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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and Vital Farms, Inc. (VITL). Click either name above to swap in a different company.
Vital Farms, Inc. is the larger business by last-quarter revenue ($213.6M vs $194.8M, roughly 1.1× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 7.6%, a 41.8% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 28.7%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-32.1M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 20.2%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
Vital Tomosi Dairy Limited is a dairy processing company in Uganda. The company is a joint venture between Vital Capital Fund, "an impact investing fund primarily focused on Sub-Saharan Africa", and "Tomosi Dairy Farms, a Ugandan producer of dairy products".
TMP vs VITL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $213.6M |
| Net Profit | $96.2M | $16.3M |
| Gross Margin | — | 35.8% |
| Operating Margin | 71.7% | 10.0% |
| Net Margin | 49.4% | 7.6% |
| Revenue YoY | 152.7% | 28.7% |
| Net Profit YoY | 388.9% | 54.3% |
| EPS (diluted) | $6.72 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $194.8M | $213.6M | ||
| Q3 25 | $87.4M | $198.9M | ||
| Q2 25 | $82.6M | $184.8M | ||
| Q1 25 | $81.7M | $162.2M | ||
| Q4 24 | $77.1M | $166.0M | ||
| Q3 24 | $76.6M | $145.0M | ||
| Q2 24 | $72.7M | $147.4M | ||
| Q1 24 | $72.8M | $147.9M |
| Q4 25 | $96.2M | $16.3M | ||
| Q3 25 | $23.7M | $16.4M | ||
| Q2 25 | $21.5M | $16.6M | ||
| Q1 25 | $19.7M | $16.9M | ||
| Q4 24 | $19.7M | $10.6M | ||
| Q3 24 | $18.6M | $7.4M | ||
| Q2 24 | $15.7M | $16.3M | ||
| Q1 24 | $16.9M | $19.0M |
| Q4 25 | — | 35.8% | ||
| Q3 25 | — | 37.7% | ||
| Q2 25 | — | 38.9% | ||
| Q1 25 | — | 38.5% | ||
| Q4 24 | — | 36.1% | ||
| Q3 24 | — | 36.9% | ||
| Q2 24 | — | 39.1% | ||
| Q1 24 | — | 39.8% |
| Q4 25 | 71.7% | 10.0% | ||
| Q3 25 | 35.6% | 10.8% | ||
| Q2 25 | 34.2% | 12.9% | ||
| Q1 25 | 31.6% | 13.4% | ||
| Q4 24 | 33.4% | 7.8% | ||
| Q3 24 | 32.0% | 6.4% | ||
| Q2 24 | 28.3% | 11.6% | ||
| Q1 24 | 30.4% | 16.3% |
| Q4 25 | 49.4% | 7.6% | ||
| Q3 25 | 27.1% | 8.3% | ||
| Q2 25 | 26.0% | 9.0% | ||
| Q1 25 | 24.1% | 10.4% | ||
| Q4 24 | 25.5% | 6.4% | ||
| Q3 24 | 24.3% | 5.1% | ||
| Q2 24 | 21.6% | 11.1% | ||
| Q1 24 | 23.2% | 12.9% |
| Q4 25 | $6.72 | $0.35 | ||
| Q3 25 | $1.65 | $0.36 | ||
| Q2 25 | $1.50 | $0.36 | ||
| Q1 25 | $1.37 | $0.37 | ||
| Q4 24 | $1.39 | $0.23 | ||
| Q3 24 | $1.30 | $0.16 | ||
| Q2 24 | $1.10 | $0.36 | ||
| Q1 24 | $1.18 | $0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | $48.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $938.4M | $351.3M |
| Total Assets | $8.7B | $518.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $132.8M | $48.8M | ||
| Q3 25 | $193.5M | $93.8M | ||
| Q2 25 | $212.6M | $108.2M | ||
| Q1 25 | $193.1M | $156.3M | ||
| Q4 24 | $134.4M | $150.6M | ||
| Q3 24 | $132.3M | $149.5M | ||
| Q2 24 | $70.9M | $133.2M | ||
| Q1 24 | $57.1M | $113.8M |
| Q4 25 | $938.4M | $351.3M | ||
| Q3 25 | $788.8M | $331.2M | ||
| Q2 25 | $761.8M | $309.8M | ||
| Q1 25 | $741.4M | $288.9M | ||
| Q4 24 | $713.4M | $269.3M | ||
| Q3 24 | $719.9M | $253.4M | ||
| Q2 24 | $674.6M | $238.4M | ||
| Q1 24 | $667.9M | $213.3M |
| Q4 25 | $8.7B | $518.7M | ||
| Q3 25 | $8.5B | $481.5M | ||
| Q2 25 | $8.4B | $430.8M | ||
| Q1 25 | $8.2B | $376.9M | ||
| Q4 24 | $8.1B | $359.3M | ||
| Q3 24 | $8.0B | $344.7M | ||
| Q2 24 | $7.9B | $320.5M | ||
| Q1 24 | $7.8B | $300.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $5.8M |
| Free Cash FlowOCF − Capex | $31.9M | $-32.1M |
| FCF MarginFCF / Revenue | 16.4% | -15.1% |
| Capex IntensityCapex / Revenue | 3.6% | 17.8% |
| Cash ConversionOCF / Net Profit | 0.40× | 0.35× |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | $-48.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $38.9M | $5.8M | ||
| Q3 25 | $34.9M | $23.4M | ||
| Q2 25 | $18.9M | $-761.0K | ||
| Q1 25 | $22.2M | $5.3M | ||
| Q4 24 | $95.0M | $14.8M | ||
| Q3 24 | $21.2M | $10.0M | ||
| Q2 24 | $27.3M | $16.1M | ||
| Q1 24 | $23.2M | $23.9M |
| Q4 25 | $31.9M | $-32.1M | ||
| Q3 25 | $33.9M | $-10.6M | ||
| Q2 25 | $18.3M | $-7.6M | ||
| Q1 25 | $20.9M | $2.1M | ||
| Q4 24 | $88.8M | $-3.4M | ||
| Q3 24 | $18.9M | $6.4M | ||
| Q2 24 | $26.3M | $10.5M | ||
| Q1 24 | $21.9M | $22.6M |
| Q4 25 | 16.4% | -15.1% | ||
| Q3 25 | 38.8% | -5.3% | ||
| Q2 25 | 22.1% | -4.1% | ||
| Q1 25 | 25.5% | 1.3% | ||
| Q4 24 | 115.1% | -2.0% | ||
| Q3 24 | 24.7% | 4.4% | ||
| Q2 24 | 36.2% | 7.2% | ||
| Q1 24 | 30.0% | 15.3% |
| Q4 25 | 3.6% | 17.8% | ||
| Q3 25 | 1.1% | 17.1% | ||
| Q2 25 | 0.8% | 3.7% | ||
| Q1 25 | 1.7% | 1.9% | ||
| Q4 24 | 8.1% | 10.9% | ||
| Q3 24 | 2.9% | 2.5% | ||
| Q2 24 | 1.3% | 3.8% | ||
| Q1 24 | 1.9% | 0.9% |
| Q4 25 | 0.40× | 0.35× | ||
| Q3 25 | 1.47× | 1.43× | ||
| Q2 25 | 0.88× | -0.05× | ||
| Q1 25 | 1.13× | 0.31× | ||
| Q4 24 | 4.82× | 1.40× | ||
| Q3 24 | 1.14× | 1.34× | ||
| Q2 24 | 1.74× | 0.99× | ||
| Q1 24 | 1.38× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TMP
Segment breakdown not available.
VITL
| Eggs And Egg Related Products | $205.8M | 96% |
| Butter And Butter Related Products | $7.7M | 4% |
