vs
Axos Financial, Inc.（AX）与Forestar Group Inc.（FOR）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Forestar Group Inc.的1.4倍（$392.2M vs $273.0M），Axos Financial, Inc.净利率更高（31.8% vs 5.6%，领先26.1%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs -9.6%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
AX vs FOR — 直观对比
营收规模更大
AX
是对方的1.4倍
$273.0M
净利率更高
AX
高出26.1%
5.6%
两年增速更快
AX
近两年复合增速
-9.6%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $273.0M |
| 净利润 | $124.7M | $15.4M |
| 毛利率 | — | 20.1% |
| 营业利润率 | — | 7.6% |
| 净利率 | 31.8% | 5.6% |
| 营收同比 | — | 9.0% |
| 净利润同比 | 18.5% | -6.7% |
| 每股收益（稀释后） | $2.15 | $0.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXFOR
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $273.0M | ||
| Q3 25 | $323.4M | $670.5M | ||
| Q2 25 | $321.4M | $390.5M | ||
| Q1 25 | $308.8M | $351.0M | ||
| Q4 24 | $307.9M | $250.4M | ||
| Q3 24 | $320.7M | $551.3M | ||
| Q2 24 | $290.9M | $318.4M |
净利润AXFOR
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $15.4M | ||
| Q3 25 | $112.4M | $86.9M | ||
| Q2 25 | $110.7M | $32.9M | ||
| Q1 25 | $105.2M | $31.6M | ||
| Q4 24 | $104.7M | $16.5M | ||
| Q3 24 | $112.3M | $81.5M | ||
| Q2 24 | $104.9M | $38.7M |
毛利率AXFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 20.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 20.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 22.5% |
营业利润率AXFOR
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 7.6% | ||
| Q3 25 | 46.3% | 16.9% | ||
| Q2 25 | 48.5% | 11.2% | ||
| Q1 25 | 47.9% | 11.6% | ||
| Q4 24 | 48.8% | 8.7% | ||
| Q3 24 | 49.6% | 19.7% | ||
| Q2 24 | 49.6% | 16.2% |
净利率AXFOR
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 5.6% | ||
| Q3 25 | 34.7% | 13.0% | ||
| Q2 25 | 34.4% | 8.4% | ||
| Q1 25 | 34.1% | 9.0% | ||
| Q4 24 | 34.0% | 6.6% | ||
| Q3 24 | 35.0% | 14.8% | ||
| Q2 24 | 36.0% | 12.2% |
每股收益（稀释后）AXFOR
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.30 | ||
| Q3 25 | $1.94 | $1.70 | ||
| Q2 25 | $1.89 | $0.65 | ||
| Q1 25 | $1.81 | $0.62 | ||
| Q4 24 | $1.80 | $0.32 | ||
| Q3 24 | $1.93 | $1.59 | ||
| Q2 24 | $1.75 | $0.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $211.7M |
| 总债务越低越好 | — | $793.2M |
| 股东权益账面价值 | $3.1B | $1.8B |
| 总资产 | $29.2B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.44× |
8季度趋势，按日历期对齐
现金及短期投资AXFOR
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $211.7M | ||
| Q3 25 | $2.6B | $379.2M | ||
| Q2 25 | $1.9B | $189.2M | ||
| Q1 25 | $2.0B | $174.3M | ||
| Q4 24 | $2.4B | $132.0M | ||
| Q3 24 | $2.6B | $481.2M | ||
| Q2 24 | $2.0B | $359.2M |
总债务AXFOR
| Q1 26 | — | — | ||
| Q4 25 | — | $793.2M | ||
| Q3 25 | — | $802.7M | ||
| Q2 25 | $312.7M | $872.8M | ||
| Q1 25 | $377.4M | $872.5M | ||
| Q4 24 | $358.7M | $806.8M | ||
| Q3 24 | $313.5M | $706.4M | ||
| Q2 24 | $325.7M | $706.1M |
股东权益AXFOR
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $1.8B | ||
| Q3 25 | $2.8B | $1.8B | ||
| Q2 25 | $2.7B | $1.7B | ||
| Q1 25 | $2.6B | $1.6B | ||
| Q4 24 | $2.5B | $1.6B | ||
| Q3 24 | $2.4B | $1.6B | ||
| Q2 24 | $2.3B | $1.5B |
总资产AXFOR
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $3.2B | ||
| Q3 25 | $27.4B | $3.1B | ||
| Q2 25 | $24.8B | $3.1B | ||
| Q1 25 | $24.0B | $3.0B | ||
| Q4 24 | $23.7B | $3.0B | ||
| Q3 24 | $23.6B | $2.8B | ||
| Q2 24 | $22.9B | $2.7B |
负债/权益比AXFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.44× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | 0.12× | 0.52× | ||
| Q1 25 | 0.14× | 0.53× | ||
| Q4 24 | 0.14× | 0.50× | ||
| Q3 24 | 0.13× | 0.44× | ||
| Q2 24 | 0.14× | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-157.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-157.1M |
| 自由现金流率自由现金流/营收 | — | -57.5% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | — | -10.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.0M |
8季度趋势，按日历期对齐
经营现金流AXFOR
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-157.0M | ||
| Q3 25 | $118.4M | $256.3M | ||
| Q2 25 | $490.3M | $15.8M | ||
| Q1 25 | $73.7M | $-19.8M | ||
| Q4 24 | $162.5M | $-450.0M | ||
| Q3 24 | $70.8M | $119.2M | ||
| Q2 24 | $305.5M | $-61.7M |
自由现金流AXFOR
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $-157.1M | ||
| Q3 25 | $109.3M | $255.6M | ||
| Q2 25 | $436.1M | $15.0M | ||
| Q1 25 | $65.1M | $-20.5M | ||
| Q4 24 | $156.4M | — | ||
| Q3 24 | $53.0M | $118.4M | ||
| Q2 24 | $269.5M | $-62.3M |
自由现金流率AXFOR
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | -57.5% | ||
| Q3 25 | 33.8% | 38.1% | ||
| Q2 25 | 135.7% | 3.8% | ||
| Q1 25 | 21.1% | -5.8% | ||
| Q4 24 | 50.8% | — | ||
| Q3 24 | 16.5% | 21.5% | ||
| Q2 24 | 92.6% | -19.6% |
资本支出强度AXFOR
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 0.0% | ||
| Q3 25 | 2.8% | 0.1% | ||
| Q2 25 | 16.9% | 0.2% | ||
| Q1 25 | 2.8% | 0.2% | ||
| Q4 24 | 2.0% | 0.0% | ||
| Q3 24 | 5.5% | 0.1% | ||
| Q2 24 | 12.4% | 0.2% |
现金转化率AXFOR
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | -10.19× | ||
| Q3 25 | 1.05× | 2.95× | ||
| Q2 25 | 4.43× | 0.48× | ||
| Q1 25 | 0.70× | -0.63× | ||
| Q4 24 | 1.55× | -27.27× | ||
| Q3 24 | 0.63× | 1.46× | ||
| Q2 24 | 2.91× | -1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
