vs
Amerant Bancorp Inc.（AMTB）与BANCFIRST CORP（BANF）财务数据对比。点击上方公司名可切换其他公司
BANCFIRST CORP的季度营收约是Amerant Bancorp Inc.的1.4倍（$127.7M vs $90.2M）。BANCFIRST CORP净利率更高（46.6% vs 3.0%，领先43.6%）。BANCFIRST CORP同比增速更快（10.1% vs 2.9%）。BANCFIRST CORP自由现金流更多（$43.2M vs $31.3M）。过去两年BANCFIRST CORP的营收复合增速更高（9.7% vs 7.5%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
BancFirst Corporation是总部位于美国俄克拉荷马州的金融服务控股公司，旗下共运营三家附属银行：俄克拉荷马州特许银行BancFirst，以及得克萨斯州特许的Pegasus银行和沃辛顿银行，为两地市场提供多元金融服务。
AMTB vs BANF — 直观对比
营收规模更大
BANF
是对方的1.4倍
$90.2M
营收增速更快
BANF
高出7.3%
2.9%
净利率更高
BANF
高出43.6%
3.0%
自由现金流更多
BANF
多$12.0M
$31.3M
两年增速更快
BANF
近两年复合增速
7.5%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $90.2M | $127.7M |
| 净利润 | $2.7M | $59.5M |
| 毛利率 | — | — |
| 营业利润率 | 2.1% | 59.0% |
| 净利率 | 3.0% | 46.6% |
| 营收同比 | 2.9% | 10.1% |
| 净利润同比 | -84.0% | 5.3% |
| 每股收益（稀释后） | $0.08 | $1.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBBANF
| Q4 25 | $90.2M | $127.7M | ||
| Q3 25 | $94.2M | $125.6M | ||
| Q2 25 | $90.5M | $121.3M | ||
| Q1 25 | $85.9M | $115.9M | ||
| Q4 24 | $87.6M | $115.9M | ||
| Q3 24 | $81.0M | $115.0M | ||
| Q2 24 | $79.4M | $109.9M | ||
| Q1 24 | $78.0M | $106.1M |
净利润AMTBBANF
| Q4 25 | $2.7M | $59.5M | ||
| Q3 25 | $14.8M | $62.7M | ||
| Q2 25 | $23.0M | $62.3M | ||
| Q1 25 | $12.0M | $56.1M | ||
| Q4 24 | $16.9M | $56.5M | ||
| Q3 24 | $-48.2M | $58.9M | ||
| Q2 24 | $5.0M | $50.6M | ||
| Q1 24 | $10.6M | $50.3M |
营业利润率AMTBBANF
| Q4 25 | 2.1% | 59.0% | ||
| Q3 25 | 20.2% | 62.9% | ||
| Q2 25 | 32.9% | 65.7% | ||
| Q1 25 | 18.0% | 61.3% | ||
| Q4 24 | 20.6% | 62.1% | ||
| Q3 24 | -76.4% | 64.3% | ||
| Q2 24 | 8.0% | 59.3% | ||
| Q1 24 | 17.3% | 60.5% |
净利率AMTBBANF
| Q4 25 | 3.0% | 46.6% | ||
| Q3 25 | 15.7% | 49.9% | ||
| Q2 25 | 25.4% | 51.4% | ||
| Q1 25 | 13.9% | 48.4% | ||
| Q4 24 | 19.3% | 48.7% | ||
| Q3 24 | -59.5% | 51.2% | ||
| Q2 24 | 6.3% | 46.1% | ||
| Q1 24 | 13.6% | 47.4% |
每股收益（稀释后）AMTBBANF
| Q4 25 | $0.08 | $1.75 | ||
| Q3 25 | $0.35 | $1.85 | ||
| Q2 25 | $0.55 | $1.85 | ||
| Q1 25 | $0.28 | $1.66 | ||
| Q4 24 | $0.53 | $1.68 | ||
| Q3 24 | $-1.43 | $1.75 | ||
| Q2 24 | $0.15 | $1.51 | ||
| Q1 24 | $0.31 | $1.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $938.8M | $1.9B |
| 总资产 | $9.8B | $14.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益AMTBBANF
| Q4 25 | $938.8M | $1.9B | ||
| Q3 25 | $944.9M | $1.8B | ||
| Q2 25 | $924.3M | $1.7B | ||
| Q1 25 | $906.3M | $1.7B | ||
| Q4 24 | $890.5M | $1.6B | ||
| Q3 24 | $902.9M | $1.6B | ||
| Q2 24 | $734.3M | $1.5B | ||
| Q1 24 | $738.1M | $1.5B |
总资产AMTBBANF
| Q4 25 | $9.8B | $14.8B | ||
| Q3 25 | $10.4B | $14.2B | ||
| Q2 25 | $10.3B | $14.0B | ||
| Q1 25 | $10.2B | $14.0B | ||
| Q4 24 | $9.9B | $13.6B | ||
| Q3 24 | $10.4B | $13.3B | ||
| Q2 24 | $9.7B | $12.7B | ||
| Q1 24 | $9.8B | $12.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $54.8M |
| 自由现金流经营现金流 - 资本支出 | $31.3M | $43.2M |
| 自由现金流率自由现金流/营收 | 34.7% | 33.9% |
| 资本支出强度资本支出/营收 | 5.8% | 9.0% |
| 现金转化率经营现金流/净利润 | 13.51× | 0.92× |
| 过去12个月自由现金流最近4个季度 | $127.2M | $237.0M |
8季度趋势，按日历期对齐
经营现金流AMTBBANF
| Q4 25 | $36.5M | $54.8M | ||
| Q3 25 | $22.7M | $75.4M | ||
| Q2 25 | $57.6M | $78.1M | ||
| Q1 25 | $20.2M | $77.0M | ||
| Q4 24 | $77.5M | $17.1M | ||
| Q3 24 | $4.2M | $77.6M | ||
| Q2 24 | $-2.3M | $100.2M | ||
| Q1 24 | $2.8M | $66.3M |
自由现金流AMTBBANF
| Q4 25 | $31.3M | $43.2M | ||
| Q3 25 | $21.7M | $63.7M | ||
| Q2 25 | $56.3M | $64.4M | ||
| Q1 25 | $18.0M | $65.6M | ||
| Q4 24 | $76.7M | $2.0M | ||
| Q3 24 | $2.6M | $72.4M | ||
| Q2 24 | $-3.9M | $94.1M | ||
| Q1 24 | $-694.0K | $56.1M |
自由现金流率AMTBBANF
| Q4 25 | 34.7% | 33.9% | ||
| Q3 25 | 23.0% | 50.7% | ||
| Q2 25 | 62.2% | 53.1% | ||
| Q1 25 | 21.0% | 56.6% | ||
| Q4 24 | 87.6% | 1.7% | ||
| Q3 24 | 3.2% | 62.9% | ||
| Q2 24 | -4.9% | 85.7% | ||
| Q1 24 | -0.9% | 52.8% |
资本支出强度AMTBBANF
| Q4 25 | 5.8% | 9.0% | ||
| Q3 25 | 1.1% | 9.3% | ||
| Q2 25 | 1.5% | 11.3% | ||
| Q1 25 | 2.6% | 9.8% | ||
| Q4 24 | 0.9% | 13.1% | ||
| Q3 24 | 2.0% | 4.6% | ||
| Q2 24 | 1.9% | 5.5% | ||
| Q1 24 | 4.5% | 9.7% |
现金转化率AMTBBANF
| Q4 25 | 13.51× | 0.92× | ||
| Q3 25 | 1.54× | 1.20× | ||
| Q2 25 | 2.50× | 1.25× | ||
| Q1 25 | 1.69× | 1.37× | ||
| Q4 24 | 4.59× | 0.30× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | -0.47× | 1.98× | ||
| Q1 24 | 0.26× | 1.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $36.0M | 40% |
| Commercial Portfolio Segment | $25.7M | 28% |
| Commercial Real Estate Portfolio Segment | $17.3M | 19% |
| Consumer Portfolio Segment | $11.1M | 12% |
BANF
暂无分部数据
