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ACV Auctions Inc.（ACVA）与WSFS FINANCIAL CORP（WSFS）财务数据对比。点击上方公司名可切换其他公司
WSFS FINANCIAL CORP的季度营收约是ACV Auctions Inc.的1.5倍（$275.3M vs $183.6M），ACV Auctions Inc.同比增速更快（15.1% vs 7.5%），过去两年ACV Auctions Inc.的营收复合增速更高（12.3% vs 1.7%）
ACV Auctions Inc.是北美领先的数字化二手车批发拍卖平台，主要服务美加两地汽车经销商，提供车辆透明检测、安全支付、物流配送等全链条服务，助力注册批发买卖双方无需线下到场即可高效完成二手车交易。
WSFS金融集团是一家金融服务企业，核心子公司WSFS银行是总部位于特拉华州及大特拉华谷地区规模最大、经营历史最久的本地管理银行与财富管理机构。集团共运营115个网点，其中88个为银行网点，分布在宾夕法尼亚、特拉华、新泽西、佛罗里达、弗吉尼亚、内华达六州，提供全面金融服务。
ACVA vs WSFS — 直观对比
营收规模更大
WSFS
是对方的1.5倍
$183.6M
营收增速更快
ACVA
高出7.6%
7.5%
两年增速更快
ACVA
近两年复合增速
1.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $183.6M | $275.3M |
| 净利润 | — | $86.8M |
| 毛利率 | — | — |
| 营业利润率 | -9.7% | — |
| 净利率 | — | 31.5% |
| 营收同比 | 15.1% | 7.5% |
| 净利润同比 | — | 31.7% |
| 每股收益（稀释后） | $-0.12 | $1.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACVAWSFS
| Q1 26 | — | $275.3M | ||
| Q4 25 | $183.6M | $271.9M | ||
| Q3 25 | $199.6M | $270.5M | ||
| Q2 25 | $193.7M | $267.5M | ||
| Q1 25 | $182.7M | $256.1M | ||
| Q4 24 | $159.5M | $261.5M | ||
| Q3 24 | $171.3M | $267.7M | ||
| Q2 24 | $160.6M | $266.0M |
净利润ACVAWSFS
| Q1 26 | — | $86.8M | ||
| Q4 25 | — | $72.7M | ||
| Q3 25 | $-24.5M | $76.4M | ||
| Q2 25 | $-7.3M | $72.3M | ||
| Q1 25 | $-14.8M | $65.9M | ||
| Q4 24 | — | $64.2M | ||
| Q3 24 | $-16.0M | $64.4M | ||
| Q2 24 | $-17.1M | $69.3M |
营业利润率ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | -9.7% | 35.8% | ||
| Q3 25 | -11.9% | 37.3% | ||
| Q2 25 | -3.7% | 35.7% | ||
| Q1 25 | -7.9% | 34.0% | ||
| Q4 24 | -16.2% | 32.3% | ||
| Q3 24 | -10.0% | 31.9% | ||
| Q2 24 | -11.6% | 34.0% |
净利率ACVAWSFS
| Q1 26 | — | 31.5% | ||
| Q4 25 | — | 26.7% | ||
| Q3 25 | -12.3% | 28.3% | ||
| Q2 25 | -3.8% | 27.0% | ||
| Q1 25 | -8.1% | 25.7% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | -9.4% | 24.1% | ||
| Q2 24 | -10.6% | 26.0% |
每股收益（稀释后）ACVAWSFS
| Q1 26 | — | $1.64 | ||
| Q4 25 | $-0.12 | $1.33 | ||
| Q3 25 | $-0.14 | $1.37 | ||
| Q2 25 | $-0.04 | $1.27 | ||
| Q1 25 | $-0.09 | $1.12 | ||
| Q4 24 | $-0.15 | $1.08 | ||
| Q3 24 | $-0.10 | $1.08 | ||
| Q2 24 | $-0.10 | $1.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $271.5M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $429.7M | $2.7B |
| 总资产 | $1.1B | $22.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | $271.5M | $1.7B | ||
| Q3 25 | $265.3M | — | ||
| Q2 25 | $258.4M | — | ||
| Q1 25 | $291.9M | — | ||
| Q4 24 | $224.1M | $1.2B | ||
| Q3 24 | $252.5M | — | ||
| Q2 24 | $215.0M | — |
股东权益ACVAWSFS
| Q1 26 | — | $2.7B | ||
| Q4 25 | $429.7M | $2.7B | ||
| Q3 25 | $434.4M | $2.8B | ||
| Q2 25 | $448.8M | $2.7B | ||
| Q1 25 | $439.6M | $2.7B | ||
| Q4 24 | $440.0M | $2.6B | ||
| Q3 24 | $456.2M | $2.7B | ||
| Q2 24 | $457.6M | $2.5B |
总资产ACVAWSFS
| Q1 26 | — | $22.1B | ||
| Q4 25 | $1.1B | $21.3B | ||
| Q3 25 | $1.2B | $20.8B | ||
| Q2 25 | $1.1B | $20.8B | ||
| Q1 25 | $1.2B | $20.5B | ||
| Q4 24 | $984.1M | $20.8B | ||
| Q3 24 | $1.0B | $20.9B | ||
| Q2 24 | $1.0B | $20.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-12.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-14.7M | — |
| 自由现金流率自由现金流/营收 | -8.0% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $69.1M | — |
8季度趋势，按日历期对齐
经营现金流ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-12.4M | $220.0M | ||
| Q3 25 | $10.3M | $121.5M | ||
| Q2 25 | $13.7M | $37.2M | ||
| Q1 25 | $66.6M | $8.7M | ||
| Q4 24 | $-3.2M | $219.9M | ||
| Q3 24 | $21.1M | $3.1M | ||
| Q2 24 | $4.5M | $44.8M |
自由现金流ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | $-14.7M | $213.6M | ||
| Q3 25 | $7.7M | $120.3M | ||
| Q2 25 | $10.9M | $35.2M | ||
| Q1 25 | $65.3M | $6.3M | ||
| Q4 24 | $-3.9M | $205.6M | ||
| Q3 24 | $20.2M | $-489.0K | ||
| Q2 24 | $2.7M | $42.1M |
自由现金流率ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | -8.0% | 78.6% | ||
| Q3 25 | 3.8% | 44.5% | ||
| Q2 25 | 5.6% | 13.2% | ||
| Q1 25 | 35.7% | 2.5% | ||
| Q4 24 | -2.5% | 78.6% | ||
| Q3 24 | 11.8% | -0.2% | ||
| Q2 24 | 1.7% | 15.8% |
资本支出强度ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 2.3% | ||
| Q3 25 | 1.3% | 0.5% | ||
| Q2 25 | 1.5% | 0.7% | ||
| Q1 25 | 0.7% | 0.9% | ||
| Q4 24 | 0.4% | 5.5% | ||
| Q3 24 | 0.6% | 1.4% | ||
| Q2 24 | 1.1% | 1.0% |
现金转化率ACVAWSFS
| Q1 26 | — | — | ||
| Q4 25 | — | 3.03× | ||
| Q3 25 | — | 1.59× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 3.43× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACVA
| Auction Marketplace Revenue | $77.6M | 42% |
| Other Marketplace Revenue | $72.4M | 39% |
| Customer Assurance | $24.1M | 13% |
| Data Services Revenue | $9.4M | 5% |
WSFS
暂无分部数据
