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Side-by-side financial comparison of INTERFACE INC (TILE) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
INTERFACE INC is the larger business by last-quarter revenue ($349.4M vs $194.8M, roughly 1.8× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 7.0%, a 42.4% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 4.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $28.6M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 9.8%).
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
TILE vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $349.4M | $194.8M |
| Net Profit | $24.4M | $96.2M |
| Gross Margin | 38.6% | — |
| Operating Margin | 10.1% | 71.7% |
| Net Margin | 7.0% | 49.4% |
| Revenue YoY | 4.3% | 152.7% |
| Net Profit YoY | 12.1% | 388.9% |
| EPS (diluted) | $0.41 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $349.4M | $194.8M | ||
| Q3 25 | $364.5M | $87.4M | ||
| Q2 25 | $375.5M | $82.6M | ||
| Q1 25 | $297.4M | $81.7M | ||
| Q4 24 | $335.0M | $77.1M | ||
| Q3 24 | $344.3M | $76.6M | ||
| Q2 24 | $346.6M | $72.7M | ||
| Q1 24 | $289.7M | $72.8M |
| Q4 25 | $24.4M | $96.2M | ||
| Q3 25 | $46.1M | $23.7M | ||
| Q2 25 | $32.6M | $21.5M | ||
| Q1 25 | $13.0M | $19.7M | ||
| Q4 24 | $21.8M | $19.7M | ||
| Q3 24 | $28.4M | $18.6M | ||
| Q2 24 | $22.6M | $15.7M | ||
| Q1 24 | $14.2M | $16.9M |
| Q4 25 | 38.6% | — | ||
| Q3 25 | 39.4% | — | ||
| Q2 25 | 39.4% | — | ||
| Q1 25 | 37.3% | — | ||
| Q4 24 | 36.5% | — | ||
| Q3 24 | 37.1% | — | ||
| Q2 24 | 35.4% | — | ||
| Q1 24 | 38.1% | — |
| Q4 25 | 10.1% | 71.7% | ||
| Q3 25 | 14.6% | 35.6% | ||
| Q2 25 | 13.9% | 34.2% | ||
| Q1 25 | 7.8% | 31.6% | ||
| Q4 24 | 8.8% | 33.4% | ||
| Q3 24 | 12.3% | 32.0% | ||
| Q2 24 | 11.0% | 28.3% | ||
| Q1 24 | 8.4% | 30.4% |
| Q4 25 | 7.0% | 49.4% | ||
| Q3 25 | 12.7% | 27.1% | ||
| Q2 25 | 8.7% | 26.0% | ||
| Q1 25 | 4.4% | 24.1% | ||
| Q4 24 | 6.5% | 25.5% | ||
| Q3 24 | 8.3% | 24.3% | ||
| Q2 24 | 6.5% | 21.6% | ||
| Q1 24 | 4.9% | 23.2% |
| Q4 25 | $0.41 | $6.72 | ||
| Q3 25 | $0.78 | $1.65 | ||
| Q2 25 | $0.55 | $1.50 | ||
| Q1 25 | $0.22 | $1.37 | ||
| Q4 24 | $0.38 | $1.39 | ||
| Q3 24 | $0.48 | $1.30 | ||
| Q2 24 | $0.38 | $1.10 | ||
| Q1 24 | $0.24 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $71.3M | $132.8M |
| Total DebtLower is stronger | $181.6M | — |
| Stockholders' EquityBook value | $640.7M | $938.4M |
| Total Assets | $1.2B | $8.7B |
| Debt / EquityLower = less leverage | 0.28× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $71.3M | $132.8M | ||
| Q3 25 | $187.4M | $193.5M | ||
| Q2 25 | $121.7M | $212.6M | ||
| Q1 25 | $97.8M | $193.1M | ||
| Q4 24 | $99.2M | $134.4M | ||
| Q3 24 | $115.6M | $132.3M | ||
| Q2 24 | $94.2M | $70.9M | ||
| Q1 24 | $89.8M | $57.1M |
| Q4 25 | $181.6M | — | ||
| Q3 25 | $307.8M | — | ||
| Q2 25 | $304.4M | — | ||
| Q1 25 | $302.9M | — | ||
| Q4 24 | $302.8M | — | ||
| Q3 24 | $337.9M | — | ||
| Q2 24 | $387.6M | — | ||
| Q1 24 | $391.8M | — |
| Q4 25 | $640.7M | $938.4M | ||
| Q3 25 | $621.0M | $788.8M | ||
| Q2 25 | $575.0M | $761.8M | ||
| Q1 25 | $513.1M | $741.4M | ||
| Q4 24 | $489.1M | $713.4M | ||
| Q3 24 | $501.6M | $719.9M | ||
| Q2 24 | $451.2M | $674.6M | ||
| Q1 24 | $428.5M | $667.9M |
| Q4 25 | $1.2B | $8.7B | ||
| Q3 25 | $1.3B | $8.5B | ||
| Q2 25 | $1.3B | $8.4B | ||
| Q1 25 | $1.2B | $8.2B | ||
| Q4 24 | $1.2B | $8.1B | ||
| Q3 24 | $1.2B | $8.0B | ||
| Q2 24 | $1.2B | $7.9B | ||
| Q1 24 | $1.2B | $7.8B |
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.53× | — | ||
| Q1 25 | 0.59× | — | ||
| Q4 24 | 0.62× | — | ||
| Q3 24 | 0.67× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 0.91× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $49.3M | $38.9M |
| Free Cash FlowOCF − Capex | $28.6M | $31.9M |
| FCF MarginFCF / Revenue | 8.2% | 16.4% |
| Capex IntensityCapex / Revenue | 5.9% | 3.6% |
| Cash ConversionOCF / Net Profit | 2.02× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.3M | $38.9M | ||
| Q3 25 | $76.7M | $34.9M | ||
| Q2 25 | $30.1M | $18.9M | ||
| Q1 25 | $11.7M | $22.2M | ||
| Q4 24 | $38.0M | $95.0M | ||
| Q3 24 | $76.2M | $21.2M | ||
| Q2 24 | $21.5M | $27.3M | ||
| Q1 24 | $12.6M | $23.2M |
| Q4 25 | $28.6M | $31.9M | ||
| Q3 25 | $66.1M | $33.9M | ||
| Q2 25 | $22.8M | $18.3M | ||
| Q1 25 | $4.3M | $20.9M | ||
| Q4 24 | $24.4M | $88.8M | ||
| Q3 24 | $69.7M | $18.9M | ||
| Q2 24 | $12.0M | $26.3M | ||
| Q1 24 | $8.6M | $21.9M |
| Q4 25 | 8.2% | 16.4% | ||
| Q3 25 | 18.1% | 38.8% | ||
| Q2 25 | 6.1% | 22.1% | ||
| Q1 25 | 1.4% | 25.5% | ||
| Q4 24 | 7.3% | 115.1% | ||
| Q3 24 | 20.3% | 24.7% | ||
| Q2 24 | 3.5% | 36.2% | ||
| Q1 24 | 3.0% | 30.0% |
| Q4 25 | 5.9% | 3.6% | ||
| Q3 25 | 2.9% | 1.1% | ||
| Q2 25 | 2.0% | 0.8% | ||
| Q1 25 | 2.5% | 1.7% | ||
| Q4 24 | 4.1% | 8.1% | ||
| Q3 24 | 1.9% | 2.9% | ||
| Q2 24 | 2.8% | 1.3% | ||
| Q1 24 | 1.4% | 1.9% |
| Q4 25 | 2.02× | 0.40× | ||
| Q3 25 | 1.66× | 1.47× | ||
| Q2 25 | 0.93× | 0.88× | ||
| Q1 25 | 0.90× | 1.13× | ||
| Q4 24 | 1.75× | 4.82× | ||
| Q3 24 | 2.68× | 1.14× | ||
| Q2 24 | 0.95× | 1.74× | ||
| Q1 24 | 0.89× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
TMP
Segment breakdown not available.
