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Avidia Bancorp, Inc.（AVBC）与Blue Foundry Bancorp（BLFY）财务数据对比。点击上方公司名可切换其他公司
Avidia Bancorp, Inc.的季度营收约是Blue Foundry Bancorp的1.8倍（$23.3M vs $12.8M）。Avidia Bancorp, Inc.净利率更高（22.9% vs -27.4%，领先50.3%）
Avidia银行是一家美国互助型社区银行，总部位于马萨诸塞州哈德逊市，于2007年由哈德逊储蓄银行与韦斯特伯勒银行合并成立，主要为当地社区提供各类金融服务。
Blue Foundry Bancorp是总部位于美国新泽西州的区域银行控股公司，主要面向当地个人消费者与中小企业，提供存款账户、消费贷款、住房按揭、商业融资等全方位的个人及商业银行服务。
AVBC vs BLFY — 直观对比
营收规模更大
AVBC
是对方的1.8倍
$12.8M
净利率更高
AVBC
高出50.3%
-27.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $23.3M | $12.8M |
| 净利润 | $5.3M | $-3.5M |
| 毛利率 | — | — |
| 营业利润率 | 33.3% | — |
| 净利率 | 22.9% | -27.4% |
| 营收同比 | — | 35.2% |
| 净利润同比 | — | -30.6% |
| 每股收益（稀释后） | — | $-0.18 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBCBLFY
| Q4 25 | $23.3M | $12.8M | ||
| Q3 25 | $23.4M | $12.2M | ||
| Q2 25 | $20.6M | $11.6M | ||
| Q1 25 | $19.2M | $10.7M | ||
| Q4 24 | — | $9.5M | ||
| Q3 24 | — | $9.1M | ||
| Q2 24 | — | $9.6M | ||
| Q1 24 | — | $9.4M |
净利润AVBCBLFY
| Q4 25 | $5.3M | $-3.5M | ||
| Q3 25 | $-907.0K | $-1.9M | ||
| Q2 25 | $3.9M | $-2.0M | ||
| Q1 25 | $-11.6M | $-2.7M | ||
| Q4 24 | — | $-2.7M | ||
| Q3 24 | — | $-4.0M | ||
| Q2 24 | — | $-2.3M | ||
| Q1 24 | — | $-2.8M |
营业利润率AVBCBLFY
| Q4 25 | 33.3% | — | ||
| Q3 25 | -8.3% | — | ||
| Q2 25 | 24.4% | — | ||
| Q1 25 | -85.9% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
净利率AVBCBLFY
| Q4 25 | 22.9% | -27.4% | ||
| Q3 25 | -3.9% | -15.3% | ||
| Q2 25 | 18.8% | -16.8% | ||
| Q1 25 | -60.3% | -25.1% | ||
| Q4 24 | — | -28.4% | ||
| Q3 24 | — | -44.5% | ||
| Q2 24 | — | -24.5% | ||
| Q1 24 | — | -30.1% |
每股收益（稀释后）AVBCBLFY
| Q4 25 | — | $-0.18 | ||
| Q3 25 | $-0.05 | $-0.10 | ||
| Q2 25 | — | $-0.10 | ||
| Q1 25 | — | $-0.13 | ||
| Q4 24 | — | $-0.12 | ||
| Q3 24 | — | $-0.19 | ||
| Q2 24 | — | $-0.11 | ||
| Q1 24 | — | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $275.0M | $53.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $379.0M | $312.7M |
| 总资产 | $2.8B | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBCBLFY
| Q4 25 | $275.0M | $53.1M | ||
| Q3 25 | $208.3M | $44.1M | ||
| Q2 25 | $592.5M | $41.9M | ||
| Q1 25 | — | $46.2M | ||
| Q4 24 | — | $42.5M | ||
| Q3 24 | — | $76.1M | ||
| Q2 24 | — | $60.3M | ||
| Q1 24 | — | $53.8M |
股东权益AVBCBLFY
| Q4 25 | $379.0M | $312.7M | ||
| Q3 25 | $372.0M | $314.4M | ||
| Q2 25 | $191.4M | $321.3M | ||
| Q1 25 | $186.1M | $326.7M | ||
| Q4 24 | — | $332.2M | ||
| Q3 24 | — | $339.3M | ||
| Q2 24 | — | $345.6M | ||
| Q1 24 | — | $350.2M |
总资产AVBCBLFY
| Q4 25 | $2.8B | $2.2B | ||
| Q3 25 | $2.8B | $2.2B | ||
| Q2 25 | $3.0B | $2.1B | ||
| Q1 25 | $2.7B | $2.1B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.8M | $-6.0M |
| 自由现金流经营现金流 - 资本支出 | $8.0M | — |
| 自由现金流率自由现金流/营收 | 34.4% | — |
| 资本支出强度资本支出/营收 | 3.4% | — |
| 现金转化率经营现金流/净利润 | 1.65× | — |
| 过去12个月自由现金流最近4个季度 | $24.1M | — |
8季度趋势，按日历期对齐
经营现金流AVBCBLFY
| Q4 25 | $8.8M | $-6.0M | ||
| Q3 25 | $24.1M | $-255.0K | ||
| Q2 25 | $-2.3M | $2.0M | ||
| Q1 25 | $-2.2M | $-3.8M | ||
| Q4 24 | — | $-512.0K | ||
| Q3 24 | — | $-3.7M | ||
| Q2 24 | — | $14.1M | ||
| Q1 24 | — | $-4.9M |
自由现金流AVBCBLFY
| Q4 25 | $8.0M | — | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-4.9M |
自由现金流率AVBCBLFY
| Q4 25 | 34.4% | — | ||
| Q3 25 | 99.2% | — | ||
| Q2 25 | -16.0% | — | ||
| Q1 25 | -20.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -51.7% |
资本支出强度AVBCBLFY
| Q4 25 | 3.4% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 4.7% | — | ||
| Q1 25 | 8.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.1% |
现金转化率AVBCBLFY
| Q4 25 | 1.65× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
