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ASSOCIATED BANC-CORP（ASB）与Axos Financial, Inc.（AX）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.0倍（$392.2M vs $383.0M），Axos Financial, Inc.净利率更高（31.8% vs 31.2%，领先0.6%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
ASB vs AX — 直观对比
营收规模更大
AX
是对方的1.0倍
$383.0M
净利率更高
AX
高出0.6%
31.2%
两年增速更快
AX
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $392.2M |
| 净利润 | $119.6M | $124.7M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 31.2% | 31.8% |
| 营收同比 | — | — |
| 净利润同比 | 566.6% | 18.5% |
| 每股收益（稀释后） | $0.70 | $2.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBAX
| Q1 26 | $383.0M | $392.2M | ||
| Q4 25 | $310.0M | $385.1M | ||
| Q3 25 | $305.2M | $323.4M | ||
| Q2 25 | $300.0M | $321.4M | ||
| Q1 25 | $285.9M | $308.8M | ||
| Q4 24 | $270.3M | $307.9M | ||
| Q3 24 | $329.7M | $320.7M | ||
| Q2 24 | $321.8M | $290.9M |
净利润ASBAX
| Q1 26 | $119.6M | $124.7M | ||
| Q4 25 | $137.1M | $128.4M | ||
| Q3 25 | $124.7M | $112.4M | ||
| Q2 25 | $111.2M | $110.7M | ||
| Q1 25 | $101.7M | $105.2M | ||
| Q4 24 | $-161.6M | $104.7M | ||
| Q3 24 | $88.0M | $112.3M | ||
| Q2 24 | $115.6M | $104.9M |
营业利润率ASBAX
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 45.6% | ||
| Q3 25 | 50.5% | 46.3% | ||
| Q2 25 | 46.5% | 48.5% | ||
| Q1 25 | 42.3% | 47.9% | ||
| Q4 24 | -65.8% | 48.8% | ||
| Q3 24 | 32.8% | 49.6% | ||
| Q2 24 | 32.0% | 49.6% |
净利率ASBAX
| Q1 26 | 31.2% | 31.8% | ||
| Q4 25 | 44.2% | 33.3% | ||
| Q3 25 | 40.9% | 34.7% | ||
| Q2 25 | 37.1% | 34.4% | ||
| Q1 25 | 35.6% | 34.1% | ||
| Q4 24 | -59.8% | 34.0% | ||
| Q3 24 | 26.7% | 35.0% | ||
| Q2 24 | 35.9% | 36.0% |
每股收益（稀释后）ASBAX
| Q1 26 | $0.70 | $2.15 | ||
| Q4 25 | $0.80 | $2.22 | ||
| Q3 25 | $0.73 | $1.94 | ||
| Q2 25 | $0.65 | $1.89 | ||
| Q1 25 | $0.59 | $1.81 | ||
| Q4 24 | $-1.10 | $1.80 | ||
| Q3 24 | $0.56 | $1.93 | ||
| Q2 24 | $0.74 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $3.1B |
| 总资产 | $45.6B | $29.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBAX
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $1.9B | ||
| Q1 25 | — | $2.0B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.6B | ||
| Q2 24 | — | $2.0B |
总债务ASBAX
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | $312.7M | ||
| Q1 25 | $591.4M | $377.4M | ||
| Q4 24 | $1.4B | $358.7M | ||
| Q3 24 | $844.3M | $313.5M | ||
| Q2 24 | $536.1M | $325.7M |
股东权益ASBAX
| Q1 26 | $5.0B | $3.1B | ||
| Q4 25 | $5.0B | $2.9B | ||
| Q3 25 | $4.9B | $2.8B | ||
| Q2 25 | $4.8B | $2.7B | ||
| Q1 25 | $4.7B | $2.6B | ||
| Q4 24 | $4.6B | $2.5B | ||
| Q3 24 | $4.4B | $2.4B | ||
| Q2 24 | $4.2B | $2.3B |
总资产ASBAX
| Q1 26 | $45.6B | $29.2B | ||
| Q4 25 | $45.2B | $28.2B | ||
| Q3 25 | $44.5B | $27.4B | ||
| Q2 25 | $44.0B | $24.8B | ||
| Q1 25 | $43.3B | $24.0B | ||
| Q4 24 | $43.0B | $23.7B | ||
| Q3 24 | $42.2B | $23.6B | ||
| Q2 24 | $41.6B | $22.9B |
负债/权益比ASBAX
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | 0.12× | ||
| Q1 25 | 0.13× | 0.14× | ||
| Q4 24 | 0.31× | 0.14× | ||
| Q3 24 | 0.19× | 0.13× | ||
| Q2 24 | 0.13× | 0.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
