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Side-by-side financial comparison of アーチ・キャピタル・グループ (ACGL) and eHealth, Inc. (EHTH), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
アーチ・キャピタル・グループ is the larger business by last-quarter revenue ($4.9B vs $326.2M, roughly 15.1× eHealth, Inc.). eHealth, Inc. runs the higher net margin — 25.1% vs 26.7%, a 1.6% gap on every dollar of revenue. On growth, アーチ・キャピタル・グループ posted the faster year-over-year revenue change (8.5% vs 3.5%). アーチ・キャピタル・グループ produced more free cash flow last quarter ($1.4B vs $-36.1M). Over the past eight quarters, eHealth, Inc.'s revenue compounded faster (87.3% CAGR vs 11.9%).
アーチ・キャピタル・グループはバミューダに登録された上場企業で、保険・再保険・住宅ローン保険をグローバルに提供しています。特に難易度の高い特殊リスクを引き受ける特約保険分野に注力し、本社をバミューダに置き、北米・欧州・アジア・オーストラリアに計60の拠点を展開しています。
eHealth, Inc.はeHealthInsuranceとして事業を展開する上場企業で、健康保険を扱うオンラインマーケットプレイスです。デラウェア州で法人登記し、本社はカリフォルニア州サンタクララに置かれています。メディケア関連の処方薬プラン、メディギャップ、メディケアアドバンテージプランを主力に個人向け健康保険も販売しており、米国全50州とワシトンD.C.で事業を展開しています。
ACGL vs EHTH — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $4.9B | $326.2M |
| Net Profit | $1.2B | $87.2M |
| Gross Margin | — | 55.3% |
| Operating Margin | — | 38.7% |
| Net Margin | 25.1% | 26.7% |
| Revenue YoY | 8.5% | 3.5% |
| Net Profit YoY | 32.4% | -10.6% |
| EPS (diluted) | $3.33 | $2.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q4 25 | $4.9B | $326.2M | ||
| Q3 25 | $5.1B | $53.9M | ||
| Q2 25 | $5.2B | $60.8M | ||
| Q1 25 | $4.7B | $113.1M | ||
| Q4 24 | $4.5B | $315.2M | ||
| Q3 24 | $4.7B | $58.4M | ||
| Q2 24 | $4.2B | $65.9M | ||
| Q1 24 | $3.9B | $93.0M |
| Q4 25 | $1.2B | $87.2M | ||
| Q3 25 | $1.4B | $-31.7M | ||
| Q2 25 | $1.2B | $-17.4M | ||
| Q1 25 | $574.0M | $1.9M | ||
| Q4 24 | $935.0M | $97.5M | ||
| Q3 24 | $988.0M | $-42.5M | ||
| Q2 24 | $1.3B | $-28.0M | ||
| Q1 24 | $1.1B | $-17.0M |
| Q4 25 | — | 55.3% | ||
| Q3 25 | — | -0.3% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 52.0% | ||
| Q3 24 | — | -6.5% | ||
| Q2 24 | — | 28.7% | ||
| Q1 24 | — | 31.7% |
| Q4 25 | — | 38.7% | ||
| Q3 25 | — | -77.1% | ||
| Q2 25 | — | -37.9% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 35.7% | ||
| Q3 24 | — | -74.0% | ||
| Q2 24 | — | -42.5% | ||
| Q1 24 | — | -19.3% |
| Q4 25 | 25.1% | 26.7% | ||
| Q3 25 | 26.4% | -58.8% | ||
| Q2 25 | 23.7% | -28.6% | ||
| Q1 25 | 12.3% | 1.7% | ||
| Q4 24 | 20.6% | 30.9% | ||
| Q3 24 | 20.9% | -72.7% | ||
| Q2 24 | 30.0% | -42.5% | ||
| Q1 24 | 28.4% | -18.3% |
| Q4 25 | $3.33 | $2.43 | ||
| Q3 25 | $3.56 | $-1.46 | ||
| Q2 25 | $3.23 | $-0.98 | ||
| Q1 25 | $1.48 | $-0.33 | ||
| Q4 24 | $2.41 | $2.93 | ||
| Q3 24 | $2.56 | $-1.83 | ||
| Q2 24 | $3.30 | $-1.33 | ||
| Q1 24 | $2.92 | $-0.96 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $993.0M | $73.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $24.2B | $591.6M |
| Total Assets | $79.2B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q4 25 | $993.0M | $73.7M | ||
| Q3 25 | $1.1B | $63.1M | ||
| Q2 25 | $983.0M | $65.9M | ||
| Q1 25 | $1.2B | $121.1M | ||
| Q4 24 | $979.0M | $39.2M | ||
| Q3 24 | $1.0B | $64.0M | ||
| Q2 24 | $1.0B | $126.3M | ||
| Q1 24 | $993.0M | $175.0M |
| Q4 25 | $24.2B | $591.6M | ||
| Q3 25 | $23.7B | $514.2M | ||
| Q2 25 | $23.0B | $554.9M | ||
| Q1 25 | $21.5B | $581.6M | ||
| Q4 24 | $20.8B | $588.4M | ||
| Q3 24 | $22.3B | $499.3M | ||
| Q2 24 | $20.7B | $548.9M | ||
| Q1 24 | $19.4B | $582.8M |
| Q4 25 | $79.2B | $1.3B | ||
| Q3 25 | $79.2B | $1.0B | ||
| Q2 25 | $78.8B | $1.1B | ||
| Q1 25 | $75.2B | $1.1B | ||
| Q4 24 | $70.9B | $1.2B | ||
| Q3 24 | $73.7B | $1.0B | ||
| Q2 24 | $65.5B | $1.0B | ||
| Q1 24 | $62.8B | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.4B | $-35.9M |
| Free Cash FlowOCF − Capex | $1.4B | $-36.1M |
| FCF MarginFCF / Revenue | 28.2% | -11.1% |
| Capex IntensityCapex / Revenue; lower = less reinvestment burden | 0.2% | 0.0% |
| Cash ConversionOCF / Net Profit; >1× = earnings back up with cash | 1.13× | -0.41× |
| TTM Free Cash FlowTrailing 4 quarters | $6.1B | $-27.6M |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q4 25 | $1.4B | $-35.9M | ||
| Q3 25 | $2.2B | $-25.3M | ||
| Q2 25 | $1.1B | $-41.2M | ||
| Q1 25 | $1.5B | $77.1M | ||
| Q4 24 | $1.6B | $-27.7M | ||
| Q3 24 | $2.0B | $-29.3M | ||
| Q2 24 | $1.5B | $-32.2M | ||
| Q1 24 | $1.6B | $70.8M |
| Q4 25 | $1.4B | $-36.1M | ||
| Q3 25 | $2.2B | $-25.5M | ||
| Q2 25 | $1.1B | $-42.8M | ||
| Q1 25 | $1.4B | $76.8M | ||
| Q4 24 | $1.6B | $-28.3M | ||
| Q3 24 | $2.0B | $-30.3M | ||
| Q2 24 | $1.5B | $-32.4M | ||
| Q1 24 | $1.5B | $70.6M |
| Q4 25 | 28.2% | -11.1% | ||
| Q3 25 | 42.6% | -47.4% | ||
| Q2 25 | 21.3% | -70.4% | ||
| Q1 25 | 31.0% | 67.9% | ||
| Q4 24 | 34.3% | -9.0% | ||
| Q3 24 | 42.5% | -51.8% | ||
| Q2 24 | 35.6% | -49.3% | ||
| Q1 24 | 39.3% | 75.9% |
| Q4 25 | 0.2% | 0.0% | ||
| Q3 25 | 0.2% | 0.4% | ||
| Q2 25 | 0.2% | 2.6% | ||
| Q1 25 | 0.2% | 0.3% | ||
| Q4 24 | 0.3% | 0.2% | ||
| Q3 24 | 0.3% | 1.7% | ||
| Q2 24 | 0.3% | 0.4% | ||
| Q1 24 | 0.4% | 0.2% |
| Q4 25 | 1.13× | -0.41× | ||
| Q3 25 | 1.62× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 2.54× | 39.55× | ||
| Q4 24 | 1.68× | -0.28× | ||
| Q3 24 | 2.04× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 1.40× | — |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
Revenue Breakdown by Segment
ACGL
Segment breakdown not available.
EHTH
| Medicare | $282.7M | 87% |
| Other | $29.2M | 9% |
| Ancillaries | $7.9M | 2% |
| Commission Members Approved In Prior Periods | $3.8M | 1% |
| Small Business | $3.1M | 1% |
| Commission Revenue From Renewals | $2.4M | 1% |
