vs
Side-by-side financial comparison of IDACORP INC (IDA) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $194.8M, roughly 1.8× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 12.1%, a 37.3% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -4.2%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-216.2M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
IDA vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $194.8M |
| Net Profit | $43.6M | $96.2M |
| Gross Margin | — | — |
| Operating Margin | 14.9% | 71.7% |
| Net Margin | 12.1% | 49.4% |
| Revenue YoY | -4.2% | 152.7% |
| Net Profit YoY | 15.1% | 388.9% |
| EPS (diluted) | $0.78 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $194.8M | ||
| Q3 25 | $526.4M | $87.4M | ||
| Q2 25 | $449.3M | $82.6M | ||
| Q1 25 | $411.1M | $81.7M | ||
| Q4 24 | $375.9M | $77.1M | ||
| Q3 24 | $532.5M | $76.6M | ||
| Q2 24 | $442.6M | $72.7M | ||
| Q1 24 | $417.9M | $72.8M |
| Q4 25 | $43.6M | $96.2M | ||
| Q3 25 | $124.4M | $23.7M | ||
| Q2 25 | $95.8M | $21.5M | ||
| Q1 25 | $59.6M | $19.7M | ||
| Q4 24 | $37.9M | $19.7M | ||
| Q3 24 | $113.6M | $18.6M | ||
| Q2 24 | $89.5M | $15.7M | ||
| Q1 24 | $48.2M | $16.9M |
| Q4 25 | 14.9% | 71.7% | ||
| Q3 25 | 27.5% | 35.6% | ||
| Q2 25 | 22.4% | 34.2% | ||
| Q1 25 | 13.4% | 31.6% | ||
| Q4 24 | 11.0% | 33.4% | ||
| Q3 24 | 25.1% | 32.0% | ||
| Q2 24 | 23.3% | 28.3% | ||
| Q1 24 | 11.9% | 30.4% |
| Q4 25 | 12.1% | 49.4% | ||
| Q3 25 | 23.6% | 27.1% | ||
| Q2 25 | 21.3% | 26.0% | ||
| Q1 25 | 14.5% | 24.1% | ||
| Q4 24 | 10.1% | 25.5% | ||
| Q3 24 | 21.3% | 24.3% | ||
| Q2 24 | 20.2% | 21.6% | ||
| Q1 24 | 11.5% | 23.2% |
| Q4 25 | $0.78 | $6.72 | ||
| Q3 25 | $2.26 | $1.65 | ||
| Q2 25 | $1.76 | $1.50 | ||
| Q1 25 | $1.10 | $1.37 | ||
| Q4 24 | $0.72 | $1.39 | ||
| Q3 24 | $2.12 | $1.30 | ||
| Q2 24 | $1.71 | $1.10 | ||
| Q1 24 | $0.95 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $132.8M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $938.4M |
| Total Assets | $10.2B | $8.7B |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $132.8M | ||
| Q3 25 | $333.2M | $193.5M | ||
| Q2 25 | $474.5M | $212.6M | ||
| Q1 25 | $634.5M | $193.1M | ||
| Q4 24 | $368.9M | $134.4M | ||
| Q3 24 | $427.9M | $132.3M | ||
| Q2 24 | $169.6M | $70.9M | ||
| Q1 24 | $157.6M | $57.1M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $938.4M | ||
| Q3 25 | $3.5B | $788.8M | ||
| Q2 25 | $3.4B | $761.8M | ||
| Q1 25 | $3.3B | $741.4M | ||
| Q4 24 | $3.3B | $713.4M | ||
| Q3 24 | $3.3B | $719.9M | ||
| Q2 24 | $3.2B | $674.6M | ||
| Q1 24 | $2.9B | $667.9M |
| Q4 25 | $10.2B | $8.7B | ||
| Q3 25 | $10.1B | $8.5B | ||
| Q2 25 | $9.9B | $8.4B | ||
| Q1 25 | $9.6B | $8.2B | ||
| Q4 24 | $9.2B | $8.1B | ||
| Q3 24 | $9.1B | $8.0B | ||
| Q2 24 | $8.7B | $7.9B | ||
| Q1 24 | $8.3B | $7.8B |
| Q4 25 | 0.93× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $38.9M |
| Free Cash FlowOCF − Capex | $-216.2M | $31.9M |
| FCF MarginFCF / Revenue | -60.0% | 16.4% |
| Capex IntensityCapex / Revenue | 98.3% | 3.6% |
| Cash ConversionOCF / Net Profit | 3.16× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $38.9M | ||
| Q3 25 | $162.8M | $34.9M | ||
| Q2 25 | $176.9M | $18.9M | ||
| Q1 25 | $124.3M | $22.2M | ||
| Q4 24 | $136.4M | $95.0M | ||
| Q3 24 | $201.9M | $21.2M | ||
| Q2 24 | $146.4M | $27.3M | ||
| Q1 24 | $109.7M | $23.2M |
| Q4 25 | $-216.2M | $31.9M | ||
| Q3 25 | $-127.9M | $33.9M | ||
| Q2 25 | $-156.4M | $18.3M | ||
| Q1 25 | $-77.0M | $20.9M | ||
| Q4 24 | $-48.9M | $88.8M | ||
| Q3 24 | $-16.1M | $18.9M | ||
| Q2 24 | $-199.6M | $26.3M | ||
| Q1 24 | $-150.3M | $21.9M |
| Q4 25 | -60.0% | 16.4% | ||
| Q3 25 | -24.3% | 38.8% | ||
| Q2 25 | -34.8% | 22.1% | ||
| Q1 25 | -18.7% | 25.5% | ||
| Q4 24 | -13.0% | 115.1% | ||
| Q3 24 | -3.0% | 24.7% | ||
| Q2 24 | -45.1% | 36.2% | ||
| Q1 24 | -36.0% | 30.0% |
| Q4 25 | 98.3% | 3.6% | ||
| Q3 25 | 55.2% | 1.1% | ||
| Q2 25 | 74.2% | 0.8% | ||
| Q1 25 | 49.0% | 1.7% | ||
| Q4 24 | 49.3% | 8.1% | ||
| Q3 24 | 41.0% | 2.9% | ||
| Q2 24 | 78.2% | 1.3% | ||
| Q1 24 | 62.2% | 1.9% |
| Q4 25 | 3.16× | 0.40× | ||
| Q3 25 | 1.31× | 1.47× | ||
| Q2 25 | 1.85× | 0.88× | ||
| Q1 25 | 2.08× | 1.13× | ||
| Q4 24 | 3.60× | 4.82× | ||
| Q3 24 | 1.78× | 1.14× | ||
| Q2 24 | 1.63× | 1.74× | ||
| Q1 24 | 2.28× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
TMP
Segment breakdown not available.
