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Axos Financial, Inc.（AX）与Sprinklr, Inc.（CXM）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Sprinklr, Inc.的1.8倍（$392.2M vs $219.1M），Axos Financial, Inc.净利率更高（31.8% vs 1.3%，领先30.5%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 6.2%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Sprinklr是美国的一家SaaS企业，专注于客户体验管理（CXM）平台研发。其同名产品整合了社媒营销、社交广告、内容管理、团队协作、员工倡导、客户服务、社媒调研与监测等多类应用模块，为企业提供全链路的客户体验管理解决方案。
AX vs CXM — 直观对比
营收规模更大
AX
是对方的1.8倍
$219.1M
净利率更高
AX
高出30.5%
1.3%
两年增速更快
AX
近两年复合增速
6.2%
损益表 — Q3 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $219.1M |
| 净利润 | $124.7M | $2.9M |
| 毛利率 | — | 66.4% |
| 营业利润率 | — | 5.3% |
| 净利率 | 31.8% | 1.3% |
| 营收同比 | — | 9.2% |
| 净利润同比 | 18.5% | -72.2% |
| 每股收益（稀释后） | $2.15 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXCXM
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $219.1M | ||
| Q3 25 | $323.4M | $212.0M | ||
| Q2 25 | $321.4M | $205.5M | ||
| Q1 25 | $308.8M | $202.5M | ||
| Q4 24 | $307.9M | $200.7M | ||
| Q3 24 | $320.7M | $197.2M | ||
| Q2 24 | $290.9M | $196.0M |
净利润AXCXM
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $2.9M | ||
| Q3 25 | $112.4M | $12.6M | ||
| Q2 25 | $110.7M | $-1.6M | ||
| Q1 25 | $105.2M | $98.7M | ||
| Q4 24 | $104.7M | $10.5M | ||
| Q3 24 | $112.3M | $1.8M | ||
| Q2 24 | $104.9M | $10.6M |
毛利率AXCXM
| Q1 26 | — | — | ||
| Q4 25 | — | 66.4% | ||
| Q3 25 | — | 68.2% | ||
| Q2 25 | — | 69.5% | ||
| Q1 25 | — | 71.0% | ||
| Q4 24 | — | 71.2% | ||
| Q3 24 | — | 72.6% | ||
| Q2 24 | — | 73.9% |
营业利润率AXCXM
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 5.3% | ||
| Q3 25 | 46.3% | 7.7% | ||
| Q2 25 | 48.5% | -0.9% | ||
| Q1 25 | 47.9% | 5.2% | ||
| Q4 24 | 48.8% | 3.9% | ||
| Q3 24 | 49.6% | -0.0% | ||
| Q2 24 | 49.6% | 2.9% |
净利率AXCXM
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 1.3% | ||
| Q3 25 | 34.7% | 5.9% | ||
| Q2 25 | 34.4% | -0.8% | ||
| Q1 25 | 34.1% | 48.7% | ||
| Q4 24 | 34.0% | 5.2% | ||
| Q3 24 | 35.0% | 0.9% | ||
| Q2 24 | 36.0% | 5.4% |
每股收益（稀释后）AXCXM
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.01 | ||
| Q3 25 | $1.94 | $0.05 | ||
| Q2 25 | $1.89 | $-0.01 | ||
| Q1 25 | $1.81 | $0.35 | ||
| Q4 24 | $1.80 | $0.04 | ||
| Q3 24 | $1.93 | $0.01 | ||
| Q2 24 | $1.75 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $189.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $558.1M |
| 总资产 | $29.2B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXCXM
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $189.6M | ||
| Q3 25 | $2.6B | $125.4M | ||
| Q2 25 | $1.9B | $126.4M | ||
| Q1 25 | $2.0B | $145.3M | ||
| Q4 24 | $2.4B | $93.2M | ||
| Q3 24 | $2.6B | $119.1M | ||
| Q2 24 | $2.0B | $126.8M |
总债务AXCXM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXCXM
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $558.1M | ||
| Q3 25 | $2.8B | $543.4M | ||
| Q2 25 | $2.7B | $639.8M | ||
| Q1 25 | $2.6B | $612.1M | ||
| Q4 24 | $2.5B | $497.0M | ||
| Q3 24 | $2.4B | $469.0M | ||
| Q2 24 | $2.3B | $610.9M |
总资产AXCXM
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.1B | ||
| Q3 25 | $27.4B | $1.1B | ||
| Q2 25 | $24.8B | $1.2B | ||
| Q1 25 | $24.0B | $1.2B | ||
| Q4 24 | $23.7B | $970.3M | ||
| Q3 24 | $23.6B | $983.8M | ||
| Q2 24 | $22.9B | $1.1B |
负债/权益比AXCXM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $20.0M |
| 自由现金流经营现金流 - 资本支出 | — | $19.8M |
| 自由现金流率自由现金流/营收 | — | 9.0% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 6.87× |
| 过去12个月自由现金流最近4个季度 | — | $142.3M |
8季度趋势，按日历期对齐
经营现金流AXCXM
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $20.0M | ||
| Q3 25 | $118.4M | $34.8M | ||
| Q2 25 | $490.3M | $83.8M | ||
| Q1 25 | $73.7M | $5.4M | ||
| Q4 24 | $162.5M | $9.2M | ||
| Q3 24 | $70.8M | $21.3M | ||
| Q2 24 | $305.5M | $41.7M |
自由现金流AXCXM
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $19.8M | ||
| Q3 25 | $109.3M | $34.4M | ||
| Q2 25 | $436.1M | $83.5M | ||
| Q1 25 | $65.1M | $4.6M | ||
| Q4 24 | $156.4M | $8.2M | ||
| Q3 24 | $53.0M | $19.8M | ||
| Q2 24 | $269.5M | $39.2M |
自由现金流率AXCXM
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 9.0% | ||
| Q3 25 | 33.8% | 16.2% | ||
| Q2 25 | 135.7% | 40.6% | ||
| Q1 25 | 21.1% | 2.3% | ||
| Q4 24 | 50.8% | 4.1% | ||
| Q3 24 | 16.5% | 10.1% | ||
| Q2 24 | 92.6% | 20.0% |
资本支出强度AXCXM
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 0.1% | ||
| Q3 25 | 2.8% | 0.2% | ||
| Q2 25 | 16.9% | 0.1% | ||
| Q1 25 | 2.8% | 0.4% | ||
| Q4 24 | 2.0% | 0.5% | ||
| Q3 24 | 5.5% | 0.8% | ||
| Q2 24 | 12.4% | 1.3% |
现金转化率AXCXM
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 6.87× | ||
| Q3 25 | 1.05× | 2.76× | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | 0.05× | ||
| Q4 24 | 1.55× | 0.88× | ||
| Q3 24 | 0.63× | 11.58× | ||
| Q2 24 | 2.91× | 3.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
CXM
| License And Service | $190.3M | 87% |
| Professional Services | $28.8M | 13% |
