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APPFOLIO INC（APPF）与Axos Financial, Inc.（AX）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是APPFOLIO INC的1.5倍（$392.2M vs $262.2M），Axos Financial, Inc.净利率更高（31.8% vs 16.2%，领先15.6%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 15.3%）
AppFolio Inc.是一家2006年成立的美国企业，专注服务房地产行业，为客户提供软件即服务（SaaS）类应用产品及相关配套服务，助力房地产相关经营主体优化管理流程、提升运营效率。
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
APPF vs AX — 直观对比
营收规模更大
AX
是对方的1.5倍
$262.2M
净利率更高
AX
高出15.6%
16.2%
两年增速更快
AX
近两年复合增速
15.3%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $262.2M | $392.2M |
| 净利润 | $42.4M | $124.7M |
| 毛利率 | — | — |
| 营业利润率 | 19.4% | — |
| 净利率 | 16.2% | 31.8% |
| 营收同比 | 20.4% | — |
| 净利润同比 | 35.2% | 18.5% |
| 每股收益（稀释后） | $1.18 | $2.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收APPFAX
| Q1 26 | $262.2M | $392.2M | ||
| Q4 25 | $248.2M | $385.1M | ||
| Q3 25 | $249.4M | $323.4M | ||
| Q2 25 | $235.6M | $321.4M | ||
| Q1 25 | $217.7M | $308.8M | ||
| Q4 24 | $203.7M | $307.9M | ||
| Q3 24 | $205.7M | $320.7M | ||
| Q2 24 | $197.4M | $290.9M |
净利润APPFAX
| Q1 26 | $42.4M | $124.7M | ||
| Q4 25 | $39.9M | $128.4M | ||
| Q3 25 | $33.6M | $112.4M | ||
| Q2 25 | $36.0M | $110.7M | ||
| Q1 25 | $31.4M | $105.2M | ||
| Q4 24 | $102.7M | $104.7M | ||
| Q3 24 | $33.0M | $112.3M | ||
| Q2 24 | $29.7M | $104.9M |
营业利润率APPFAX
| Q1 26 | 19.4% | — | ||
| Q4 25 | 17.6% | 45.6% | ||
| Q3 25 | 14.1% | 46.3% | ||
| Q2 25 | 17.2% | 48.5% | ||
| Q1 25 | 15.5% | 47.9% | ||
| Q4 24 | 11.3% | 48.8% | ||
| Q3 24 | 20.7% | 49.6% | ||
| Q2 24 | 18.3% | 49.6% |
净利率APPFAX
| Q1 26 | 16.2% | 31.8% | ||
| Q4 25 | 16.1% | 33.3% | ||
| Q3 25 | 13.5% | 34.7% | ||
| Q2 25 | 15.3% | 34.4% | ||
| Q1 25 | 14.4% | 34.1% | ||
| Q4 24 | 50.4% | 34.0% | ||
| Q3 24 | 16.0% | 35.0% | ||
| Q2 24 | 15.0% | 36.0% |
每股收益（稀释后）APPFAX
| Q1 26 | $1.18 | $2.15 | ||
| Q4 25 | $1.10 | $2.22 | ||
| Q3 25 | $0.93 | $1.94 | ||
| Q2 25 | $0.99 | $1.89 | ||
| Q1 25 | $0.86 | $1.81 | ||
| Q4 24 | $2.79 | $1.80 | ||
| Q3 24 | $0.90 | $1.93 | ||
| Q2 24 | $0.81 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $147.4M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $470.2M | $3.1B |
| 总资产 | $580.6M | $29.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资APPFAX
| Q1 26 | $147.4M | — | ||
| Q4 25 | $107.0M | $1.0B | ||
| Q3 25 | $76.1M | $2.6B | ||
| Q2 25 | $73.5M | $1.9B | ||
| Q1 25 | $56.9M | $2.0B | ||
| Q4 24 | $42.5M | $2.4B | ||
| Q3 24 | $62.4M | $2.6B | ||
| Q2 24 | $59.6M | $2.0B |
总债务APPFAX
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $312.7M | ||
| Q1 25 | — | $377.4M | ||
| Q4 24 | — | $358.7M | ||
| Q3 24 | — | $313.5M | ||
| Q2 24 | — | $325.7M |
股东权益APPFAX
| Q1 26 | $470.2M | $3.1B | ||
| Q4 25 | $542.6M | $2.9B | ||
| Q3 25 | $498.9M | $2.8B | ||
| Q2 25 | $455.6M | $2.7B | ||
| Q1 25 | $462.1M | $2.6B | ||
| Q4 24 | $519.3M | $2.5B | ||
| Q3 24 | $412.8M | $2.4B | ||
| Q2 24 | $371.4M | $2.3B |
总资产APPFAX
| Q1 26 | $580.6M | $29.2B | ||
| Q4 25 | $689.0M | $28.2B | ||
| Q3 25 | $640.5M | $27.4B | ||
| Q2 25 | $567.4M | $24.8B | ||
| Q1 25 | $564.7M | $24.0B | ||
| Q4 24 | $626.7M | $23.7B | ||
| Q3 24 | $523.3M | $23.6B | ||
| Q2 24 | $479.3M | $22.9B |
负债/权益比APPFAX
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.3M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.81× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流APPFAX
| Q1 26 | $34.3M | — | ||
| Q4 25 | $65.0M | $104.1M | ||
| Q3 25 | $86.0M | $118.4M | ||
| Q2 25 | $52.6M | $490.3M | ||
| Q1 25 | $38.5M | $73.7M | ||
| Q4 24 | $36.6M | $162.5M | ||
| Q3 24 | $57.8M | $70.8M | ||
| Q2 24 | $50.9M | $305.5M |
自由现金流APPFAX
| Q1 26 | — | — | ||
| Q4 25 | $63.7M | $85.4M | ||
| Q3 25 | $84.7M | $109.3M | ||
| Q2 25 | $52.4M | $436.1M | ||
| Q1 25 | $38.2M | $65.1M | ||
| Q4 24 | $36.4M | $156.4M | ||
| Q3 24 | $57.4M | $53.0M | ||
| Q2 24 | $50.8M | $269.5M |
自由现金流率APPFAX
| Q1 26 | — | — | ||
| Q4 25 | 25.7% | 22.2% | ||
| Q3 25 | 34.0% | 33.8% | ||
| Q2 25 | 22.2% | 135.7% | ||
| Q1 25 | 17.6% | 21.1% | ||
| Q4 24 | 17.9% | 50.8% | ||
| Q3 24 | 27.9% | 16.5% | ||
| Q2 24 | 25.8% | 92.6% |
资本支出强度APPFAX
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 4.9% | ||
| Q3 25 | 0.5% | 2.8% | ||
| Q2 25 | 0.1% | 16.9% | ||
| Q1 25 | 0.1% | 2.8% | ||
| Q4 24 | 0.1% | 2.0% | ||
| Q3 24 | 0.2% | 5.5% | ||
| Q2 24 | 0.0% | 12.4% |
现金转化率APPFAX
| Q1 26 | 0.81× | — | ||
| Q4 25 | 1.63× | 0.81× | ||
| Q3 25 | 2.56× | 1.05× | ||
| Q2 25 | 1.46× | 4.43× | ||
| Q1 25 | 1.23× | 0.70× | ||
| Q4 24 | 0.36× | 1.55× | ||
| Q3 24 | 1.75× | 0.63× | ||
| Q2 24 | 1.71× | 2.91× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
APPF
| Value Added Services | $201.4M | 77% |
| Subscription Services | $58.2M | 22% |
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
