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ASSOCIATED BANC-CORP（ASB）与LOUISIANA-PACIFIC CORP（LPX）财务数据对比。点击上方公司名可切换其他公司
LOUISIANA-PACIFIC CORP的季度营收约是ASSOCIATED BANC-CORP的1.5倍（$566.0M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -1.4%，领先32.6%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -11.6%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
路易斯安那-太平洋公司（简称LP）是美国知名建材制造商，成立于1973年，是美国定向结构刨花板（OSB）生产的开创者，总部现位于田纳西州纳什维尔。作为全球最大的OSB生产商，公司还生产工程木建材产品，通过建材分销商、经销商及家居零售中心向建筑商和业主供货。
ASB vs LPX — 直观对比
营收规模更大
LPX
是对方的1.5倍
$383.0M
净利率更高
ASB
高出32.6%
-1.4%
两年增速更快
ASB
近两年复合增速
-11.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $566.0M |
| 净利润 | $119.6M | $-8.0M |
| 毛利率 | — | 15.0% |
| 营业利润率 | — | -1.6% |
| 净利率 | 31.2% | -1.4% |
| 营收同比 | — | -16.9% |
| 净利润同比 | 566.6% | -112.9% |
| 每股收益（稀释后） | $0.70 | $-0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBLPX
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $566.0M | ||
| Q3 25 | $305.2M | $663.0M | ||
| Q2 25 | $300.0M | $755.0M | ||
| Q1 25 | $285.9M | $724.0M | ||
| Q4 24 | $270.3M | $681.0M | ||
| Q3 24 | $329.7M | $722.0M | ||
| Q2 24 | $321.8M | $814.0M |
净利润ASBLPX
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $-8.0M | ||
| Q3 25 | $124.7M | $9.0M | ||
| Q2 25 | $111.2M | $54.0M | ||
| Q1 25 | $101.7M | $91.0M | ||
| Q4 24 | $-161.6M | $62.0M | ||
| Q3 24 | $88.0M | $90.0M | ||
| Q2 24 | $115.6M | $160.0M |
毛利率ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | — | 15.0% | ||
| Q3 25 | — | 19.5% | ||
| Q2 25 | — | 23.6% | ||
| Q1 25 | — | 27.2% | ||
| Q4 24 | — | 23.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 32.3% |
营业利润率ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | -1.6% | ||
| Q3 25 | 50.5% | 2.7% | ||
| Q2 25 | 46.5% | 10.6% | ||
| Q1 25 | 42.3% | 16.6% | ||
| Q4 24 | -65.8% | 11.0% | ||
| Q3 24 | 32.8% | 16.1% | ||
| Q2 24 | 32.0% | 23.8% |
净利率ASBLPX
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | -1.4% | ||
| Q3 25 | 40.9% | 1.4% | ||
| Q2 25 | 37.1% | 7.2% | ||
| Q1 25 | 35.6% | 12.6% | ||
| Q4 24 | -59.8% | 9.1% | ||
| Q3 24 | 26.7% | 12.5% | ||
| Q2 24 | 35.9% | 19.7% |
每股收益（稀释后）ASBLPX
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $-0.12 | ||
| Q3 25 | $0.73 | $0.13 | ||
| Q2 25 | $0.65 | $0.77 | ||
| Q1 25 | $0.59 | $1.30 | ||
| Q4 24 | $-1.10 | $0.90 | ||
| Q3 24 | $0.56 | $1.28 | ||
| Q2 24 | $0.74 | $2.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.0M |
| 总债务越低越好 | — | $348.0M |
| 股东权益账面价值 | $5.0B | $1.7B |
| 总资产 | $45.6B | $2.6B |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | — | $292.0M | ||
| Q3 25 | — | $316.0M | ||
| Q2 25 | — | $333.0M | ||
| Q1 25 | — | $256.0M | ||
| Q4 24 | — | $340.0M | ||
| Q3 24 | — | $346.0M | ||
| Q2 24 | — | $317.0M |
总债务ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $348.0M | ||
| Q3 25 | $594.1M | $348.0M | ||
| Q2 25 | $593.5M | $348.0M | ||
| Q1 25 | $591.4M | $348.0M | ||
| Q4 24 | $1.4B | $348.0M | ||
| Q3 24 | $844.3M | $347.0M | ||
| Q2 24 | $536.1M | $347.0M |
股东权益ASBLPX
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $1.7B | ||
| Q3 25 | $4.9B | $1.7B | ||
| Q2 25 | $4.8B | $1.7B | ||
| Q1 25 | $4.7B | $1.7B | ||
| Q4 24 | $4.6B | $1.7B | ||
| Q3 24 | $4.4B | $1.7B | ||
| Q2 24 | $4.2B | $1.7B |
总资产ASBLPX
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $2.6B | ||
| Q3 25 | $44.5B | $2.6B | ||
| Q2 25 | $44.0B | $2.7B | ||
| Q1 25 | $43.3B | $2.6B | ||
| Q4 24 | $43.0B | $2.6B | ||
| Q3 24 | $42.2B | $2.6B | ||
| Q2 24 | $41.6B | $2.5B |
负债/权益比ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.20× | ||
| Q3 25 | 0.12× | 0.20× | ||
| Q2 25 | 0.12× | 0.20× | ||
| Q1 25 | 0.13× | 0.21× | ||
| Q4 24 | 0.31× | 0.21× | ||
| Q3 24 | 0.19× | 0.21× | ||
| Q2 24 | 0.13× | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $67.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-8.0M |
| 自由现金流率自由现金流/营收 | — | -1.4% |
| 资本支出强度资本支出/营收 | — | 13.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $91.0M |
8季度趋势，按日历期对齐
经营现金流ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $67.0M | ||
| Q3 25 | $158.0M | $89.0M | ||
| Q2 25 | $141.5M | $162.0M | ||
| Q1 25 | $98.2M | $64.0M | ||
| Q4 24 | $207.1M | $105.0M | ||
| Q3 24 | $105.1M | $183.0M | ||
| Q2 24 | $113.5M | $212.0M |
自由现金流ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | — | $-8.0M | ||
| Q3 25 | — | $5.0M | ||
| Q2 25 | — | $94.0M | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $43.0M | ||
| Q3 24 | — | $139.0M | ||
| Q2 24 | — | $176.0M |
自由现金流率ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | — | -1.4% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 12.5% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 19.3% | ||
| Q2 24 | — | 21.6% |
资本支出强度ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | — | 13.3% | ||
| Q3 25 | — | 12.7% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 4.4% |
现金转化率ASBLPX
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | 9.89× | ||
| Q2 25 | 1.27× | 3.00× | ||
| Q1 25 | 0.97× | 0.70× | ||
| Q4 24 | — | 1.69× | ||
| Q3 24 | 1.19× | 2.03× | ||
| Q2 24 | 0.98× | 1.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
LPX
| OS Bvalueadd | $472.0M | 83% |
| Other | $84.0M | 15% |
| Otherproducts | $10.0M | 2% |
