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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.3倍（$53.6M vs $42.3M），HomeTrust Bancshares, Inc.同比增速更快（3.7% vs 3.2%），HomeTrust Bancshares, Inc.自由现金流更多（$45.3M vs $-525.0K），过去两年ALTISOURCE PORTFOLIO SOLUTIONS S.A.的营收复合增速更高（3.6% vs 3.5%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
ASPS vs HTB — 直观对比
营收规模更大
HTB
是对方的1.3倍
$42.3M
营收增速更快
HTB
高出0.4%
3.2%
自由现金流更多
HTB
多$45.8M
$-525.0K
两年增速更快
ASPS
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $53.6M |
| 净利润 | $-7.1M | — |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 37.0% |
| 净利率 | -16.8% | — |
| 营收同比 | 3.2% | 3.7% |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSHTB
| Q4 25 | $42.3M | $53.6M | ||
| Q3 25 | $41.9M | $54.1M | ||
| Q2 25 | $43.3M | $54.4M | ||
| Q1 25 | $43.4M | $50.9M | ||
| Q4 24 | $41.0M | $51.7M | ||
| Q3 24 | $40.5M | $50.6M | ||
| Q2 24 | $39.1M | $50.6M | ||
| Q1 24 | $39.5M | $50.0M |
净利润ASPSHTB
| Q4 25 | $-7.1M | — | ||
| Q3 25 | $-2.3M | $16.5M | ||
| Q2 25 | $16.7M | $17.2M | ||
| Q1 25 | $-5.3M | $14.5M | ||
| Q4 24 | $-8.7M | — | ||
| Q3 24 | $-9.3M | $13.1M | ||
| Q2 24 | $-8.3M | $12.4M | ||
| Q1 24 | $-9.2M | $15.1M |
毛利率ASPSHTB
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSHTB
| Q4 25 | -15.5% | 37.0% | ||
| Q3 25 | 1.2% | 38.5% | ||
| Q2 25 | 7.5% | 40.1% | ||
| Q1 25 | 7.5% | 36.2% | ||
| Q4 24 | 1.4% | 35.4% | ||
| Q3 24 | 2.7% | 33.2% | ||
| Q2 24 | 5.3% | 31.3% | ||
| Q1 24 | -1.4% | 38.0% |
净利率ASPSHTB
| Q4 25 | -16.8% | — | ||
| Q3 25 | -5.5% | 30.5% | ||
| Q2 25 | 38.5% | 31.6% | ||
| Q1 25 | -12.1% | 28.5% | ||
| Q4 24 | -21.3% | — | ||
| Q3 24 | -23.0% | 25.9% | ||
| Q2 24 | -21.1% | 24.6% | ||
| Q1 24 | -23.2% | 30.1% |
每股收益（稀释后）ASPSHTB
| Q4 25 | $-1.02 | $0.93 | ||
| Q3 25 | $-0.22 | $0.95 | ||
| Q2 25 | $1.48 | $1.00 | ||
| Q1 25 | $-0.09 | $0.84 | ||
| Q4 24 | $-4.72 | $0.83 | ||
| Q3 24 | $-2.61 | $0.76 | ||
| Q2 24 | $-2.33 | $0.73 | ||
| Q1 24 | $-0.33 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $324.7M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $600.7M |
| 总资产 | $139.8M | $4.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASPSHTB
| Q4 25 | $26.6M | $324.7M | ||
| Q3 25 | $28.6M | $315.8M | ||
| Q2 25 | $30.0M | $297.2M | ||
| Q1 25 | $30.8M | $299.8M | ||
| Q4 24 | $29.8M | $279.2M | ||
| Q3 24 | $28.3M | $293.5M | ||
| Q2 24 | $29.7M | $294.2M | ||
| Q1 24 | $29.6M | $380.5M |
总债务ASPSHTB
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ASPSHTB
| Q4 25 | $-110.2M | $600.7M | ||
| Q3 25 | $-104.2M | $595.8M | ||
| Q2 25 | $-102.7M | $579.3M | ||
| Q1 25 | $-119.8M | $565.4M | ||
| Q4 24 | $-157.4M | $551.8M | ||
| Q3 24 | $-149.4M | $540.0M | ||
| Q2 24 | $-140.8M | $523.6M | ||
| Q1 24 | $-133.3M | $513.2M |
总资产ASPSHTB
| Q4 25 | $139.8M | $4.5B | ||
| Q3 25 | $139.9M | $4.6B | ||
| Q2 25 | $142.9M | $4.6B | ||
| Q1 25 | $145.7M | $4.6B | ||
| Q4 24 | $143.6M | $4.6B | ||
| Q3 24 | $144.5M | $4.6B | ||
| Q2 24 | $146.6M | $4.7B | ||
| Q1 24 | $148.9M | $4.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $49.5M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $45.3M |
| 自由现金流率自由现金流/营收 | -1.2% | 84.5% |
| 资本支出强度资本支出/营收 | 0.0% | 7.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $93.8M |
8季度趋势，按日历期对齐
经营现金流ASPSHTB
| Q4 25 | $-505.0K | $49.5M | ||
| Q3 25 | $718.0K | $-11.3M | ||
| Q2 25 | $-306.0K | $-8.8M | ||
| Q1 25 | $-5.0M | $71.7M | ||
| Q4 24 | $-1.4M | $45.4M | ||
| Q3 24 | $-1.6M | $43.8M | ||
| Q2 24 | $180.0K | $5.9M | ||
| Q1 24 | $-2.2M | $-9.0M |
自由现金流ASPSHTB
| Q4 25 | $-525.0K | $45.3M | ||
| Q3 25 | $697.0K | $-12.0M | ||
| Q2 25 | $-309.0K | $-10.2M | ||
| Q1 25 | $-5.0M | $70.7M | ||
| Q4 24 | $-1.4M | $42.4M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $5.7M | ||
| Q1 24 | — | $-9.6M |
自由现金流率ASPSHTB
| Q4 25 | -1.2% | 84.5% | ||
| Q3 25 | 1.7% | -22.2% | ||
| Q2 25 | -0.7% | -18.7% | ||
| Q1 25 | -11.5% | 138.7% | ||
| Q4 24 | -3.4% | 82.0% | ||
| Q3 24 | — | 85.1% | ||
| Q2 24 | — | 11.2% | ||
| Q1 24 | — | -19.2% |
资本支出强度ASPSHTB
| Q4 25 | 0.0% | 7.8% | ||
| Q3 25 | 0.1% | 1.4% | ||
| Q2 25 | 0.0% | 2.5% | ||
| Q1 25 | 0.1% | 2.0% | ||
| Q4 24 | 0.0% | 5.9% | ||
| Q3 24 | 0.0% | 1.3% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.0% | 1.1% |
现金转化率ASPSHTB
| Q4 25 | — | — | ||
| Q3 25 | — | -0.68× | ||
| Q2 25 | -0.02× | -0.51× | ||
| Q1 25 | — | 4.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.34× | ||
| Q2 24 | — | 0.48× | ||
| Q1 24 | — | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
HTB
暂无分部数据
