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Side-by-side financial comparison of TTEC Holdings, Inc. (TTEC) and UDR, Inc. (UDR). Click either name above to swap in a different company.

TTEC Holdings, Inc. is the larger business by last-quarter revenue ($570.0M vs $433.1M, roughly 1.3× UDR, Inc.). UDR, Inc. runs the higher net margin — 51.5% vs -29.9%, a 81.4% gap on every dollar of revenue. On growth, UDR, Inc. posted the faster year-over-year revenue change (2.5% vs 0.4%). UDR, Inc. produced more free cash flow last quarter ($650.0M vs $-9.2M). Over the past eight quarters, UDR, Inc.'s revenue compounded faster (2.3% CAGR vs -0.6%).

TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.

UDR, Inc. is a leading U.S.-headquartered real estate investment trust specializing in owning, operating, and redeveloping high-quality multifamily residential apartment communities. It operates across major U.S. metropolitan markets, catering to a diverse tenant base including young professionals, families, and middle-to-high income households.

TTEC vs UDR — Head-to-Head

Bigger by revenue
TTEC
TTEC
1.3× larger
TTEC
$570.0M
$433.1M
UDR
Growing faster (revenue YoY)
UDR
UDR
+2.0% gap
UDR
2.5%
0.4%
TTEC
Higher net margin
UDR
UDR
81.4% more per $
UDR
51.5%
-29.9%
TTEC
More free cash flow
UDR
UDR
$659.2M more FCF
UDR
$650.0M
$-9.2M
TTEC
Faster 2-yr revenue CAGR
UDR
UDR
Annualised
UDR
2.3%
-0.6%
TTEC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TTEC
TTEC
UDR
UDR
Revenue
$570.0M
$433.1M
Net Profit
$-170.5M
$222.9M
Gross Margin
Operating Margin
-30.3%
64.1%
Net Margin
-29.9%
51.5%
Revenue YoY
0.4%
2.5%
Net Profit YoY
-3791.9%
4519.2%
EPS (diluted)
$-3.57
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TTEC
TTEC
UDR
UDR
Q4 25
$570.0M
$433.1M
Q3 25
$519.1M
$431.9M
Q2 25
$513.6M
$425.4M
Q1 25
$534.2M
$421.9M
Q4 24
$567.4M
$422.7M
Q3 24
$529.4M
$420.2M
Q2 24
$534.1M
$415.3M
Q1 24
$576.6M
$413.6M
Net Profit
TTEC
TTEC
UDR
UDR
Q4 25
$-170.5M
$222.9M
Q3 25
$-13.4M
$40.4M
Q2 25
$-8.0M
$37.7M
Q1 25
$1.4M
$76.7M
Q4 24
$4.6M
$-5.0M
Q3 24
$-21.1M
$22.6M
Q2 24
$-299.5M
$28.9M
Q1 24
$-2.3M
$43.1M
Operating Margin
TTEC
TTEC
UDR
UDR
Q4 25
-30.3%
64.1%
Q3 25
2.4%
17.7%
Q2 25
3.7%
18.2%
Q1 25
4.5%
29.0%
Q4 24
2.7%
15.7%
Q3 24
2.4%
16.6%
Q2 24
-42.0%
16.5%
Q1 24
3.9%
19.3%
Net Margin
TTEC
TTEC
UDR
UDR
Q4 25
-29.9%
51.5%
Q3 25
-2.6%
9.4%
Q2 25
-1.6%
8.9%
Q1 25
0.3%
18.2%
Q4 24
0.8%
-220.5%
Q3 24
-4.0%
5.4%
Q2 24
-56.1%
7.0%
Q1 24
-0.4%
10.4%
EPS (diluted)
TTEC
TTEC
UDR
UDR
Q4 25
$-3.57
$0.67
Q3 25
$-0.28
$0.12
Q2 25
$-0.17
$0.11
Q1 25
$0.03
$0.23
Q4 24
$0.05
$-0.01
Q3 24
$-0.44
$0.06
Q2 24
$-6.30
$0.08
Q1 24
$-0.05
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TTEC
TTEC
UDR
UDR
Cash + ST InvestmentsLiquidity on hand
$82.9M
$1.2M
Total DebtLower is stronger
$5.8B
Stockholders' EquityBook value
$112.9M
$3.3B
Total Assets
$1.5B
$10.6B
Debt / EquityLower = less leverage
1.77×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TTEC
TTEC
UDR
UDR
Q4 25
$82.9M
$1.2M
Q3 25
$73.5M
$1.2M
Q2 25
$82.6M
$1.5M
Q1 25
$85.1M
$1.3M
Q4 24
$85.0M
$1.3M
Q3 24
$96.9M
$2.3M
Q2 24
$79.8M
$2.8M
Q1 24
$91.5M
$2.1M
Total Debt
TTEC
TTEC
UDR
UDR
Q4 25
$5.8B
Q3 25
$5.8B
Q2 25
$5.8B
Q1 25
$5.8B
Q4 24
$5.8B
Q3 24
$5.9B
Q2 24
$5.8B
Q1 24
$5.8B
Stockholders' Equity
TTEC
TTEC
UDR
UDR
Q4 25
$112.9M
$3.3B
Q3 25
$280.8M
$3.3B
Q2 25
$295.2M
$3.3B
Q1 25
$281.5M
$3.3B
Q4 24
$268.1M
$3.4B
Q3 24
$295.1M
$3.5B
Q2 24
$304.2M
$3.7B
Q1 24
$612.4M
$3.9B
Total Assets
TTEC
TTEC
UDR
UDR
Q4 25
$1.5B
$10.6B
Q3 25
$1.7B
$10.6B
Q2 25
$1.7B
$10.6B
Q1 25
$1.7B
$10.7B
Q4 24
$1.8B
$10.9B
Q3 24
$1.8B
$11.1B
Q2 24
$1.8B
$11.1B
Q1 24
$2.1B
$11.2B
Debt / Equity
TTEC
TTEC
UDR
UDR
Q4 25
1.77×
Q3 25
1.78×
Q2 25
1.74×
Q1 25
1.74×
Q4 24
1.69×
Q3 24
1.67×
Q2 24
1.55×
Q1 24
1.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TTEC
TTEC
UDR
UDR
Operating Cash FlowLast quarter
$2.6M
$902.9M
Free Cash FlowOCF − Capex
$-9.2M
$650.0M
FCF MarginFCF / Revenue
-1.6%
150.1%
Capex IntensityCapex / Revenue
2.1%
58.4%
Cash ConversionOCF / Net Profit
4.05×
TTM Free Cash FlowTrailing 4 quarters
$83.0M
$1.1B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TTEC
TTEC
UDR
UDR
Q4 25
$2.6M
$902.9M
Q3 25
$4.2M
$234.9M
Q2 25
$92.7M
$250.3M
Q1 25
$21.6M
$156.2M
Q4 24
$-1.1M
$876.8M
Q3 24
$-91.4M
$230.3M
Q2 24
$49.3M
$238.5M
Q1 24
$-15.6M
$167.6M
Free Cash Flow
TTEC
TTEC
UDR
UDR
Q4 25
$-9.2M
$650.0M
Q3 25
$-9.6M
$164.6M
Q2 25
$85.5M
$190.1M
Q1 25
$16.2M
$103.2M
Q4 24
$-9.8M
$627.0M
Q3 24
$-100.2M
$161.3M
Q2 24
$35.1M
$171.1M
Q1 24
$-29.1M
$115.0M
FCF Margin
TTEC
TTEC
UDR
UDR
Q4 25
-1.6%
150.1%
Q3 25
-1.8%
38.1%
Q2 25
16.7%
44.7%
Q1 25
3.0%
24.5%
Q4 24
-1.7%
148.3%
Q3 24
-18.9%
38.4%
Q2 24
6.6%
41.2%
Q1 24
-5.0%
27.8%
Capex Intensity
TTEC
TTEC
UDR
UDR
Q4 25
2.1%
58.4%
Q3 25
2.7%
16.3%
Q2 25
1.4%
14.2%
Q1 25
1.0%
12.6%
Q4 24
1.5%
59.1%
Q3 24
1.7%
16.4%
Q2 24
2.7%
16.2%
Q1 24
2.3%
12.7%
Cash Conversion
TTEC
TTEC
UDR
UDR
Q4 25
4.05×
Q3 25
5.81×
Q2 25
6.64×
Q1 25
15.60×
2.04×
Q4 24
-0.24×
Q3 24
10.19×
Q2 24
8.26×
Q1 24
3.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TTEC
TTEC

Ttec Engage$444.5M78%
Ttec Digital$125.5M22%

UDR
UDR

Segment breakdown not available.

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