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ACI WORLDWIDE, INC.（ACIW）与AGILYSYS INC（AGYS）财务数据对比。点击上方公司名可切换其他公司
ACI WORLDWIDE, INC.的季度营收约是AGILYSYS INC的6.0倍（$481.6M vs $80.4M）。ACI WORLDWIDE, INC.净利率更高（13.4% vs 12.3%，领先1.0%）。AGILYSYS INC同比增速更快（15.6% vs 6.3%）。ACI WORLDWIDE, INC.自由现金流更多（$116.6M vs $22.7M）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
Agilysys Inc.是一家美国软件企业，专注于为酒店业开发及销售专有企业级软件与相关产品，核心业务覆盖销售点管理、物业管理、库存采购、文档管理、劳动力管理以及移动无线产品等多个领域，为 hospitality 行业客户提供一体化的数字化解决方案。
ACIW vs AGYS — 直观对比
营收规模更大
ACIW
是对方的6.0倍
$80.4M
营收增速更快
AGYS
高出9.3%
6.3%
净利率更高
ACIW
高出1.0%
12.3%
自由现金流更多
ACIW
多$93.9M
$22.7M
损益表 — Q4 2025 vs Q3 2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $80.4M |
| 净利润 | $64.3M | $9.9M |
| 毛利率 | 53.0% | 62.5% |
| 营业利润率 | 22.6% | 14.6% |
| 净利率 | 13.4% | 12.3% |
| 营收同比 | 6.3% | 15.6% |
| 净利润同比 | -34.7% | 158.4% |
| 每股收益（稀释后） | $0.61 | $0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWAGYS
| Q4 25 | $481.6M | $80.4M | ||
| Q3 25 | $482.4M | $79.3M | ||
| Q2 25 | $401.3M | $76.7M | ||
| Q1 25 | $394.6M | — | ||
| Q4 24 | $453.0M | — | ||
| Q3 24 | $451.8M | — | ||
| Q2 24 | $373.5M | — | ||
| Q1 24 | $316.0M | — |
净利润ACIWAGYS
| Q4 25 | $64.3M | $9.9M | ||
| Q3 25 | $91.3M | $11.7M | ||
| Q2 25 | $12.2M | $4.9M | ||
| Q1 25 | $58.9M | — | ||
| Q4 24 | $98.6M | — | ||
| Q3 24 | $81.4M | — | ||
| Q2 24 | $30.9M | — | ||
| Q1 24 | $-7.8M | — |
毛利率ACIWAGYS
| Q4 25 | 53.0% | 62.5% | ||
| Q3 25 | 53.7% | 61.7% | ||
| Q2 25 | 41.5% | 61.7% | ||
| Q1 25 | 45.9% | — | ||
| Q4 24 | 55.8% | — | ||
| Q3 24 | 56.3% | — | ||
| Q2 24 | 45.6% | — | ||
| Q1 24 | 39.5% | — |
营业利润率ACIWAGYS
| Q4 25 | 22.6% | 14.6% | ||
| Q3 25 | 26.5% | 17.8% | ||
| Q2 25 | 8.7% | 5.9% | ||
| Q1 25 | 14.8% | — | ||
| Q4 24 | 27.0% | — | ||
| Q3 24 | 27.1% | — | ||
| Q2 24 | 14.4% | — | ||
| Q1 24 | 3.0% | — |
净利率ACIWAGYS
| Q4 25 | 13.4% | 12.3% | ||
| Q3 25 | 18.9% | 14.8% | ||
| Q2 25 | 3.0% | 6.4% | ||
| Q1 25 | 14.9% | — | ||
| Q4 24 | 21.8% | — | ||
| Q3 24 | 18.0% | — | ||
| Q2 24 | 8.3% | — | ||
| Q1 24 | -2.5% | — |
每股收益（稀释后）ACIWAGYS
| Q4 25 | $0.61 | $0.35 | ||
| Q3 25 | $0.88 | $0.41 | ||
| Q2 25 | $0.12 | $0.17 | ||
| Q1 25 | $0.55 | — | ||
| Q4 24 | $0.92 | — | ||
| Q3 24 | $0.77 | — | ||
| Q2 24 | $0.29 | — | ||
| Q1 24 | $-0.07 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $81.5M |
| 总债务越低越好 | $817.6M | — |
| 股东权益账面价值 | $1.5B | $313.1M |
| 总资产 | $3.1B | $475.2M |
| 负债/权益比越低杠杆越低 | 0.54× | — |
8季度趋势，按日历期对齐
现金及短期投资ACIWAGYS
| Q4 25 | $196.5M | $81.5M | ||
| Q3 25 | $199.3M | $59.3M | ||
| Q2 25 | $189.7M | $55.6M | ||
| Q1 25 | $230.1M | — | ||
| Q4 24 | $216.4M | — | ||
| Q3 24 | $177.9M | — | ||
| Q2 24 | $157.0M | — | ||
| Q1 24 | $183.4M | — |
总债务ACIWAGYS
| Q4 25 | $817.6M | — | ||
| Q3 25 | $867.8M | — | ||
| Q2 25 | $898.0M | — | ||
| Q1 25 | $845.9M | — | ||
| Q4 24 | $924.6M | — | ||
| Q3 24 | $994.3M | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.0B | — |
股东权益ACIWAGYS
| Q4 25 | $1.5B | $313.1M | ||
| Q3 25 | $1.5B | $296.7M | ||
| Q2 25 | $1.4B | $283.2M | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.3B | — |
总资产ACIWAGYS
| Q4 25 | $3.1B | $475.2M | ||
| Q3 25 | $3.2B | $425.6M | ||
| Q2 25 | $3.1B | $426.0M | ||
| Q1 25 | $3.2B | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $3.4B | — | ||
| Q1 24 | $3.3B | — |
负债/权益比ACIWAGYS
| Q4 25 | 0.54× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 0.57× | — | ||
| Q4 24 | 0.65× | — | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $116.6M | $22.7M |
| 自由现金流率自由现金流/营收 | 24.2% | 28.3% |
| 资本支出强度资本支出/营收 | 1.1% | 0.7% |
| 现金转化率经营现金流/净利润 | 1.89× | 2.35× |
| 过去12个月自由现金流最近4个季度 | $309.9M | — |
8季度趋势，按日历期对齐
经营现金流ACIWAGYS
| Q4 25 | $121.8M | $23.3M | ||
| Q3 25 | $73.0M | $15.2M | ||
| Q2 25 | $49.8M | $-4.3M | ||
| Q1 25 | $78.2M | — | ||
| Q4 24 | $126.5M | — | ||
| Q3 24 | $54.0M | — | ||
| Q2 24 | $55.0M | — | ||
| Q1 24 | $123.2M | — |
自由现金流ACIWAGYS
| Q4 25 | $116.6M | $22.7M | ||
| Q3 25 | $69.6M | $15.0M | ||
| Q2 25 | $47.6M | $-5.0M | ||
| Q1 25 | $76.1M | — | ||
| Q4 24 | $119.5M | — | ||
| Q3 24 | $50.5M | — | ||
| Q2 24 | $53.3M | — | ||
| Q1 24 | $120.0M | — |
自由现金流率ACIWAGYS
| Q4 25 | 24.2% | 28.3% | ||
| Q3 25 | 14.4% | 18.9% | ||
| Q2 25 | 11.9% | -6.5% | ||
| Q1 25 | 19.3% | — | ||
| Q4 24 | 26.4% | — | ||
| Q3 24 | 11.2% | — | ||
| Q2 24 | 14.3% | — | ||
| Q1 24 | 38.0% | — |
资本支出强度ACIWAGYS
| Q4 25 | 1.1% | 0.7% | ||
| Q3 25 | 0.7% | 0.3% | ||
| Q2 25 | 0.5% | 0.8% | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 1.5% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 1.0% | — |
现金转化率ACIWAGYS
| Q4 25 | 1.89× | 2.35× | ||
| Q3 25 | 0.80× | 1.30× | ||
| Q2 25 | 4.08× | -0.89× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 0.66× | — | ||
| Q2 24 | 1.78× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
AGYS
| Subscription And Maintenance | $52.0M | 65% |
| Professional Services | $17.7M | 22% |
| Products | $10.7M | 13% |
