vs
AVISTA CORP（AVA）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
AVISTA CORP的季度营收约是PATHWARD FINANCIAL, INC.的1.9倍（$533.0M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 13.3%，领先13.1%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -6.5%）
Avista Corporation是美国能源企业，业务涵盖发电、输电及天然气配送，服务覆盖住宅、商业与工业客户。公司拥有约1550名员工，为美国西部三个州的35.9万电力用户和32万天然气用户提供能源相关服务，业务区域覆盖华盛顿州东部、爱达荷州北部、俄勒冈州南部及东部部分区域，总面积达7.8万平方公里。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
AVA vs CASH — 直观对比
营收规模更大
AVA
是对方的1.9倍
$276.3M
净利率更高
CASH
高出13.1%
13.3%
两年增速更快
CASH
近两年复合增速
-6.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $533.0M | $276.3M |
| 净利润 | $71.0M | $72.9M |
| 毛利率 | — | — |
| 营业利润率 | 21.0% | — |
| 净利率 | 13.3% | 26.4% |
| 营收同比 | 0.0% | — |
| 净利润同比 | 5.7% | — |
| 每股收益（稀释后） | $0.87 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVACASH
| Q1 26 | — | $276.3M | ||
| Q4 25 | $533.0M | $173.1M | ||
| Q3 25 | $403.0M | $186.7M | ||
| Q2 25 | $411.0M | $195.8M | ||
| Q1 25 | $617.0M | $274.8M | ||
| Q4 24 | $532.8M | $182.6M | ||
| Q3 24 | $393.7M | $179.5M | ||
| Q2 24 | $402.1M | $188.6M |
净利润AVACASH
| Q1 26 | — | $72.9M | ||
| Q4 25 | $71.0M | $35.2M | ||
| Q3 25 | $29.0M | $38.8M | ||
| Q2 25 | $14.0M | $42.1M | ||
| Q1 25 | $79.0M | $75.0M | ||
| Q4 24 | $67.2M | $30.0M | ||
| Q3 24 | $18.5M | $33.5M | ||
| Q2 24 | $22.9M | $44.9M |
营业利润率AVACASH
| Q1 26 | — | — | ||
| Q4 25 | 21.0% | 24.6% | ||
| Q3 25 | 14.9% | 25.9% | ||
| Q2 25 | 13.9% | 24.1% | ||
| Q1 25 | 20.3% | 33.2% | ||
| Q4 24 | 19.1% | 19.8% | ||
| Q3 24 | 12.4% | 20.9% | ||
| Q2 24 | 13.5% | 27.1% |
净利率AVACASH
| Q1 26 | — | 26.4% | ||
| Q4 25 | 13.3% | 20.3% | ||
| Q3 25 | 7.2% | 20.8% | ||
| Q2 25 | 3.4% | 21.5% | ||
| Q1 25 | 12.8% | 27.3% | ||
| Q4 24 | 12.6% | 16.4% | ||
| Q3 24 | 4.7% | 18.7% | ||
| Q2 24 | 5.7% | 23.8% |
每股收益（稀释后）AVACASH
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.87 | $1.57 | ||
| Q3 25 | $0.36 | $1.69 | ||
| Q2 25 | $0.17 | $1.81 | ||
| Q1 25 | $0.98 | $3.14 | ||
| Q4 24 | $0.86 | $1.23 | ||
| Q3 24 | $0.23 | $1.34 | ||
| Q2 24 | $0.29 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $19.0M | $157.6M |
| 总债务越低越好 | — | $59.5M |
| 股东权益账面价值 | $2.7B | $850.7M |
| 总资产 | $8.4B | $7.1B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资AVACASH
| Q1 26 | — | $157.6M | ||
| Q4 25 | $19.0M | $331.2M | ||
| Q3 25 | $44.0M | $120.6M | ||
| Q2 25 | $9.0M | $258.3M | ||
| Q1 25 | $17.0M | $254.2M | ||
| Q4 24 | $30.0M | $597.4M | ||
| Q3 24 | $9.1M | $158.3M | ||
| Q2 24 | $14.6M | $298.9M |
总债务AVACASH
| Q1 26 | — | $59.5M | ||
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | — | $33.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $33.3M |
股东权益AVACASH
| Q1 26 | — | $850.7M | ||
| Q4 25 | $2.7B | $854.5M | ||
| Q3 25 | $2.6B | $858.0M | ||
| Q2 25 | $2.6B | $819.0M | ||
| Q1 25 | $2.6B | $814.7M | ||
| Q4 24 | $2.6B | $758.3M | ||
| Q3 24 | $2.5B | $822.5M | ||
| Q2 24 | $2.5B | $748.4M |
总资产AVACASH
| Q1 26 | — | $7.1B | ||
| Q4 25 | $8.4B | $7.6B | ||
| Q3 25 | $8.2B | $7.2B | ||
| Q2 25 | $8.1B | $7.2B | ||
| Q1 25 | $8.0B | $7.0B | ||
| Q4 24 | $7.9B | $7.6B | ||
| Q3 24 | $7.8B | $7.5B | ||
| Q2 24 | $7.7B | $7.5B |
负债/权益比AVACASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $75.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-116.0M | — |
| 自由现金流率自由现金流/营收 | -21.8% | — |
| 资本支出强度资本支出/营收 | 35.8% | — |
| 现金转化率经营现金流/净利润 | 1.06× | — |
| 过去12个月自由现金流最近4个季度 | $-101.0M | — |
8季度趋势，按日历期对齐
经营现金流AVACASH
| Q1 26 | — | — | ||
| Q4 25 | $75.0M | $108.3M | ||
| Q3 25 | $170.0M | $303.7M | ||
| Q2 25 | $40.0M | $30.4M | ||
| Q1 25 | $184.0M | $188.3M | ||
| Q4 24 | $89.8M | $-71.7M | ||
| Q3 24 | $127.2M | $143.1M | ||
| Q2 24 | $126.8M | $113.2M |
自由现金流AVACASH
| Q1 26 | — | — | ||
| Q4 25 | $-116.0M | $104.1M | ||
| Q3 25 | $37.0M | $300.3M | ||
| Q2 25 | $-103.0M | $27.7M | ||
| Q1 25 | $81.0M | $184.7M | ||
| Q4 24 | $-37.8M | $-73.8M | ||
| Q3 24 | $-27.0M | $138.8M | ||
| Q2 24 | $-5.7M | $111.0M |
自由现金流率AVACASH
| Q1 26 | — | — | ||
| Q4 25 | -21.8% | 60.1% | ||
| Q3 25 | 9.2% | 160.9% | ||
| Q2 25 | -25.1% | 14.1% | ||
| Q1 25 | 13.1% | 67.2% | ||
| Q4 24 | -7.1% | -40.4% | ||
| Q3 24 | -6.9% | 77.3% | ||
| Q2 24 | -1.4% | 58.8% |
资本支出强度AVACASH
| Q1 26 | — | — | ||
| Q4 25 | 35.8% | 2.4% | ||
| Q3 25 | 33.0% | 1.8% | ||
| Q2 25 | 34.8% | 1.4% | ||
| Q1 25 | 16.7% | 1.3% | ||
| Q4 24 | 23.9% | 1.1% | ||
| Q3 24 | 39.2% | 2.4% | ||
| Q2 24 | 33.0% | 1.2% |
现金转化率AVACASH
| Q1 26 | — | — | ||
| Q4 25 | 1.06× | 3.08× | ||
| Q3 25 | 5.86× | 7.83× | ||
| Q2 25 | 2.86× | 0.72× | ||
| Q1 25 | 2.33× | 2.51× | ||
| Q4 24 | 1.34× | -2.39× | ||
| Q3 24 | 6.88× | 4.27× | ||
| Q2 24 | 5.55× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AVA
暂无分部数据
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
