vs
ASSOCIATED BANC-CORP（ASB）与Crane NXT, Co.（CXT）财务数据对比。点击上方公司名可切换其他公司
Crane NXT, Co.的季度营收约是ASSOCIATED BANC-CORP的1.2倍（$476.9M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 10.0%，领先21.3%），过去两年Crane NXT, Co.的营收复合增速更高（23.3% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Crane NXT是一家总部位于美国康涅狄格州斯坦福德的工业产品企业，由理查德·特勒·克莱恩于1855年创立。曾是美国头部卫浴配件制造商，1990年出售卫浴业务后，自1960年起逐步转型为多元化控股集团，目前核心业务涵盖航空航天与电子、工程材料、流体处理、控制设备四大板块，服务化工等多个行业领域。
ASB vs CXT — 直观对比
营收规模更大
CXT
是对方的1.2倍
$383.0M
净利率更高
ASB
高出21.3%
10.0%
两年增速更快
CXT
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $476.9M |
| 净利润 | $119.6M | $47.5M |
| 毛利率 | — | 42.4% |
| 营业利润率 | — | 16.7% |
| 净利率 | 31.2% | 10.0% |
| 营收同比 | — | 19.5% |
| 净利润同比 | 566.6% | — |
| 每股收益（稀释后） | $0.70 | $0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBCXT
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $476.9M | ||
| Q3 25 | $305.2M | $445.1M | ||
| Q2 25 | $300.0M | $404.4M | ||
| Q1 25 | $285.9M | $330.3M | ||
| Q4 24 | $270.3M | $399.1M | ||
| Q3 24 | $329.7M | $403.5M | ||
| Q2 24 | $321.8M | $370.6M |
净利润ASBCXT
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $47.5M | ||
| Q3 25 | $124.7M | $50.5M | ||
| Q2 25 | $111.2M | $24.9M | ||
| Q1 25 | $101.7M | $21.7M | ||
| Q4 24 | $-161.6M | — | ||
| Q3 24 | $88.0M | $47.1M | ||
| Q2 24 | $115.6M | $41.6M |
毛利率ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | — | 42.4% | ||
| Q3 25 | — | 43.3% | ||
| Q2 25 | — | 41.7% | ||
| Q1 25 | — | 42.4% | ||
| Q4 24 | — | 45.2% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | — | 43.4% |
营业利润率ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 16.7% | ||
| Q3 25 | 50.5% | 18.4% | ||
| Q2 25 | 46.5% | 11.8% | ||
| Q1 25 | 42.3% | 11.3% | ||
| Q4 24 | -65.8% | 17.7% | ||
| Q3 24 | 32.8% | 18.6% | ||
| Q2 24 | 32.0% | 18.2% |
净利率ASBCXT
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 10.0% | ||
| Q3 25 | 40.9% | 11.3% | ||
| Q2 25 | 37.1% | 6.2% | ||
| Q1 25 | 35.6% | 6.6% | ||
| Q4 24 | -59.8% | — | ||
| Q3 24 | 26.7% | 11.7% | ||
| Q2 24 | 35.9% | 11.2% |
每股收益（稀释后）ASBCXT
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $0.82 | ||
| Q3 25 | $0.73 | $0.87 | ||
| Q2 25 | $0.65 | $0.43 | ||
| Q1 25 | $0.59 | $0.38 | ||
| Q4 24 | $-1.10 | $1.00 | ||
| Q3 24 | $0.56 | $0.81 | ||
| Q2 24 | $0.74 | $0.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $233.8M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $5.0B | $1.3B |
| 总资产 | $45.6B | $3.1B |
| 负债/权益比越低杠杆越低 | — | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | — | $233.8M | ||
| Q3 25 | — | $182.4M | ||
| Q2 25 | — | $152.5M | ||
| Q1 25 | — | $173.8M | ||
| Q4 24 | — | $165.8M | ||
| Q3 24 | — | $165.1M | ||
| Q2 24 | — | $175.5M |
总债务ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $1.0B | ||
| Q3 25 | $594.1M | $834.3M | ||
| Q2 25 | $593.5M | $861.8M | ||
| Q1 25 | $591.4M | $541.1M | ||
| Q4 24 | $1.4B | $540.6M | ||
| Q3 24 | $844.3M | $638.2M | ||
| Q2 24 | $536.1M | $638.9M |
股东权益ASBCXT
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $1.3B | ||
| Q3 25 | $4.9B | $1.2B | ||
| Q2 25 | $4.8B | $1.2B | ||
| Q1 25 | $4.7B | $1.1B | ||
| Q4 24 | $4.6B | $1.1B | ||
| Q3 24 | $4.4B | $1.1B | ||
| Q2 24 | $4.2B | $989.8M |
总资产ASBCXT
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $3.1B | ||
| Q3 25 | $44.5B | $2.9B | ||
| Q2 25 | $44.0B | $2.9B | ||
| Q1 25 | $43.3B | $2.4B | ||
| Q4 24 | $43.0B | $2.4B | ||
| Q3 24 | $42.2B | $2.4B | ||
| Q2 24 | $41.6B | $2.4B |
负债/权益比ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.80× | ||
| Q3 25 | 0.12× | 0.69× | ||
| Q2 25 | 0.12× | 0.73× | ||
| Q1 25 | 0.13× | 0.49× | ||
| Q4 24 | 0.31× | 0.51× | ||
| Q3 24 | 0.19× | 0.60× | ||
| Q2 24 | 0.13× | 0.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $105.8M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.23× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $105.8M | ||
| Q3 25 | $158.0M | $92.0M | ||
| Q2 25 | $141.5M | $62.8M | ||
| Q1 25 | $98.2M | $-19.1M | ||
| Q4 24 | $207.1M | $81.1M | ||
| Q3 24 | $105.1M | $66.7M | ||
| Q2 24 | $113.5M | $56.8M |
自由现金流ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $78.7M | ||
| Q2 25 | — | $55.8M | ||
| Q1 25 | — | $-32.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $53.5M | ||
| Q2 24 | — | $47.9M |
自由现金流率ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 17.7% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | -9.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 13.3% | ||
| Q2 24 | — | 12.9% |
资本支出强度ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 2.4% |
现金转化率ASBCXT
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 2.23× | ||
| Q3 25 | 1.27× | 1.82× | ||
| Q2 25 | 1.27× | 2.52× | ||
| Q1 25 | 0.97× | -0.88× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | 1.42× | ||
| Q2 24 | 0.98× | 1.37× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
CXT
| Other | $260.9M | 55% |
| Products | $181.1M | 38% |
| Services | $34.9M | 7% |
