vs
爱尔康（ALC）与Jackson Financial Inc.（JXN）财务数据对比。点击上方公司名可切换其他公司
爱尔康的季度营收约是Jackson Financial Inc.的1.3倍（$2.6B vs $2.0B），爱尔康净利率更高（6.8% vs -10.3%，领先17.0%），Jackson Financial Inc.同比增速更快（783.6% vs 4.0%）
爱尔康是瑞美合资的制药及医疗器械企业，专注于眼健康护理产品领域。公司注册地为瑞士弗里堡州，全球总部设于日内瓦，核心运营基地位于美国得克萨斯州沃思堡，当地员工规模约4500人。
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
ALC vs JXN — 直观对比
营收规模更大
ALC
是对方的1.3倍
$2.0B
营收增速更快
JXN
高出779.5%
4.0%
净利率更高
ALC
高出17.0%
-10.3%
损益表 — Q2 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.6B | $2.0B |
| 净利润 | $176.0M | $-204.0M |
| 毛利率 | 53.5% | — |
| 营业利润率 | 9.5% | -18.0% |
| 净利率 | 6.8% | -10.3% |
| 营收同比 | 4.0% | 783.6% |
| 净利润同比 | -21.1% | -159.1% |
| 每股收益（稀释后） | $0.35 | $-3.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALCJXN
| Q4 25 | — | $2.0B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | $2.6B | $-471.0M | ||
| Q1 25 | — | $3.8B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | $2.5B | $1.2B | ||
| Q1 24 | — | $-322.0M | ||
| Q4 23 | — | $882.0M |
净利润ALCJXN
| Q4 25 | — | $-204.0M | ||
| Q3 25 | — | $76.0M | ||
| Q2 25 | $176.0M | $179.0M | ||
| Q1 25 | — | $-24.0M | ||
| Q3 24 | — | $-469.0M | ||
| Q2 24 | $223.0M | $275.0M | ||
| Q1 24 | — | $795.0M | ||
| Q4 23 | — | $-1.6B |
毛利率ALCJXN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 53.5% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 55.0% | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
营业利润率ALCJXN
| Q4 25 | — | -18.0% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | — | -0.5% | ||
| Q3 24 | — | -27.3% | ||
| Q2 24 | 12.7% | 25.5% | ||
| Q1 24 | — | — | ||
| Q4 23 | — | -221.7% |
净利率ALCJXN
| Q4 25 | — | -10.3% | ||
| Q3 25 | — | 5.4% | ||
| Q2 25 | 6.8% | -38.0% | ||
| Q1 25 | — | -0.6% | ||
| Q3 24 | — | -22.1% | ||
| Q2 24 | 8.9% | 22.1% | ||
| Q1 24 | — | -246.9% | ||
| Q4 23 | — | -176.9% |
每股收益（稀释后）ALCJXN
| Q4 25 | — | $-3.02 | ||
| Q3 25 | — | $0.92 | ||
| Q2 25 | $0.35 | $2.34 | ||
| Q1 25 | — | $-0.48 | ||
| Q3 24 | — | $-6.37 | ||
| Q2 24 | $0.45 | $3.43 | ||
| Q1 24 | — | $9.94 | ||
| Q4 23 | — | $-18.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $5.7B |
| 总债务越低越好 | — | $2.0B |
| 股东权益账面价值 | $22.1B | $10.0B |
| 总资产 | $31.4B | $352.6B |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资ALCJXN
| Q4 25 | — | $5.7B | ||
| Q3 25 | — | $4.6B | ||
| Q2 25 | $1.4B | $3.8B | ||
| Q1 25 | — | $3.9B | ||
| Q3 24 | — | $3.1B | ||
| Q2 24 | $1.4B | $1.7B | ||
| Q1 24 | — | $2.5B | ||
| Q4 23 | — | $2.7B |
总债务ALCJXN
| Q4 25 | — | $2.0B | ||
| Q3 25 | — | $2.0B | ||
| Q2 25 | — | $2.0B | ||
| Q1 25 | — | $2.0B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.0B | ||
| Q4 23 | — | $2.0B |
股东权益ALCJXN
| Q4 25 | — | $10.0B | ||
| Q3 25 | — | $10.2B | ||
| Q2 25 | $22.1B | $10.4B | ||
| Q1 25 | — | $10.3B | ||
| Q3 24 | — | $10.7B | ||
| Q2 24 | $20.9B | $10.1B | ||
| Q1 24 | — | $10.2B | ||
| Q4 23 | — | $10.2B |
总资产ALCJXN
| Q4 25 | — | $352.6B | ||
| Q3 25 | — | $353.6B | ||
| Q2 25 | $31.4B | $343.7B | ||
| Q1 25 | — | $327.2B | ||
| Q3 24 | — | $345.7B | ||
| Q2 24 | $29.7B | $337.8B | ||
| Q1 24 | — | $340.3B | ||
| Q4 23 | — | $330.3B |
负债/权益比ALCJXN
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.20× | ||
| Q1 25 | — | 0.20× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.20× | ||
| Q4 23 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.6B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ALCJXN
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.6B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.4B | ||
| Q4 23 | — | $1.6B |
现金转化率ALCJXN
| Q4 25 | — | — | ||
| Q3 25 | — | 18.03× | ||
| Q2 25 | — | 6.55× | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 5.37× | ||
| Q1 24 | — | 1.79× | ||
| Q4 23 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALC
暂无分部数据
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
