vs
ASSOCIATED BANC-CORP（ASB）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.2倍（$463.1M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 21.8%，领先9.5%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -3.8%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
ASB vs MATV — 直观对比
营收规模更大
MATV
是对方的1.2倍
$383.0M
净利率更高
ASB
高出9.5%
21.8%
两年增速更快
ASB
近两年复合增速
-3.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $463.1M |
| 净利润 | $119.6M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | — | 2.2% |
| 净利率 | 31.2% | 21.8% |
| 营收同比 | — | 1.0% |
| 净利润同比 | 566.6% | 6620.0% |
| 每股收益（稀释后） | $0.70 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBMATV
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $463.1M | ||
| Q3 25 | $305.2M | $513.7M | ||
| Q2 25 | $300.0M | $525.4M | ||
| Q1 25 | $285.9M | $484.8M | ||
| Q4 24 | $270.3M | $458.6M | ||
| Q3 24 | $329.7M | $498.5M | ||
| Q2 24 | $321.8M | $523.8M |
净利润ASBMATV
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $100.8M | ||
| Q3 25 | $124.7M | $-3.2M | ||
| Q2 25 | $111.2M | $-9.5M | ||
| Q1 25 | $101.7M | $-425.5M | ||
| Q4 24 | $-161.6M | $1.5M | ||
| Q3 24 | $88.0M | $-20.8M | ||
| Q2 24 | $115.6M | $-1.4M |
毛利率ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% |
营业利润率ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 2.2% | ||
| Q3 25 | 50.5% | 3.1% | ||
| Q2 25 | 46.5% | 3.8% | ||
| Q1 25 | 42.3% | -88.8% | ||
| Q4 24 | -65.8% | 0.6% | ||
| Q3 24 | 32.8% | 1.4% | ||
| Q2 24 | 32.0% | 2.0% |
净利率ASBMATV
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 21.8% | ||
| Q3 25 | 40.9% | -0.6% | ||
| Q2 25 | 37.1% | -1.8% | ||
| Q1 25 | 35.6% | -87.8% | ||
| Q4 24 | -59.8% | 0.3% | ||
| Q3 24 | 26.7% | -4.2% | ||
| Q2 24 | 35.9% | -0.3% |
每股收益（稀释后）ASBMATV
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $1.87 | ||
| Q3 25 | $0.73 | $-0.06 | ||
| Q2 25 | $0.65 | $-0.18 | ||
| Q1 25 | $0.59 | $-7.82 | ||
| Q4 24 | $-1.10 | $0.03 | ||
| Q3 24 | $0.56 | $-0.38 | ||
| Q2 24 | $0.74 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $84.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $5.0B | $498.7M |
| 总资产 | $45.6B | $2.1B |
| 负债/权益比越低杠杆越低 | — | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | — | $84.2M | ||
| Q3 25 | — | $97.1M | ||
| Q2 25 | — | $95.6M | ||
| Q1 25 | — | $84.0M | ||
| Q4 24 | — | $94.3M | ||
| Q3 24 | — | $162.2M | ||
| Q2 24 | — | $133.4M |
总债务ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $1.0B | ||
| Q3 25 | $594.1M | $1.0B | ||
| Q2 25 | $593.5M | $1.1B | ||
| Q1 25 | $591.4M | $1.1B | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | $844.3M | $1.2B | ||
| Q2 24 | $536.1M | $1.2B |
股东权益ASBMATV
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $498.7M | ||
| Q3 25 | $4.9B | $397.4M | ||
| Q2 25 | $4.8B | $416.6M | ||
| Q1 25 | $4.7B | $428.2M | ||
| Q4 24 | $4.6B | $858.5M | ||
| Q3 24 | $4.4B | $882.3M | ||
| Q2 24 | $4.2B | $898.0M |
总资产ASBMATV
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $2.1B | ||
| Q3 25 | $44.5B | $2.0B | ||
| Q2 25 | $44.0B | $2.1B | ||
| Q1 25 | $43.3B | $2.1B | ||
| Q4 24 | $43.0B | $2.4B | ||
| Q3 24 | $42.2B | $2.6B | ||
| Q2 24 | $41.6B | $2.6B |
负债/权益比ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 2.07× | ||
| Q3 25 | 0.12× | 2.63× | ||
| Q2 25 | 0.12× | 2.66× | ||
| Q1 25 | 0.13× | 2.67× | ||
| Q4 24 | 0.31× | 1.30× | ||
| Q3 24 | 0.19× | 1.32× | ||
| Q2 24 | 0.13× | 1.29× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $19.3M |
| 自由现金流经营现金流 - 资本支出 | — | $8.0M |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 0.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.8M |
8季度趋势，按日历期对齐
经营现金流ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $19.3M | ||
| Q3 25 | $158.0M | $72.8M | ||
| Q2 25 | $141.5M | $57.6M | ||
| Q1 25 | $98.2M | $-15.9M | ||
| Q4 24 | $207.1M | $24.1M | ||
| Q3 24 | $105.1M | $37.6M | ||
| Q2 24 | $113.5M | $46.1M |
自由现金流ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $66.7M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $-29.8M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | — | $25.5M | ||
| Q2 24 | — | $37.4M |
自由现金流率ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | -6.1% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 5.1% | ||
| Q2 24 | — | 7.1% |
资本支出强度ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.7% |
现金转化率ASBMATV
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 0.19× | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | 16.07× | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
