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Side-by-side financial comparison of UNITED SECURITY BANCSHARES (UBFO) and Village Farms International, Inc. (VFF). Click either name above to swap in a different company.
UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $12.2M, roughly 1.1× Village Farms International, Inc.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 19.9%, a 5.3% gap on every dollar of revenue. On growth, Village Farms International, Inc. posted the faster year-over-year revenue change (31.5% vs 13.6%).
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
Grafton Village Cheese Company is a cheesemaker in the town of Grafton in the U.S. state of Vermont. The company produces hand-crafted aged cheddar cheese.
UBFO vs VFF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.5M | $12.2M |
| Net Profit | $3.4M | $2.4M |
| Gross Margin | — | — |
| Operating Margin | 31.5% | — |
| Net Margin | 25.2% | 19.9% |
| Revenue YoY | 13.6% | 31.5% |
| Net Profit YoY | 36.8% | 128.2% |
| EPS (diluted) | $0.18 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.5M | $12.2M | ||
| Q3 25 | $14.0M | $66.7M | ||
| Q2 25 | $12.6M | $59.9M | ||
| Q1 25 | $13.7M | $77.1M | ||
| Q4 24 | $11.9M | — | ||
| Q3 24 | $13.8M | $54.9M | ||
| Q2 24 | $13.0M | $53.6M | ||
| Q1 24 | $12.8M | $78.1M |
| Q4 25 | $3.4M | $2.4M | ||
| Q3 25 | $4.0M | $10.2M | ||
| Q2 25 | $2.2M | $26.5M | ||
| Q1 25 | $2.7M | $-6.7M | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $3.8M | $-820.0K | ||
| Q2 24 | $4.3M | $-23.5M | ||
| Q1 24 | $4.2M | $-2.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 47.9% | ||
| Q2 25 | — | 37.3% | ||
| Q1 25 | — | 14.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 24.8% | ||
| Q2 24 | — | 25.4% | ||
| Q1 24 | — | 19.9% |
| Q4 25 | 31.5% | — | ||
| Q3 25 | 40.3% | 23.3% | ||
| Q2 25 | 24.0% | 20.8% | ||
| Q1 25 | 27.5% | -8.0% | ||
| Q4 24 | 27.5% | — | ||
| Q3 24 | 37.1% | 3.8% | ||
| Q2 24 | 46.4% | -43.5% | ||
| Q1 24 | 45.9% | -3.0% |
| Q4 25 | 25.2% | 19.9% | ||
| Q3 25 | 28.7% | 15.3% | ||
| Q2 25 | 17.2% | 44.2% | ||
| Q1 25 | 19.6% | -8.7% | ||
| Q4 24 | 20.9% | — | ||
| Q3 24 | 27.7% | -1.5% | ||
| Q2 24 | 33.0% | -43.9% | ||
| Q1 24 | 32.6% | -3.7% |
| Q4 25 | $0.18 | $0.01 | ||
| Q3 25 | $0.23 | $0.08 | ||
| Q2 25 | $0.13 | $0.24 | ||
| Q1 25 | $0.16 | $-0.06 | ||
| Q4 24 | $0.14 | — | ||
| Q3 24 | $0.22 | $-0.01 | ||
| Q2 24 | $0.25 | $-0.21 | ||
| Q1 24 | $0.24 | $-0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $264.2M | $81.2M |
| Total DebtLower is stronger | — | $33.7M |
| Stockholders' EquityBook value | $139.7M | $299.9M |
| Total Assets | $1.2B | $423.1M |
| Debt / EquityLower = less leverage | — | 0.11× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $264.2M | $81.2M | ||
| Q3 25 | $211.1M | $82.6M | ||
| Q2 25 | $199.5M | $60.0M | ||
| Q1 25 | $198.4M | $15.1M | ||
| Q4 24 | $216.9M | — | ||
| Q3 24 | $216.8M | $28.7M | ||
| Q2 24 | $166.3M | $29.7M | ||
| Q1 24 | $168.6M | $26.7M |
| Q4 25 | — | $33.7M | ||
| Q3 25 | — | $34.6M | ||
| Q2 25 | — | $39.1M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $43.3M | ||
| Q2 24 | — | $44.4M | ||
| Q1 24 | — | $46.1M |
| Q4 25 | $139.7M | $299.9M | ||
| Q3 25 | $137.4M | $295.4M | ||
| Q2 25 | $134.3M | $284.3M | ||
| Q1 25 | $132.9M | $248.3M | ||
| Q4 24 | $130.4M | — | ||
| Q3 24 | $132.9M | $274.4M | ||
| Q2 24 | $127.3M | $275.2M | ||
| Q1 24 | $124.2M | $296.2M |
| Q4 25 | $1.2B | $423.1M | ||
| Q3 25 | $1.2B | $418.4M | ||
| Q2 25 | $1.2B | $403.7M | ||
| Q1 25 | $1.2B | $377.1M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.3B | $417.8M | ||
| Q2 24 | $1.2B | $425.4M | ||
| Q1 24 | $1.2B | $458.4M |
| Q4 25 | — | 0.11× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.14× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 0.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $22.1M | — |
| Free Cash FlowOCF − Capex | $19.8M | — |
| FCF MarginFCF / Revenue | 146.0% | — |
| Capex IntensityCapex / Revenue | 16.8% | 90.8% |
| Cash ConversionOCF / Net Profit | 6.46× | — |
| TTM Free Cash FlowTrailing 4 quarters | $36.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.1M | — | ||
| Q3 25 | $7.0M | $24.4M | ||
| Q2 25 | $8.7M | — | ||
| Q1 25 | $3.0M | $-6.4M | ||
| Q4 24 | $19.6M | — | ||
| Q3 24 | $5.4M | $4.3M | ||
| Q2 24 | $2.3M | $5.7M | ||
| Q1 24 | $7.4M | $-50.0K |
| Q4 25 | $19.8M | — | ||
| Q3 25 | $6.1M | $22.6M | ||
| Q2 25 | $8.1M | — | ||
| Q1 25 | $2.9M | $-8.9M | ||
| Q4 24 | $18.6M | — | ||
| Q3 24 | $5.3M | $1.5M | ||
| Q2 24 | $2.0M | $4.8M | ||
| Q1 24 | $7.0M | $-1.9M |
| Q4 25 | 146.0% | — | ||
| Q3 25 | 43.7% | 33.9% | ||
| Q2 25 | 64.3% | — | ||
| Q1 25 | 21.2% | -11.6% | ||
| Q4 24 | 156.0% | — | ||
| Q3 24 | 38.1% | 2.7% | ||
| Q2 24 | 15.5% | 9.0% | ||
| Q1 24 | 54.8% | -2.5% |
| Q4 25 | 16.8% | 90.8% | ||
| Q3 25 | 6.0% | 2.7% | ||
| Q2 25 | 4.6% | 4.6% | ||
| Q1 25 | 0.9% | 3.3% | ||
| Q4 24 | 8.7% | — | ||
| Q3 24 | 0.7% | 5.1% | ||
| Q2 24 | 2.2% | 1.6% | ||
| Q1 24 | 3.6% | 2.4% |
| Q4 25 | 6.46× | — | ||
| Q3 25 | 1.73× | 2.39× | ||
| Q2 25 | 4.01× | — | ||
| Q1 25 | 1.13× | — | ||
| Q4 24 | 7.87× | — | ||
| Q3 24 | 1.40× | — | ||
| Q2 24 | 0.54× | — | ||
| Q1 24 | 1.79× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
UBFO
Segment breakdown not available.
VFF
| International Sales | $8.7M | 71% |
| Cannabis United States Segment | $3.4M | 27% |
