vs
Ameris Bancorp（ABCB）与CSW INDUSTRIALS, INC.（CSW）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是CSW INDUSTRIALS, INC.的1.3倍（$314.4M vs $233.0M），Ameris Bancorp净利率更高（35.1% vs 4.4%，领先30.7%），CSW INDUSTRIALS, INC.同比增速更快（20.3% vs 10.0%），过去两年CSW INDUSTRIALS, INC.的营收复合增速更高（5.1% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
ABCB vs CSW — 直观对比
营收规模更大
ABCB
是对方的1.3倍
$233.0M
营收增速更快
CSW
高出10.3%
10.0%
净利率更高
ABCB
高出30.7%
4.4%
两年增速更快
CSW
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $233.0M |
| 净利润 | $110.5M | $10.3M |
| 毛利率 | — | 39.7% |
| 营业利润率 | — | 7.4% |
| 净利率 | 35.1% | 4.4% |
| 营收同比 | 10.0% | 20.3% |
| 净利润同比 | — | -61.9% |
| 每股收益（稀释后） | $1.63 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBCSW
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $233.0M | ||
| Q3 25 | $314.2M | $277.0M | ||
| Q2 25 | $300.7M | $263.6M | ||
| Q1 25 | $285.9M | $230.5M | ||
| Q4 24 | $290.8M | $193.6M | ||
| Q3 24 | $283.8M | $227.9M | ||
| Q2 24 | $300.6M | $226.2M |
净利润ABCBCSW
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $10.3M | ||
| Q3 25 | $106.0M | $40.7M | ||
| Q2 25 | $109.8M | $40.9M | ||
| Q1 25 | $87.9M | $35.1M | ||
| Q4 24 | $94.4M | $26.9M | ||
| Q3 24 | $99.2M | $36.1M | ||
| Q2 24 | $90.8M | $38.6M |
毛利率ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | — | 39.7% | ||
| Q3 25 | — | 43.0% | ||
| Q2 25 | — | 43.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 45.6% | ||
| Q2 24 | — | 47.5% |
营业利润率ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 7.4% | ||
| Q3 25 | 43.6% | 20.5% | ||
| Q2 25 | 47.4% | 20.8% | ||
| Q1 25 | 39.5% | 19.5% | ||
| Q4 24 | 43.3% | 15.3% | ||
| Q3 24 | 44.4% | 22.6% | ||
| Q2 24 | 42.1% | 24.3% |
净利率ABCBCSW
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 4.4% | ||
| Q3 25 | 33.7% | 14.7% | ||
| Q2 25 | 36.5% | 15.5% | ||
| Q1 25 | 30.8% | 15.2% | ||
| Q4 24 | 42.5% | 13.9% | ||
| Q3 24 | 35.0% | 15.8% | ||
| Q2 24 | 30.2% | 17.1% |
每股收益（稀释后）ABCBCSW
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.62 | ||
| Q3 25 | $1.54 | $2.41 | ||
| Q2 25 | $1.60 | $2.43 | ||
| Q1 25 | $1.27 | $2.05 | ||
| Q4 24 | $1.35 | $1.60 | ||
| Q3 24 | $1.44 | $2.26 | ||
| Q2 24 | $1.32 | $2.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $40.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $1.1B |
| 总资产 | $28.1B | $2.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | — | $40.2M | ||
| Q3 25 | — | $31.5M | ||
| Q2 25 | — | $38.0M | ||
| Q1 25 | — | $225.8M | ||
| Q4 24 | — | $213.8M | ||
| Q3 24 | — | $273.2M | ||
| Q2 24 | — | $18.9M |
总债务ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $800.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ABCBCSW
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.1B | ||
| Q3 25 | $4.0B | $1.1B | ||
| Q2 25 | $3.9B | $1.1B | ||
| Q1 25 | $3.8B | $1.1B | ||
| Q4 24 | $3.8B | $1.0B | ||
| Q3 24 | $3.7B | $1.0B | ||
| Q2 24 | $3.6B | $650.2M |
总资产ABCBCSW
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $2.3B | ||
| Q3 25 | $27.1B | $1.5B | ||
| Q2 25 | $26.7B | $1.5B | ||
| Q1 25 | $26.5B | $1.4B | ||
| Q4 24 | $26.3B | $1.4B | ||
| Q3 24 | $26.4B | $1.4B | ||
| Q2 24 | $26.5B | $1.1B |
负债/权益比ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.75× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $28.9M |
| 自由现金流经营现金流 - 资本支出 | — | $22.7M |
| 自由现金流率自由现金流/营收 | — | 9.8% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | 2.81× |
| 过去12个月自由现金流最近4个季度 | — | $162.0M |
8季度趋势，按日历期对齐
经营现金流ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $28.9M | ||
| Q3 25 | $104.9M | $61.8M | ||
| Q2 25 | $61.4M | $60.6M | ||
| Q1 25 | $116.9M | $27.3M | ||
| Q4 24 | $154.2M | $11.6M | ||
| Q3 24 | $102.2M | $66.8M | ||
| Q2 24 | $-97.1M | $62.7M |
自由现金流ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $22.7M | ||
| Q3 25 | $100.5M | $58.7M | ||
| Q2 25 | $53.7M | $57.7M | ||
| Q1 25 | $114.2M | $22.8M | ||
| Q4 24 | $140.7M | $8.5M | ||
| Q3 24 | $99.8M | $61.3M | ||
| Q2 24 | $-100.3M | $59.6M |
自由现金流率ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 9.8% | ||
| Q3 25 | 32.0% | 21.2% | ||
| Q2 25 | 17.9% | 21.9% | ||
| Q1 25 | 39.9% | 9.9% | ||
| Q4 24 | 48.4% | 4.4% | ||
| Q3 24 | 35.2% | 26.9% | ||
| Q2 24 | -33.4% | 26.3% |
资本支出强度ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 2.6% | ||
| Q3 25 | 1.4% | 1.1% | ||
| Q2 25 | 2.5% | 1.1% | ||
| Q1 25 | 0.9% | 2.0% | ||
| Q4 24 | 4.6% | 1.6% | ||
| Q3 24 | 0.8% | 2.4% | ||
| Q2 24 | 1.1% | 1.4% |
现金转化率ABCBCSW
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 2.81× | ||
| Q3 25 | 0.99× | 1.52× | ||
| Q2 25 | 0.56× | 1.48× | ||
| Q1 25 | 1.33× | 0.78× | ||
| Q4 24 | 1.63× | 0.43× | ||
| Q3 24 | 1.03× | 1.85× | ||
| Q2 24 | -1.07× | 1.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
