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Side-by-side financial comparison of TEXAS CAPITAL BANCSHARES INC (TCBI) and T1 Energy Inc. (TE). Click either name above to swap in a different company.
TEXAS CAPITAL BANCSHARES INC is the larger business by last-quarter revenue ($324.0M vs $210.5M, roughly 1.5× T1 Energy Inc.). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs -62.0%, a 84.8% gap on every dollar of revenue.
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
Sony Energy Devices Corporation , is a Japanese multinational company specializing in a variety of areas in the energy industry, and is a wholly owned subsidiary and part of the Devices Group of Sony. The company was established in February 1975 in Fukushima, Japan.
TCBI vs TE — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $324.0M | $210.5M |
| Net Profit | $73.8M | $-130.6M |
| Gross Margin | — | 10.0% |
| Operating Margin | — | -45.0% |
| Net Margin | 22.8% | -62.0% |
| Revenue YoY | 15.5% | — |
| Net Profit YoY | 56.8% | -375.2% |
| EPS (diluted) | $1.56 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $324.0M | — | ||
| Q4 25 | $327.5M | — | ||
| Q3 25 | $340.4M | $210.5M | ||
| Q2 25 | $307.5M | $132.8M | ||
| Q1 25 | $280.5M | $53.5M | ||
| Q4 24 | $229.6M | — | ||
| Q3 24 | $125.3M | $0 | ||
| Q2 24 | $267.0M | $0 |
| Q1 26 | $73.8M | — | ||
| Q4 25 | $100.7M | — | ||
| Q3 25 | $105.2M | $-130.6M | ||
| Q2 25 | $77.3M | $-31.9M | ||
| Q1 25 | $47.0M | $-16.2M | ||
| Q4 24 | $71.0M | — | ||
| Q3 24 | $-61.3M | $-27.5M | ||
| Q2 24 | $41.7M | $-27.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 10.0% | ||
| Q2 25 | — | 24.7% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 40.5% | -45.0% | ||
| Q2 25 | 33.2% | -22.0% | ||
| Q1 25 | 21.6% | -44.2% | ||
| Q4 24 | 40.7% | — | ||
| Q3 24 | -63.8% | — | ||
| Q2 24 | 21.9% | — |
| Q1 26 | 22.8% | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 30.9% | -62.0% | ||
| Q2 25 | 25.2% | -24.0% | ||
| Q1 25 | 16.8% | -30.4% | ||
| Q4 24 | 30.9% | — | ||
| Q3 24 | -48.9% | — | ||
| Q2 24 | 15.6% | — |
| Q1 26 | $1.56 | — | ||
| Q4 25 | $2.11 | — | ||
| Q3 25 | $2.18 | $-0.87 | ||
| Q2 25 | $1.58 | $-0.21 | ||
| Q1 25 | $0.92 | $-0.11 | ||
| Q4 24 | $1.43 | — | ||
| Q3 24 | $-1.41 | $-0.20 | ||
| Q2 24 | $0.80 | $-0.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $34.1M |
| Total DebtLower is stronger | $878.3M | $547.3M |
| Stockholders' EquityBook value | $3.6B | $96.9M |
| Total Assets | $33.5B | $1.4B |
| Debt / EquityLower = less leverage | 0.24× | 5.65× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $34.1M | ||
| Q2 25 | — | $8.5M | ||
| Q1 25 | — | $48.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $181.9M | ||
| Q2 24 | — | $219.6M |
| Q1 26 | $878.3M | — | ||
| Q4 25 | $620.6M | — | ||
| Q3 25 | $620.4M | $547.3M | ||
| Q2 25 | $620.3M | $591.2M | ||
| Q1 25 | $660.5M | $603.2M | ||
| Q4 24 | $660.3M | — | ||
| Q3 24 | $660.2M | — | ||
| Q2 24 | $660.0M | — |
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.6B | — | ||
| Q3 25 | $3.6B | $96.9M | ||
| Q2 25 | $3.5B | $183.9M | ||
| Q1 25 | $3.4B | $201.9M | ||
| Q4 24 | $3.4B | — | ||
| Q3 24 | $3.4B | $538.7M | ||
| Q2 24 | $3.2B | $561.6M |
| Q1 26 | $33.5B | — | ||
| Q4 25 | $31.5B | — | ||
| Q3 25 | $32.5B | $1.4B | ||
| Q2 25 | $31.9B | $1.4B | ||
| Q1 25 | $31.4B | $1.4B | ||
| Q4 24 | $30.7B | — | ||
| Q3 24 | $31.6B | $615.0M | ||
| Q2 24 | $29.9B | $644.4M |
| Q1 26 | 0.24× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | 5.65× | ||
| Q2 25 | 0.18× | 3.21× | ||
| Q1 25 | 0.19× | 2.99× | ||
| Q4 24 | 0.20× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $63.9M |
| Free Cash FlowOCF − Capex | — | $55.0M |
| FCF MarginFCF / Revenue | — | 26.1% |
| Capex IntensityCapex / Revenue | — | 4.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-42.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $360.2M | — | ||
| Q3 25 | $166.3M | $63.9M | ||
| Q2 25 | $63.0M | $33.4M | ||
| Q1 25 | $368.0K | $-44.8M | ||
| Q4 24 | $480.1M | — | ||
| Q3 24 | $332.8M | $-28.4M | ||
| Q2 24 | $33.3M | $-28.0M |
| Q1 26 | — | — | ||
| Q4 25 | $347.6M | — | ||
| Q3 25 | $161.3M | $55.0M | ||
| Q2 25 | $57.5M | $10.6M | ||
| Q1 25 | $-2.0M | $-74.0M | ||
| Q4 24 | $415.2M | — | ||
| Q3 24 | $317.6M | $-34.0M | ||
| Q2 24 | $11.1M | $-35.6M |
| Q1 26 | — | — | ||
| Q4 25 | 106.1% | — | ||
| Q3 25 | 47.4% | 26.1% | ||
| Q2 25 | 18.7% | 8.0% | ||
| Q1 25 | -0.7% | -138.4% | ||
| Q4 24 | 180.9% | — | ||
| Q3 24 | 253.4% | — | ||
| Q2 24 | 4.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | — | ||
| Q3 25 | 1.5% | 4.2% | ||
| Q2 25 | 1.8% | 17.2% | ||
| Q1 25 | 0.9% | 54.5% | ||
| Q4 24 | 28.2% | — | ||
| Q3 24 | 12.1% | — | ||
| Q2 24 | 8.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.58× | — | ||
| Q3 25 | 1.58× | — | ||
| Q2 25 | 0.81× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 6.76× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.80× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TCBI
Segment breakdown not available.
TE
| Related Party | $120.1M | 57% |
| Nonrelated Party | $90.4M | 43% |
