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Ameris Bancorp（ABCB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是LiveRamp Holdings, Inc.的1.5倍（$314.4M vs $212.2M），Ameris Bancorp净利率更高（35.1% vs 18.8%，领先16.4%），Ameris Bancorp同比增速更快（10.0% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
ABCB vs RAMP — 直观对比
营收规模更大
ABCB
是对方的1.5倍
$212.2M
营收增速更快
ABCB
高出1.4%
8.6%
净利率更高
ABCB
高出16.4%
18.8%
两年增速更快
RAMP
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $212.2M |
| 净利润 | $110.5M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 35.1% | 18.8% |
| 营收同比 | 10.0% | 8.6% |
| 净利润同比 | — | 255.7% |
| 每股收益（稀释后） | $1.63 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBRAMP
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $212.2M | ||
| Q3 25 | $314.2M | $199.8M | ||
| Q2 25 | $300.7M | $194.8M | ||
| Q1 25 | $285.9M | $188.7M | ||
| Q4 24 | $290.8M | $195.4M | ||
| Q3 24 | $283.8M | $185.5M | ||
| Q2 24 | $300.6M | $176.0M |
净利润ABCBRAMP
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $39.9M | ||
| Q3 25 | $106.0M | $27.4M | ||
| Q2 25 | $109.8M | $7.7M | ||
| Q1 25 | $87.9M | $-6.3M | ||
| Q4 24 | $94.4M | $11.2M | ||
| Q3 24 | $99.2M | $1.7M | ||
| Q2 24 | $90.8M | $-7.5M |
毛利率ABCBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率ABCBRAMP
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 18.6% | ||
| Q3 25 | 43.6% | 10.7% | ||
| Q2 25 | 47.4% | 3.7% | ||
| Q1 25 | 39.5% | -6.1% | ||
| Q4 24 | 43.3% | 7.5% | ||
| Q3 24 | 44.4% | 4.0% | ||
| Q2 24 | 42.1% | -3.0% |
净利率ABCBRAMP
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 18.8% | ||
| Q3 25 | 33.7% | 13.7% | ||
| Q2 25 | 36.5% | 4.0% | ||
| Q1 25 | 30.8% | -3.3% | ||
| Q4 24 | 42.5% | 5.7% | ||
| Q3 24 | 35.0% | 0.9% | ||
| Q2 24 | 30.2% | -4.3% |
每股收益（稀释后）ABCBRAMP
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.62 | ||
| Q3 25 | $1.54 | $0.42 | ||
| Q2 25 | $1.60 | $0.12 | ||
| Q1 25 | $1.27 | $-0.10 | ||
| Q4 24 | $1.35 | $0.17 | ||
| Q3 24 | $1.44 | $0.03 | ||
| Q2 24 | $1.32 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $962.3M |
| 总资产 | $28.1B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABCBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
股东权益ABCBRAMP
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $962.3M | ||
| Q3 25 | $4.0B | $943.8M | ||
| Q2 25 | $3.9B | $947.8M | ||
| Q1 25 | $3.8B | $948.9M | ||
| Q4 24 | $3.8B | $957.7M | ||
| Q3 24 | $3.7B | $932.1M | ||
| Q2 24 | $3.6B | $951.9M |
总资产ABCBRAMP
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.3B | ||
| Q3 25 | $27.1B | $1.2B | ||
| Q2 25 | $26.7B | $1.2B | ||
| Q1 25 | $26.5B | $1.3B | ||
| Q4 24 | $26.3B | $1.3B | ||
| Q3 24 | $26.4B | $1.2B | ||
| Q2 24 | $26.5B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
