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Side-by-side financial comparison of U.S. Bancorp (USB) and US Foods Holding Corp. (USFD). Click either name above to swap in a different company.

US Foods Holding Corp. is the larger business by last-quarter revenue ($9.8B vs $7.4B, roughly 1.3× U.S. Bancorp). U.S. Bancorp runs the higher net margin — 27.8% vs 1.9%, a 25.9% gap on every dollar of revenue. On growth, U.S. Bancorp posted the faster year-over-year revenue change (5.1% vs 3.3%). Over the past eight quarters, U.S. Bancorp's revenue compounded faster (4.7% CAGR vs 4.6%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

US Foods Holding Corp. is an American food service distributor. It is the second-largest food service distributor in the U.S., after Sysco. The company supplies 250,000 locations including independent restaurants, chain restaurants, healthcare, hospitality, and educational institutions.

USB vs USFD — Head-to-Head

Bigger by revenue
USFD
USFD
1.3× larger
USFD
$9.8B
$7.4B
USB
Growing faster (revenue YoY)
USB
USB
+1.8% gap
USB
5.1%
3.3%
USFD
Higher net margin
USB
USB
25.9% more per $
USB
27.8%
1.9%
USFD
Faster 2-yr revenue CAGR
USB
USB
Annualised
USB
4.7%
4.6%
USFD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
USB
USB
USFD
USFD
Revenue
$7.4B
$9.8B
Net Profit
$2.0B
$184.0M
Gross Margin
17.6%
Operating Margin
34.4%
3.3%
Net Margin
27.8%
1.9%
Revenue YoY
5.1%
3.3%
Net Profit YoY
23.0%
178.8%
EPS (diluted)
$1.26
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
USB
USB
USFD
USFD
Q4 25
$7.4B
$9.8B
Q3 25
$7.3B
$10.2B
Q2 25
$7.0B
$10.1B
Q1 25
$7.0B
$9.4B
Q4 24
$7.0B
$9.5B
Q3 24
$6.9B
$9.7B
Q2 24
$6.9B
$9.7B
Q1 24
$6.7B
$8.9B
Net Profit
USB
USB
USFD
USFD
Q4 25
$2.0B
$184.0M
Q3 25
$2.0B
$153.0M
Q2 25
$1.8B
$224.0M
Q1 25
$1.7B
$115.0M
Q4 24
$1.7B
$66.0M
Q3 24
$1.7B
$148.0M
Q2 24
$1.6B
$198.0M
Q1 24
$1.3B
$82.0M
Gross Margin
USB
USB
USFD
USFD
Q4 25
17.6%
Q3 25
17.2%
Q2 25
17.6%
Q1 25
17.3%
Q4 24
17.6%
Q3 24
17.1%
Q2 24
17.6%
Q1 24
16.7%
Operating Margin
USB
USB
USFD
USFD
Q4 25
34.4%
3.3%
Q3 25
34.5%
2.8%
Q2 25
32.7%
3.7%
Q1 25
31.0%
2.4%
Q4 24
30.1%
3.2%
Q3 24
30.2%
2.9%
Q2 24
29.9%
3.6%
Q1 24
24.9%
1.8%
Net Margin
USB
USB
USFD
USFD
Q4 25
27.8%
1.9%
Q3 25
27.3%
1.5%
Q2 25
25.9%
2.2%
Q1 25
24.6%
1.2%
Q4 24
23.7%
0.7%
Q3 24
25.0%
1.5%
Q2 24
23.3%
2.0%
Q1 24
19.6%
0.9%
EPS (diluted)
USB
USB
USFD
USFD
Q4 25
$1.26
$0.82
Q3 25
$1.22
$0.67
Q2 25
$1.11
$0.96
Q1 25
$1.03
$0.49
Q4 24
$1.01
$0.28
Q3 24
$1.03
$0.61
Q2 24
$0.97
$0.80
Q1 24
$0.78
$0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
USB
USB
USFD
USFD
Cash + ST InvestmentsLiquidity on hand
$41.0M
Total DebtLower is stronger
$5.1B
Stockholders' EquityBook value
$65.2B
$4.3B
Total Assets
$692.3B
$13.9B
Debt / EquityLower = less leverage
1.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
USB
USB
USFD
USFD
Q4 25
$41.0M
Q3 25
$56.0M
Q2 25
$61.0M
Q1 25
$101.0M
Q4 24
$59.0M
Q3 24
$81.0M
Q2 24
$405.0M
Q1 24
$267.0M
Total Debt
USB
USB
USFD
USFD
Q4 25
$5.1B
Q3 25
$4.8B
Q2 25
$4.7B
Q1 25
$4.7B
Q4 24
$4.8B
Q3 24
$4.7B
Q2 24
$4.6B
Q1 24
$4.6B
Stockholders' Equity
USB
USB
USFD
USFD
Q4 25
$65.2B
$4.3B
Q3 25
$63.3B
$4.5B
Q2 25
$61.4B
$4.6B
Q1 25
$60.1B
$4.6B
Q4 24
$58.6B
$4.5B
Q3 24
$58.9B
$4.6B
Q2 24
$56.4B
$5.0B
Q1 24
$55.6B
$4.8B
Total Assets
USB
USB
USFD
USFD
Q4 25
$692.3B
$13.9B
Q3 25
$695.4B
$14.0B
Q2 25
$686.4B
$13.8B
Q1 25
$676.5B
$13.7B
Q4 24
$678.3B
$13.4B
Q3 24
$686.5B
$13.5B
Q2 24
$680.1B
$13.7B
Q1 24
$683.6B
$13.4B
Debt / Equity
USB
USB
USFD
USFD
Q4 25
1.18×
Q3 25
1.08×
Q2 25
1.02×
Q1 25
1.02×
Q4 24
1.06×
Q3 24
1.01×
Q2 24
0.92×
Q1 24
0.95×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
USB
USB
USFD
USFD
Operating Cash FlowLast quarter
$2.8B
$293.0M
Free Cash FlowOCF − Capex
$159.0M
FCF MarginFCF / Revenue
1.6%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
1.39×
1.59×
TTM Free Cash FlowTrailing 4 quarters
$959.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
USB
USB
USFD
USFD
Q4 25
$2.8B
$293.0M
Q3 25
$3.4B
$351.0M
Q2 25
$2.0B
$334.0M
Q1 25
$-285.0M
$391.0M
Q4 24
$4.8B
$283.0M
Q3 24
$972.0M
$270.0M
Q2 24
$2.9B
$482.0M
Q1 24
$2.7B
$139.0M
Free Cash Flow
USB
USB
USFD
USFD
Q4 25
$159.0M
Q3 25
$236.0M
Q2 25
$257.0M
Q1 25
$307.0M
Q4 24
$178.0M
Q3 24
$190.0M
Q2 24
$413.0M
Q1 24
$52.0M
FCF Margin
USB
USB
USFD
USFD
Q4 25
1.6%
Q3 25
2.3%
Q2 25
2.5%
Q1 25
3.3%
Q4 24
1.9%
Q3 24
2.0%
Q2 24
4.3%
Q1 24
0.6%
Capex Intensity
USB
USB
USFD
USFD
Q4 25
1.4%
Q3 25
1.1%
Q2 25
0.8%
Q1 25
0.9%
Q4 24
1.1%
Q3 24
0.8%
Q2 24
0.7%
Q1 24
1.0%
Cash Conversion
USB
USB
USFD
USFD
Q4 25
1.39×
1.59×
Q3 25
1.69×
2.29×
Q2 25
1.12×
1.49×
Q1 25
-0.17×
3.40×
Q4 24
2.87×
4.29×
Q3 24
0.57×
1.82×
Q2 24
1.79×
2.43×
Q1 24
2.02×
1.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

USB
USB

Segment breakdown not available.

USFD
USFD

Product One$3.5B36%
Product Two$1.7B17%
Product Three$1.7B17%
Product Four$985.0M10%
Product Five$901.0M9%
Product Six$580.0M6%
Product Seven$485.0M5%

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