Q1 25 | $4.8M | $14.0M | ||
| Q4 24 | $14.0M | $21.8M | ||
| Q3 24 | $4.6M | $13.4M | ||
| Q2 24 | $1.5M | $4.0M | ||
| Q1 24 | $3.3M | $-631.0K |
| Q4 25 | 1.3% | 6.7% | ||
| Q3 25 | -1.3% | 6.5% | ||
| Q2 25 | 3.3% | 3.4% | ||
| Q1 25 | 2.2% | 4.1% | ||
| Q4 24 | 6.4% | 6.5% | ||
| Q3 24 | 2.2% | 4.1% | ||
| Q2 24 | 0.6% | 1.3% | ||
| Q1 24 | 1.4% | -0.2% |
| Q4 25 | 3.0% | 1.0% | ||
| Q3 25 | 3.0% | 1.4% | ||
| Q2 25 | 1.4% | 0.8% | ||
| Q1 25 | 2.8% | 0.6% | ||
| Q4 24 | 2.4% | 0.6% | ||
| Q3 24 | 2.9% | 0.6% | ||
| Q2 24 | 3.0% | 0.9% | ||
| Q1 24 | 2.4% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 3.11× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
