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AMERISAFE INC（AMSF）与旅行者集团（TRV）财务数据对比。点击上方公司名可切换其他公司
旅行者集团的季度营收约是AMERISAFE INC的155.2倍（$12.4B vs $80.1M）。旅行者集团净利率更高（20.1% vs 10.2%，领先9.9%）。AMERISAFE INC同比增速更快（10.3% vs 3.5%）。过去两年旅行者集团的营收复合增速更高（5.2% vs 2.8%）
AMERISAFE Inc.是一家专业工伤保险服务商，核心经营市场为美国，覆盖本土49个州，主要为建筑、伐木、货运、制造等高风险行业的中小企业提供定制化工伤险产品及配套风险管理解决方案。
旅行者集团是美国跨国保险企业，为美国第二大商业财产及意外伤害保险承保商，同时是美国第六大通过独立代理人展业的个人保险提供商。公司注册地为明尼苏达州，总部设于纽约市，最大办事处在康涅狄格州哈特福德，2009年6月8日起成为道琼斯工业平均指数成分股。
AMSF vs TRV — 直观对比
营收规模更大
TRV
是对方的155.2倍
$80.1M
营收增速更快
AMSF
高出6.8%
3.5%
净利率更高
TRV
高出9.9%
10.2%
两年增速更快
TRV
近两年复合增速
2.8%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $80.1M | $12.4B |
| 净利润 | $8.1M | $2.5B |
| 毛利率 | — | — |
| 营业利润率 | — | 25.0% |
| 净利率 | 10.2% | 20.1% |
| 营收同比 | 10.3% | 3.5% |
| 净利润同比 | -9.0% | 19.9% |
| 每股收益（稀释后） | $0.43 | $10.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSFTRV
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $12.4B | ||
| Q3 25 | $82.0M | $12.5B | ||
| Q2 25 | $81.1M | $12.1B | ||
| Q1 25 | $72.6M | $11.8B | ||
| Q4 24 | $74.0M | $12.0B | ||
| Q3 24 | $78.7M | $11.9B | ||
| Q2 24 | $75.8M | $11.3B |
净利润AMSFTRV
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $2.5B | ||
| Q3 25 | $13.8M | $1.9B | ||
| Q2 25 | $14.0M | $1.5B | ||
| Q1 25 | $8.9M | $395.0M | ||
| Q4 24 | $13.2M | $2.1B | ||
| Q3 24 | $14.3M | $1.3B | ||
| Q2 24 | $11.0M | $534.0M |
营业利润率AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 25.0% | ||
| Q3 25 | 21.3% | 18.8% | ||
| Q2 25 | 21.5% | 15.5% | ||
| Q1 25 | 15.5% | 4.0% | ||
| Q4 24 | 22.7% | 21.6% | ||
| Q3 24 | 22.6% | 13.1% | ||
| Q2 24 | 18.1% | 5.8% |
净利率AMSFTRV
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | 20.1% | ||
| Q3 25 | 16.9% | 15.1% | ||
| Q2 25 | 17.2% | 12.5% | ||
| Q1 25 | 12.3% | 3.3% | ||
| Q4 24 | 17.8% | 17.3% | ||
| Q3 24 | 18.2% | 10.6% | ||
| Q2 24 | 14.5% | 4.7% |
每股收益（稀释后）AMSFTRV
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $10.96 | ||
| Q3 25 | $0.72 | $8.24 | ||
| Q2 25 | $0.73 | $6.53 | ||
| Q1 25 | $0.47 | $1.70 | ||
| Q4 24 | $0.69 | $8.96 | ||
| Q3 24 | $0.75 | $5.42 | ||
| Q2 24 | $0.57 | $2.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $246.6M | $32.9B |
| 总资产 | — | $143.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSFTRV
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | — | ||
| Q3 25 | $54.7M | — | ||
| Q2 25 | $48.5M | — | ||
| Q1 25 | $44.8M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | $63.7M | — | ||
| Q2 24 | $30.6M | — |
股东权益AMSFTRV
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $32.9B | ||
| Q3 25 | $274.8M | $31.6B | ||
| Q2 25 | $265.6M | $29.5B | ||
| Q1 25 | $260.8M | $28.2B | ||
| Q4 24 | $257.3M | $27.9B | ||
| Q3 24 | $314.4M | $27.7B | ||
| Q2 24 | $301.0M | $24.9B |
总资产AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $143.7B | ||
| Q3 25 | $1.2B | $143.7B | ||
| Q2 25 | $1.2B | $138.9B | ||
| Q1 25 | $1.2B | $136.0B | ||
| Q4 24 | $1.2B | $133.2B | ||
| Q3 24 | $1.3B | $134.6B | ||
| Q2 24 | $1.2B | $129.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.7B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.08× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | $10.6M | $2.7B | ||
| Q3 25 | $10.7M | $4.2B | ||
| Q2 25 | $-8.4M | $2.3B | ||
| Q1 25 | $-1.8M | $1.4B | ||
| Q4 24 | $10.8M | $2.1B | ||
| Q3 24 | $8.4M | $3.9B | ||
| Q2 24 | $-2.6M | $1.7B |
自由现金流AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | $10.4M | — | ||
| Q3 25 | $9.8M | — | ||
| Q2 25 | $-9.5M | — | ||
| Q1 25 | $-1.8M | — | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $-2.6M | — |
自由现金流率AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | 12.8% | — | ||
| Q3 25 | 11.9% | — | ||
| Q2 25 | -11.7% | — | ||
| Q1 25 | -2.5% | — | ||
| Q4 24 | 14.6% | — | ||
| Q3 24 | 10.7% | — | ||
| Q2 24 | -3.5% | — |
资本支出强度AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — |
现金转化率AMSFTRV
| Q1 26 | — | — | ||
| Q4 25 | 1.02× | 1.08× | ||
| Q3 25 | 0.77× | 2.24× | ||
| Q2 25 | -0.61× | 1.55× | ||
| Q1 25 | -0.20× | 3.44× | ||
| Q4 24 | 0.82× | 0.99× | ||
| Q3 24 | 0.59× | 3.08× | ||
| Q2 24 | -0.24× | 3.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSF
暂无分部数据
TRV
| Business And International Insurance | $6.6B | 53% |
| Personal Insurance | $4.6B | 37% |
| Bond And Specialty Insurance | $1.2B | 9% |
