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Axos Financial, Inc.（AX）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是PROSPERITY BANCSHARES INC的1.0倍（$385.1M vs $367.6M），Axos Financial, Inc.净利率更高（33.3% vs 31.6%，领先1.7%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 14.3%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
AX vs PB — 直观对比
营收规模更大
AX
是对方的1.0倍
$367.6M
净利率更高
AX
高出1.7%
31.6%
两年增速更快
PB
近两年复合增速
14.3%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $385.1M | $367.6M |
| 净利润 | $128.4M | $116.3M |
| 毛利率 | — | — |
| 营业利润率 | 45.6% | — |
| 净利率 | 33.3% | 31.6% |
| 营收同比 | 25.1% | — |
| 净利润同比 | 22.6% | -10.7% |
| 每股收益（稀释后） | $2.22 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPB
| Q1 26 | — | $367.6M | ||
| Q4 25 | $385.1M | $275.0M | ||
| Q3 25 | $323.4M | $273.4M | ||
| Q2 25 | $321.4M | $267.7M | ||
| Q1 25 | $308.8M | $265.4M | ||
| Q4 24 | $307.9M | $267.8M | ||
| Q3 24 | $320.7M | $261.7M | ||
| Q2 24 | $290.9M | $258.8M |
净利润AXPB
| Q1 26 | — | $116.3M | ||
| Q4 25 | $128.4M | $139.9M | ||
| Q3 25 | $112.4M | $137.6M | ||
| Q2 25 | $110.7M | $135.2M | ||
| Q1 25 | $105.2M | $130.2M | ||
| Q4 24 | $104.7M | $130.1M | ||
| Q3 24 | $112.3M | $127.3M | ||
| Q2 24 | $104.9M | $111.6M |
营业利润率AXPB
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 65.1% | ||
| Q3 25 | 46.3% | 64.4% | ||
| Q2 25 | 48.5% | 64.3% | ||
| Q1 25 | 47.9% | 62.7% | ||
| Q4 24 | 48.8% | 62.0% | ||
| Q3 24 | 49.6% | 62.1% | ||
| Q2 24 | 49.6% | 55.2% |
净利率AXPB
| Q1 26 | — | 31.6% | ||
| Q4 25 | 33.3% | 50.9% | ||
| Q3 25 | 34.7% | 50.3% | ||
| Q2 25 | 34.4% | 50.5% | ||
| Q1 25 | 34.1% | 49.1% | ||
| Q4 24 | 34.0% | 48.6% | ||
| Q3 24 | 35.0% | 48.6% | ||
| Q2 24 | 36.0% | 43.1% |
每股收益（稀释后）AXPB
| Q1 26 | — | $1.16 | ||
| Q4 25 | $2.22 | $1.48 | ||
| Q3 25 | $1.94 | $1.45 | ||
| Q2 25 | $1.89 | $1.42 | ||
| Q1 25 | $1.81 | $1.37 | ||
| Q4 24 | $1.80 | $1.36 | ||
| Q3 24 | $1.93 | $1.34 | ||
| Q2 24 | $1.75 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.9B | $8.2B |
| 总资产 | $28.2B | $43.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXPB
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.0B | — |
总债务AXPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXPB
| Q1 26 | — | $8.2B | ||
| Q4 25 | $2.9B | $7.6B | ||
| Q3 25 | $2.8B | $7.7B | ||
| Q2 25 | $2.7B | $7.6B | ||
| Q1 25 | $2.6B | $7.5B | ||
| Q4 24 | $2.5B | $7.4B | ||
| Q3 24 | $2.4B | $7.4B | ||
| Q2 24 | $2.3B | $7.3B |
总资产AXPB
| Q1 26 | — | $43.6B | ||
| Q4 25 | $28.2B | $38.5B | ||
| Q3 25 | $27.4B | $38.3B | ||
| Q2 25 | $24.8B | $38.4B | ||
| Q1 25 | $24.0B | $38.8B | ||
| Q4 24 | $23.7B | $39.6B | ||
| Q3 24 | $23.6B | $40.1B | ||
| Q2 24 | $22.9B | $39.8B |
负债/权益比AXPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | — |
| 自由现金流经营现金流 - 资本支出 | $85.4M | — |
| 自由现金流率自由现金流/营收 | 22.2% | — |
| 资本支出强度资本支出/营收 | 4.9% | — |
| 现金转化率经营现金流/净利润 | 0.81× | — |
| 过去12个月自由现金流最近4个季度 | $695.9M | — |
8季度趋势，按日历期对齐
经营现金流AXPB
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $78.3M | ||
| Q3 25 | $118.4M | $194.8M | ||
| Q2 25 | $490.3M | $98.2M | ||
| Q1 25 | $73.7M | $178.2M | ||
| Q4 24 | $162.5M | $-205.8M | ||
| Q3 24 | $70.8M | $274.6M | ||
| Q2 24 | $305.5M | $216.5M |
自由现金流AXPB
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $68.5M | ||
| Q3 25 | $109.3M | $185.7M | ||
| Q2 25 | $436.1M | $91.8M | ||
| Q1 25 | $65.1M | $171.1M | ||
| Q4 24 | $156.4M | $-210.7M | ||
| Q3 24 | $53.0M | $270.2M | ||
| Q2 24 | $269.5M | $211.8M |
自由现金流率AXPB
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 24.9% | ||
| Q3 25 | 33.8% | 67.9% | ||
| Q2 25 | 135.7% | 34.3% | ||
| Q1 25 | 21.1% | 64.5% | ||
| Q4 24 | 50.8% | -78.7% | ||
| Q3 24 | 16.5% | 103.3% | ||
| Q2 24 | 92.6% | 81.8% |
资本支出强度AXPB
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 3.6% | ||
| Q3 25 | 2.8% | 3.3% | ||
| Q2 25 | 16.9% | 2.4% | ||
| Q1 25 | 2.8% | 2.7% | ||
| Q4 24 | 2.0% | 1.8% | ||
| Q3 24 | 5.5% | 1.7% | ||
| Q2 24 | 12.4% | 1.8% |
现金转化率AXPB
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 0.56× | ||
| Q3 25 | 1.05× | 1.42× | ||
| Q2 25 | 4.43× | 0.73× | ||
| Q1 25 | 0.70× | 1.37× | ||
| Q4 24 | 1.55× | -1.58× | ||
| Q3 24 | 0.63× | 2.16× | ||
| Q2 24 | 2.91× | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
暂无分部数据
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
