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ASSOCIATED BANC-CORP（ASB）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是SHOE CARNIVAL INC的1.3倍（$383.0M vs $297.2M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 4.9%，领先26.3%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 3.0%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
ASB vs SCVL — 直观对比
营收规模更大
ASB
是对方的1.3倍
$297.2M
净利率更高
ASB
高出26.3%
4.9%
两年增速更快
ASB
近两年复合增速
3.0%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $297.2M |
| 净利润 | $119.6M | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | — | 6.3% |
| 净利率 | 31.2% | 4.9% |
| 营收同比 | — | -3.2% |
| 净利润同比 | 566.6% | -23.9% |
| 每股收益（稀释后） | $0.70 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBSCVL
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $297.2M | ||
| Q3 25 | $305.2M | $306.4M | ||
| Q2 25 | $300.0M | $277.7M | ||
| Q1 25 | $285.9M | $262.9M | ||
| Q4 24 | $270.3M | $306.9M | ||
| Q3 24 | $329.7M | $332.7M | ||
| Q2 24 | $321.8M | $300.4M |
净利润ASBSCVL
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $14.6M | ||
| Q3 25 | $124.7M | $19.2M | ||
| Q2 25 | $111.2M | $9.3M | ||
| Q1 25 | $101.7M | $14.7M | ||
| Q4 24 | $-161.6M | $19.2M | ||
| Q3 24 | $88.0M | $22.6M | ||
| Q2 24 | $115.6M | $17.3M |
毛利率ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% |
营业利润率ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 6.3% | ||
| Q3 25 | 50.5% | 8.2% | ||
| Q2 25 | 46.5% | 4.3% | ||
| Q1 25 | 42.3% | 5.3% | ||
| Q4 24 | -65.8% | 8.0% | ||
| Q3 24 | 32.8% | 9.0% | ||
| Q2 24 | 32.0% | 7.5% |
净利率ASBSCVL
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 4.9% | ||
| Q3 25 | 40.9% | 6.3% | ||
| Q2 25 | 37.1% | 3.4% | ||
| Q1 25 | 35.6% | 5.6% | ||
| Q4 24 | -59.8% | 6.3% | ||
| Q3 24 | 26.7% | 6.8% | ||
| Q2 24 | 35.9% | 5.8% |
每股收益（稀释后）ASBSCVL
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $0.53 | ||
| Q3 25 | $0.73 | $0.70 | ||
| Q2 25 | $0.65 | $0.34 | ||
| Q1 25 | $0.59 | $0.53 | ||
| Q4 24 | $-1.10 | $0.70 | ||
| Q3 24 | $0.56 | $0.82 | ||
| Q2 24 | $0.74 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $683.2M |
| 总资产 | $45.6B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | $107.7M | ||
| Q3 25 | — | $91.9M | ||
| Q2 25 | — | $93.0M | ||
| Q1 25 | — | $123.1M | ||
| Q4 24 | — | $91.1M | ||
| Q3 24 | — | $84.5M | ||
| Q2 24 | — | $69.5M |
总债务ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBSCVL
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $683.2M | ||
| Q3 25 | $4.9B | $670.7M | ||
| Q2 25 | $4.8B | $653.6M | ||
| Q1 25 | $4.7B | $649.0M | ||
| Q4 24 | $4.6B | $635.7M | ||
| Q3 24 | $4.4B | $618.5M | ||
| Q2 24 | $4.2B | $597.8M |
总资产ASBSCVL
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $1.2B | ||
| Q3 25 | $44.5B | $1.2B | ||
| Q2 25 | $44.0B | $1.1B | ||
| Q1 25 | $43.3B | $1.1B | ||
| Q4 24 | $43.0B | $1.1B | ||
| Q3 24 | $42.2B | $1.1B | ||
| Q2 24 | $41.6B | $1.1B |
负债/权益比ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $33.6M |
| 自由现金流经营现金流 - 资本支出 | — | $19.7M |
| 自由现金流率自由现金流/营收 | — | 6.6% |
| 资本支出强度资本支出/营收 | — | 4.7% |
| 现金转化率经营现金流/净利润 | — | 2.30× |
| 过去12个月自由现金流最近4个季度 | — | $35.1M |
8季度趋势，按日历期对齐
经营现金流ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $33.6M | ||
| Q3 25 | $158.0M | $13.3M | ||
| Q2 25 | $141.5M | $-9.6M | ||
| Q1 25 | $98.2M | $44.5M | ||
| Q4 24 | $207.1M | $17.3M | ||
| Q3 24 | $105.1M | $23.7M | ||
| Q2 24 | $113.5M | $17.1M |
自由现金流ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | $19.7M | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | $-23.0M | ||
| Q1 25 | — | $36.2M | ||
| Q4 24 | — | $8.3M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $6.9M |
自由现金流率ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | -8.3% | ||
| Q1 25 | — | 13.8% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 2.3% |
资本支出强度ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | — | 4.7% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 3.4% |
现金转化率ASBSCVL
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 2.30× | ||
| Q3 25 | 1.27× | 0.69× | ||
| Q2 25 | 1.27× | -1.03× | ||
| Q1 25 | 0.97× | 3.04× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | 1.19× | 1.05× | ||
| Q2 24 | 0.98× | 0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
SCVL
暂无分部数据
