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ATLANTIC AMERICAN CORP（AAME）与GENWORTH FINANCIAL INC（GNW）财务数据对比。点击上方公司名可切换其他公司
GENWORTH FINANCIAL INC的季度营收约是ATLANTIC AMERICAN CORP的33.2倍（$1.8B vs $53.8M）。ATLANTIC AMERICAN CORP净利率更高（1.1% vs 0.1%，领先1.0%）。ATLANTIC AMERICAN CORP同比增速更快（20.8% vs 0.1%）。过去两年ATLANTIC AMERICAN CORP的营收复合增速更高（7.2% vs -2.2%）
大西洋电报公司成立于1856年11月6日，主要业务是铺设并运营跨大西洋商业电报电缆，这也是人类历史上第一条跨大西洋的电信通信链路。
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
AAME vs GNW — 直观对比
营收规模更大
GNW
是对方的33.2倍
$53.8M
营收增速更快
AAME
高出20.6%
0.1%
净利率更高
AAME
高出1.0%
0.1%
两年增速更快
AAME
近两年复合增速
-2.2%
损益表 — Q3 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $53.8M | $1.8B |
| 净利润 | $577.0K | $2.0M |
| 毛利率 | — | — |
| 营业利润率 | 1.4% | 1.0% |
| 净利率 | 1.1% | 0.1% |
| 营收同比 | 20.8% | 0.1% |
| 净利润同比 | 128.9% | 300.0% |
| 每股收益（稀释后） | $0.02 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AAMEGNW
| Q4 25 | — | $1.8B | ||
| Q3 25 | $53.8M | $1.9B | ||
| Q2 25 | $55.3M | $1.8B | ||
| Q1 25 | $50.1M | $1.8B | ||
| Q4 24 | $49.0M | $1.8B | ||
| Q3 24 | $44.5M | $1.9B | ||
| Q2 24 | $47.7M | $1.8B | ||
| Q1 24 | $47.0M | $1.9B |
净利润AAMEGNW
| Q4 25 | — | $2.0M | ||
| Q3 25 | $577.0K | $116.0M | ||
| Q2 25 | $3.3M | $51.0M | ||
| Q1 25 | $802.0K | $54.0M | ||
| Q4 24 | $412.0K | $-1.0M | ||
| Q3 24 | $-2.0M | $85.0M | ||
| Q2 24 | $-684.0K | $76.0M | ||
| Q1 24 | $-2.0M | $139.0M |
营业利润率AAMEGNW
| Q4 25 | — | 1.0% | ||
| Q3 25 | 1.4% | 8.5% | ||
| Q2 25 | 7.6% | 3.8% | ||
| Q1 25 | 2.1% | 2.9% | ||
| Q4 24 | 1.1% | 3.1% | ||
| Q3 24 | -5.5% | 2.6% | ||
| Q2 24 | -1.8% | 7.1% | ||
| Q1 24 | -5.3% | 4.6% |
净利率AAMEGNW
| Q4 25 | — | 0.1% | ||
| Q3 25 | 1.1% | 6.0% | ||
| Q2 25 | 6.0% | 2.8% | ||
| Q1 25 | 1.6% | 3.0% | ||
| Q4 24 | 0.8% | -0.1% | ||
| Q3 24 | -4.5% | 4.5% | ||
| Q2 24 | -1.4% | 4.3% | ||
| Q1 24 | -4.3% | 7.5% |
每股收益（稀释后）AAMEGNW
| Q4 25 | — | $0.01 | ||
| Q3 25 | $0.02 | $0.28 | ||
| Q2 25 | $0.15 | $0.12 | ||
| Q1 25 | $0.03 | $0.13 | ||
| Q4 24 | $0.01 | $0.01 | ||
| Q3 24 | $-0.10 | $0.19 | ||
| Q2 24 | $-0.04 | $0.17 | ||
| Q1 24 | $-0.10 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.4M | — |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $109.5M | $8.8B |
| 总资产 | $430.9M | $88.1B |
| 负债/权益比越低杠杆越低 | — | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资AAMEGNW
| Q4 25 | — | — | ||
| Q3 25 | $34.4M | — | ||
| Q2 25 | $46.4M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $35.6M | — | ||
| Q3 24 | $23.0M | — | ||
| Q2 24 | $21.2M | — | ||
| Q1 24 | $21.2M | — |
总债务AAMEGNW
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | — | $1.6B |
股东权益AAMEGNW
| Q4 25 | — | $8.8B | ||
| Q3 25 | $109.5M | $8.8B | ||
| Q2 25 | $106.2M | $8.8B | ||
| Q1 25 | $102.4M | $8.7B | ||
| Q4 24 | $99.6M | $8.5B | ||
| Q3 24 | $105.8M | $8.3B | ||
| Q2 24 | $100.7M | $8.5B | ||
| Q1 24 | $102.8M | $8.0B |
总资产AAMEGNW
| Q4 25 | — | $88.1B | ||
| Q3 25 | $430.9M | $88.5B | ||
| Q2 25 | $429.3M | $87.3B | ||
| Q1 25 | $388.4M | $87.3B | ||
| Q4 24 | $393.4M | $86.9B | ||
| Q3 24 | $387.0M | $90.8B | ||
| Q2 24 | $386.0M | $87.5B | ||
| Q1 24 | $365.8M | $89.2B |
负债/权益比AAMEGNW
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | — | 0.18× | ||
| Q1 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $6.6M | $200.0M |
| 自由现金流经营现金流 - 资本支出 | $6.6M | — |
| 自由现金流率自由现金流/营收 | 12.3% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 11.51× | 100.00× |
| 过去12个月自由现金流最近4个季度 | $24.2M | — |
8季度趋势，按日历期对齐
经营现金流AAMEGNW
| Q4 25 | — | $200.0M | ||
| Q3 25 | $6.6M | $87.0M | ||
| Q2 25 | $9.3M | $6.0M | ||
| Q1 25 | $-722.0K | $34.0M | ||
| Q4 24 | $9.6M | $27.0M | ||
| Q3 24 | $90.0K | $161.0M | ||
| Q2 24 | $416.0K | $7.0M | ||
| Q1 24 | $-5.3M | $-107.0M |
自由现金流AAMEGNW
| Q4 25 | — | — | ||
| Q3 25 | $6.6M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $-986.0K | — | ||
| Q4 24 | $9.5M | — | ||
| Q3 24 | $58.0K | — | ||
| Q2 24 | $361.0K | — | ||
| Q1 24 | $-5.4M | — |
自由现金流率AAMEGNW
| Q4 25 | — | — | ||
| Q3 25 | 12.3% | — | ||
| Q2 25 | 16.5% | — | ||
| Q1 25 | -2.0% | — | ||
| Q4 24 | 19.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.8% | — | ||
| Q1 24 | -11.4% | — |
资本支出强度AAMEGNW
| Q4 25 | — | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
现金转化率AAMEGNW
| Q4 25 | — | 100.00× | ||
| Q3 25 | 11.51× | 0.75× | ||
| Q2 25 | 2.80× | 0.12× | ||
| Q1 25 | -0.90× | 0.63× | ||
| Q4 24 | 23.33× | — | ||
| Q3 24 | — | 1.89× | ||
| Q2 24 | — | 0.09× | ||
| Q1 24 | — | -0.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AAME
| Bankers Fidelity | $30.0M | 56% |
| American Southern | $23.7M | 44% |
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
