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Axos Financial, Inc.（AX）与BLACKBAUD INC（BLKB）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是BLACKBAUD INC的1.4倍（$392.2M vs $281.1M），Axos Financial, Inc.净利率更高（31.8% vs 11.1%，领先20.7%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs -1.1%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Blackbaud是全球知名的云服务提供商，专注为非营利组织、基金会、企业、教育机构、医疗机构、宗教团体及个人公益推动者提供技术支持，旗下产品覆盖筹款、网站管理、客户关系管理、数据分析、财务管理、票务系统、教育管理等多元场景。
AX vs BLKB — 直观对比
营收规模更大
AX
是对方的1.4倍
$281.1M
净利率更高
AX
高出20.7%
11.1%
两年增速更快
AX
近两年复合增速
-1.1%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $281.1M |
| 净利润 | $124.7M | $31.1M |
| 毛利率 | — | 59.2% |
| 营业利润率 | — | 18.3% |
| 净利率 | 31.8% | 11.1% |
| 营收同比 | — | 4.2% |
| 净利润同比 | 18.5% | 620.3% |
| 每股收益（稀释后） | $2.15 | $0.67 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXBLKB
| Q1 26 | $392.2M | $281.1M | ||
| Q4 25 | $385.1M | $295.3M | ||
| Q3 25 | $323.4M | $281.1M | ||
| Q2 25 | $321.4M | $282.0M | ||
| Q1 25 | $308.8M | $269.9M | ||
| Q4 24 | $307.9M | $302.1M | ||
| Q3 24 | $320.7M | $286.6M | ||
| Q2 24 | $290.9M | $287.3M |
净利润AXBLKB
| Q1 26 | $124.7M | $31.1M | ||
| Q4 25 | $128.4M | $36.7M | ||
| Q3 25 | $112.4M | $47.5M | ||
| Q2 25 | $110.7M | $26.5M | ||
| Q1 25 | $105.2M | $4.3M | ||
| Q4 24 | $104.7M | $-346.4M | ||
| Q3 24 | $112.3M | $18.3M | ||
| Q2 24 | $104.9M | $21.2M |
毛利率AXBLKB
| Q1 26 | — | 59.2% | ||
| Q4 25 | — | 58.3% | ||
| Q3 25 | — | 59.6% | ||
| Q2 25 | — | 59.7% | ||
| Q1 25 | — | 57.5% | ||
| Q4 24 | — | 53.8% | ||
| Q3 24 | — | 54.9% | ||
| Q2 24 | — | 56.0% |
营业利润率AXBLKB
| Q1 26 | — | 18.3% | ||
| Q4 25 | 45.6% | 20.0% | ||
| Q3 25 | 46.3% | 19.4% | ||
| Q2 25 | 48.5% | 20.3% | ||
| Q1 25 | 47.9% | 7.3% | ||
| Q4 24 | 48.8% | -121.5% | ||
| Q3 24 | 49.6% | 14.4% | ||
| Q2 24 | 49.6% | 14.4% |
净利率AXBLKB
| Q1 26 | 31.8% | 11.1% | ||
| Q4 25 | 33.3% | 12.4% | ||
| Q3 25 | 34.7% | 16.9% | ||
| Q2 25 | 34.4% | 9.4% | ||
| Q1 25 | 34.1% | 1.6% | ||
| Q4 24 | 34.0% | -114.6% | ||
| Q3 24 | 35.0% | 6.4% | ||
| Q2 24 | 36.0% | 7.4% |
每股收益（稀释后）AXBLKB
| Q1 26 | $2.15 | $0.67 | ||
| Q4 25 | $2.22 | $0.75 | ||
| Q3 25 | $1.94 | $0.98 | ||
| Q2 25 | $1.89 | $0.55 | ||
| Q1 25 | $1.81 | $0.09 | ||
| Q4 24 | $1.80 | $-6.82 | ||
| Q3 24 | $1.93 | $0.35 | ||
| Q2 24 | $1.75 | $0.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $34.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $34.6M |
| 总资产 | $29.2B | $2.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXBLKB
| Q1 26 | — | $34.1M | ||
| Q4 25 | $1.0B | $38.9M | ||
| Q3 25 | $2.6B | $38.3M | ||
| Q2 25 | $1.9B | $41.6M | ||
| Q1 25 | $2.0B | $37.2M | ||
| Q4 24 | $2.4B | $67.6M | ||
| Q3 24 | $2.6B | $34.6M | ||
| Q2 24 | $2.0B | $30.4M |
总债务AXBLKB
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $1.1B | ||
| Q3 24 | $313.5M | $1.0B | ||
| Q2 24 | $325.7M | $1.0B |
股东权益AXBLKB
| Q1 26 | $3.1B | $34.6M | ||
| Q4 25 | $2.9B | $85.1M | ||
| Q3 25 | $2.8B | $108.2M | ||
| Q2 25 | $2.7B | $72.7M | ||
| Q1 25 | $2.6B | $17.5M | ||
| Q4 24 | $2.5B | $126.8M | ||
| Q3 24 | $2.4B | $544.8M | ||
| Q2 24 | $2.3B | $577.5M |
总资产AXBLKB
| Q1 26 | $29.2B | $2.1B | ||
| Q4 25 | $28.2B | $2.4B | ||
| Q3 25 | $27.4B | $2.1B | ||
| Q2 25 | $24.8B | $2.6B | ||
| Q1 25 | $24.0B | $2.1B | ||
| Q4 24 | $23.7B | $2.5B | ||
| Q3 24 | $23.6B | $2.6B | ||
| Q2 24 | $22.9B | $3.0B |
负债/权益比AXBLKB
| Q1 26 | — | — | ||
| Q4 25 | — | 13.06× | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 8.50× | ||
| Q3 24 | 0.13× | 1.84× | ||
| Q2 24 | 0.14× | 1.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $51.5M |
| 自由现金流经营现金流 - 资本支出 | — | $37.0M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.65× |
| 过去12个月自由现金流最近4个季度 | — | $294.1M |
8季度趋势，按日历期对齐
经营现金流AXBLKB
| Q1 26 | — | $51.5M | ||
| Q4 25 | $104.1M | $58.0M | ||
| Q3 25 | $118.4M | $139.2M | ||
| Q2 25 | $490.3M | $66.9M | ||
| Q1 25 | $73.7M | $1.4M | ||
| Q4 24 | $162.5M | $73.6M | ||
| Q3 24 | $70.8M | $104.0M | ||
| Q2 24 | $305.5M | $53.1M |
自由现金流AXBLKB
| Q1 26 | — | $37.0M | ||
| Q4 25 | $85.4M | $55.0M | ||
| Q3 25 | $109.3M | $135.7M | ||
| Q2 25 | $436.1M | $66.3M | ||
| Q1 25 | $65.1M | $712.0K | ||
| Q4 24 | $156.4M | $73.4M | ||
| Q3 24 | $53.0M | $102.9M | ||
| Q2 24 | $269.5M | $48.0M |
自由现金流率AXBLKB
| Q1 26 | — | 13.2% | ||
| Q4 25 | 22.2% | 18.6% | ||
| Q3 25 | 33.8% | 48.3% | ||
| Q2 25 | 135.7% | 23.5% | ||
| Q1 25 | 21.1% | 0.3% | ||
| Q4 24 | 50.8% | 24.3% | ||
| Q3 24 | 16.5% | 35.9% | ||
| Q2 24 | 92.6% | 16.7% |
资本支出强度AXBLKB
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 1.0% | ||
| Q3 25 | 2.8% | 1.2% | ||
| Q2 25 | 16.9% | 0.2% | ||
| Q1 25 | 2.8% | 0.3% | ||
| Q4 24 | 2.0% | 0.1% | ||
| Q3 24 | 5.5% | 0.4% | ||
| Q2 24 | 12.4% | 1.8% |
现金转化率AXBLKB
| Q1 26 | — | 1.65× | ||
| Q4 25 | 0.81× | 1.58× | ||
| Q3 25 | 1.05× | 2.93× | ||
| Q2 25 | 4.43× | 2.53× | ||
| Q1 25 | 0.70× | 0.32× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 5.69× | ||
| Q2 24 | 2.91× | 2.50× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
BLKB
暂无分部数据
